The Debt Free Mom Podcast

45. How Jessica Manages Her Family's Variable Income as a Stay at Home Mom


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In the last episode, I shared my story about switching from set salary based income to a highly variable income, and what that was like both personally and in my budget. Now, I'm opening the conversation to other people in similar boats.

Jessica joins me today to talk about how she's managed her variable income budget, and to ask for some advice in handling the pieces that make her feel overwhelmed. As a stay at home mom, she's been budgeting with her husband's variable income as an auto mechanic for the last several years. Now, she's ready to switch from her pen & paper method to a spreadsheet budget!


When it seems like there should be more left in your bank account, and your money seems too complicated to keep track of, the Debt Free Mom Custom Budget service takes the guesswork out of your next budget. Send us your real numbers, and you’ll receive two versions of your pay period budget: the original so you can see how your money is currently flowing and a suggested budget with changes we recommend to prioritize your money goals. Sign up for your Custom Budget today at debtfreemom.co/custom


Do you have a money question that you’d like to talk about with Carly? Do you have a story of navigating a tricky financial situation? We’d love to have you on the Debt Free Mom Podcast! Fill out the guest application at dfmpodcast.com.



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The Debt Free Mom PodcastBy Carly Hill

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