Right now, interest rates are at record lows, benefiting those who have good credit. But what if  you don't have good credit or can't get credit at all?

Today’s guest is Jim Dunbar, the Managing Partner and Chief Commercial Officer for Affirm Financial Services, a company that provides consumer loans, term loans and unsecured credit cards to individuals who have been turned down by the banks. Jim explains the type of credit card that they offer, who the card is intended for and how it could help to rebuild credit.

Disclaimer: The guests that on this show offer a different perspective and many times a different one than my ours. We have people on this show not as a commercial for their product, but rather, to provide information and multiple points of view for my listeners. The guests on this show are not paying to be here and alternatively, they are not being paid to talk to us.  Nor are we endorsing their views or their product. What we are here for is to discuss options.  All financial decisions should be researched and assessed as a specific solution to your unique situation.