I can’t believe we’re already kicking off 2025! But before we dive into new conversations and guests, let’s take a moment to reflect on the highlights of 2024. Over the past year, we’ve had incredible guests who shared their expertise across a wide range of topics. And as always, Marc asked each of them for their best piece of advice. In today’s episode, we’ve compiled those standout moments—the lessons, insights, and wisdom that shaped their journeys and contributed to their success. These aren’t just money tips, but life advice that we can all learn from as we step into the new year. Get ready for some golden nuggets to inspire and guide you in 2025!

Want to know how fixed income investing can boost your savings? In Episode 51 of A Bite From The Money Sandwich, Marc Bineham is joined by Ali Rosenberg, co-founder of Blossom, a savings app providing access to 5.95% p.a. and 7.00% p.a. products to help you reach your goals faster. Whether you’re saving for a house, a car, a holiday or just because, Blossom helps you access the targeted returns you need to reach your savings goals faster. Ali shares how she and her sister Gaby, both finance professionals, launched Blossom during the pandemic to break down barriers in the fixed income market. With Blossom Save and Blossom Plus offering competitive returns and flexibility, they’ve attracted 22,000 customers and just under $90 million in funds under management. Ali discusses how they’ve created a platform that empowers women, offering low fees, no minimum investment, and future plans to expand into New Zealand, plus joint and kids' accounts. Learn how they’re making fixed income investments easier for everyday people.

Ever wonder how someone could lose their life savings to a scam? In Episode 50 of A Bite From The Money Sandwich, Marc Bineham is joined by Tracy Hall, author, keynote speaker and senior marketing executive who has most recently become known as the famous last victim of Hamish McLaren - arguably Australia's most prolific con-man. Tracy lost $317,000 and, for a time, her ability to trust. Now, she shares her story of resilience and recovery. Tracy discusses not only her personal experience but also the larger issues of global scams, victim-blaming, and the emotional toll fraud can take. From spotting red flags to rebuilding trust, Tracy’s insights provide invaluable lessons on safeguarding yourself and your finances. With her new memoir, The Last Victim, Tracy aims to educate and raise awareness about scams, while offering hope to others who may have been deceived.

‘Who the Hell is Hamish’ Podcast - https://podcasts.apple.com/au/podcast/who-the-hell-is-hamish/id1451470931

‘The Last Victim’ by Tracy Hall - https://www.amazon.com.au/Last-Victim-betrayal-unbreakable-relationship/dp/0733651151/ref=tmm_pap_swatch_0?_encoding=UTF8&dib_tag=se&dib=eyJ2IjoiMSJ9.i-K8uMa_-BVl791cYR7nqJluy3YtqM_XUQ-mwf3y7wn7JAau8rZRXxdJoqwUlmFQ.K_CJ-Y0Yupn-yNc4DLXbWB3RWvjLacEJrIwG63AZ5fU&qid=1726010371&sr=8-1

Ever thought about how strong community bonds and physical activity can transform mental health? In Episode 49 of A Bite From The Money Sandwich, Marc Bineham is joined by Tim Hewson, founder of Mongrels Men Health & Wellbeing. After 27 years as a banking and finance professional Tim shifted his career to becoming a mental health advocate, inspired by his own experiences with anxiety and depression. Mongrels Men is a charity dedicated to improving men’s mental health through social connections and physical activity. Over the past three years, Mongrels Men has expanded from a local initiative to 12 locations across New South Wales and Queensland, with plans to grow nationwide and impact one million men annually. Marc and Tim discuss the importance of early education, reducing stigma, and creating supportive spaces where men can connect and thrive.

Ever wondered if your health insurance is really giving you the best bang for your buck as you age? In Episode 48 of A Bite From The Money Sandwich, Marc Bineham is joined by Kate Browne, Head of Research and Insights at Compare Club. Compare Club helps Australians find savings in their insurance and loans. Kate and Marc dive into the complexities of health insurance for older Australians. As premiums rise and needs change, they explore why it’s crucial to review your policy every three years to ensure you’re getting the best coverage for your money. They also discuss the benefits of services like Compare Club that help optimise your policy without added costs. Tune in for practical tips on managing your health insurance, understanding coverage tiers, and making sure you're not paying for extras you don't need.

Do you want to know how to equip your young adult children with the financial skills they need for a secure future? In Episode 47 of A Bite From The Money Sandwich, Marc Bineham is joined by Isabelle Charter, CEO and co-founder of Drip Invest, an educational investing app on a mission to build a brighter financial future for young people. Isabelle explains the critical importance of financial education for teenagers and young adults as well as shares her journey and motivation behind Drip Invest. Marc and Isabelle also explore the need for structured financial education, the benefits of starting early, and the importance of bridging the financial literacy gap. Tune in to discover how to empower the next generation with the knowledge, confidence, and discipline to make informed investment decisions.

https://www.dripinvest.com.au/

Want to know how to make the smartest moves in property investing?

  In this episode, Marc Bineham is joined by Damian Collins, who is founder and managing director of Momentum Wealth, Chairman of Westbridge Funds Management and author of “Property Investing Roadmap”. Marc and Damian talk all things property investing including the key strategies, which Damian also covers in his book. They discuss the importance on educating yourself if you are wanting to invest, and explore the pros and cons of residential versus commercial properties. They also highlights the benefits of diversification, understanding property cycles, and seeking expert advice. If you are interested in property investing, this episode is for you.

Looking to understand how you might be able to deduct car expenses on your tax return this year? In Episode 45 of A Bite From The Money Sandwich, Marc Bineham is joined by Chris Noone, who is the CEO of Carly Car Subscription, one of the leading companies driving the transition to sustainable mobility through car subscription and ‘try before you buy’ opportunities for electric vehicles. Marc and Chris delve into tax deductions for car usage, stressing the importance of tracking for tax purposes. They explore various car buying and leasing options, including the benefits and challenges of electric vehicles and car subscription services. From insurance coverage to financial considerations, the discussion covers everything you need to know to make an informed decision.

Ever wondered how you can secure a comfortable retirement despite the rising cost of living? In this episode, Marc Bineham is joined by Jonathan Scholes, who is Head of Client - Wealth at Findex. Marc and Jonathan delve into the importance of early superannuation contributions and strategic retirement planning for Australians. They discuss effective investment strategies for young Australians, the critical role of insurance, and the benefits of maintaining a long-term investment perspective. They also talk about the value of advice, and importance of regular financial check-ups and personalised retirement plans to ensure a secure and comfortable retirement.

Findex https://www.findex.com.au/

Superannuation and Retirement Insights https://www.findex.com.au/superannuation-retirement-insights?utm_source=findex%20web&utm_medium=banner&utm_campaign=wealth%20report&utm_content=superannuation%20insights%20homepage%20banner&utm_term=7018t0000009UmY

Are Australians retiring happy? In this episode, Marc Bineham is joined by Aaron Minney, who is Head of Retirement Income Research at Challenger. Aaron talks about Challenger’s inaugural Retirement Happiness Index revealing the happiness of Australians over 60 and the results might surprise you. Marc and Aaron also uncover the secrets to retirement happiness, covering health, social connections, and financial planning. From a mental challenge to guaranteed income options like annuities, they share practical tips and insights to help you navigate your retirement journey with confidence and joy.