It was a typical Saturday night. The kind where you’re winding down after a fun outing, and you’re almost home. That was me a few weeks ago. It was around 11 PM, and as I turned right at an intersection, I noticed another car turning left… directly into mine. I stopped, expecting them to notice and adjust. They didn’t. Instead, they drove straight into the front of my car, damaging the fender, blinker, and fog light.

The driver, visibly shaken, got out of the car in tears and admitted fault on the spot. I stayed calm. I remembered: I’ve been in her shoes before — caused accidents myself. It’s not fun. It feels like your whole world flips in an instant, and your stomach drops at the thought of premiums rising, deductibles looming, and the hassle to come.

And in that moment, I leaned on Stoicism — not as a theory, but as a practical philosophy.

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