YNAB is one of the major players in the world of budgeting apps. For some people, it's features like requiring a plan for each dollar, spreading savings plans evenly over time into sinking funds, or syncing with your bank accounts and credit cards are very helpful. For others, like today's guest, Sarah, it can seem like a great idea, but fall short in execution. Today we'll talk about her shift from YNAB to pay period budgeting.

You can start pay period budgeting today with the best selling $9 Mini Course & Template. Get the signature Debt Free Mom spreadsheet budget template plus some quick lessons on how to get started. Start today at debtfreemom.co/template

If you'd like to be a guest on the show and ask Carly your money questions, fill out the application at dfmpodcast.com

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