In today’s episode, Dev unpacks key habits that help to build wealth. He covers:

👉🏿 protecting your downside risk

👉🏻 avoiding unnecessary debt

👉 driving an average car

👉🏼 living modestly

👉🏽 exercising regularly

👉🏿 rising early to make the most of the day

👉🏻 diversifying your income and investments

👉 setting long-term goals to guide your decisions

👉🏼 being frugal without being cheap

👉🏽 developing an appetite for learning and seeking mentorship

Related episodes 🎧

👇

413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1

414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2

024 emergency funds, good debt v bad debt

Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.