You've heard of HENRYs, high earners who are not rich yet. But what if you're a high earner with six figures in student loan debt on top of it? That's a SHENRY, and the path to wealth looks different when a 401(k), a 457, an HSA, and a $300,000 loan balance are all competing for the same paycheck.

We walk through the five moves SHENRYs can make to accelerate wealth growth, from maximizing tax-advantaged accounts to using income-driven repayment as a cash flow tool to getting more out of the degree you already paid for.

Key moments:

(07:24) Wealth move 1: Max out tax-advantaged accounts

(08:03) Wealth move 2: Weaponize income-driven repayment

(09:09) Wealth move 3: Open a brokerage account early

(11:12) Wealth move 4: Use professional loan programs to optimize housing moves

(14:25) Wealth move 5: Two ways to maximize the value of your degree

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Mentioned in this episode:

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