It’s been 21 years since the U.S. Senate declared April to be National Financial Literacy Month, and since that time, financial education has become a perennial national issue, especially among young people who need key skills to take control of their money and plan for the future. But the importance of such skills has grown dramatically for older people, too, as they live much longer than previous generations and need to plan for retirement security during rapidly changing economy times. In today’s episode, we lead off Financial Literacy Month with Peter Janowsky, a long-time retirement planning specialist and “holistic financial planner,” who takes a broad conceptual approach, blending the emotional with the fiscal realities of planning. Peter, whose oldest client is 103, will talk about how to plan for “slow aging,” without significant hardships, only to be faced suddenly “very fast aging” requiring substantial financial adjustments. He’ll explain about how to prepare for working effectively with an array of financial, legal and health care professionals. And as the co-founder Project S.A.F.E. (Seniors Against Financial Exploitation), he’ll share strategies for how adult children caring for their parents can guard them against fraud and financial scams.