Accumulating Wealth

The first step in financial independence is paying your own bills. Yet, among all the things that come with adulthood, this is the one young people would most like to ignore. In this episode, Judson & Hunter help guide parents and young adults on how to gradually assume this responsibility by budgeting, estimating expenses, and managing credit cards.

Hunter and Judson reminisce on their college days, the things they did right and what they wish they would have done to help them be better in the career world. Judson's minimum wage job and Hunter's study abroad experience both paid dividends in adulthood. There were things they left on the table that they also have seen pay off for others later in life.

You need to establish good credit, but how do you avoid the sand traps along the way? Hunter and Judson share their own young adult credit mishaps and in the process answer who needs credit, why you need it, when to start and how to do it right. Listen in to help your young adult get on the right track.

With Hunter in the hot seat, this episode kicks off illustrating why saving early is the key to accumulating wealth. The guys help you set realistic savings goals by life stage and talk about why an employer match, 401(k), Roth IRA and stocks are a home run.

Judson and Hunter ask their kiddos a simple question with some pretty great answers. They take things back to basics this season, talking through all the financial concepts they wish they'd known when they started college, their career and independent life!

While you can't predict life's ups and downs, the guys advise on how you can appropriately prepare your portfolio for uncontrollable factors such as inflation, medical and disability, divorce, social security and more. Joined by CWA Partner Brian Bortz, they offer insight on how to not only plan ahead but make adjustments along the way.

Special guest Brian Bortz, Partner and IAR at CWA, discusses how to spend money wisely in retirement to get your savings to last as long as possible. This loaded episode goes into the depths of what withdrawal rates in retirement yield the best outcomes, why retirees should still be invested in the stock market and the psychological impact of spending your life savings.

Where you save for retirements is almost as important as how much you save. In this episode the guys offer up their knowledge on the types of accounts you should be leveraging to save towards retirement. They get you thinking about what avenue may be best for your current and future needs, unveil stipulations to each tax environment and how to avoid being "pension poor." For our infographic visit https://bit.ly/2Pk7DEM.