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In this Australian Property Podcast episode, your host Owen Rask sits down with Angelo from Solara Financial to discuss loans for business owners, tradies, and self-employed Australians. They break down commercial and residential lending, low-doc options, and how to prepare your business for borrowing success.
Topics Covered
Episode Resources
- Learn more about Angelo and Solara Financial here
Rask Resources
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): [https://www.rask.com.au/fsg]
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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages discuss how the 5% deposit scheme is already impacting the property market, and what the government can do to tackle the record rental shortage.
What “supply and demand” actually means (Precon Substack)
“First-home buyer scheme is a cruel illusion, say economists” (AFR, 6 Oct 2025)
“Unprecedented demand on day one of first home buyer scheme” (AFR, 1 Oct 2025)
“Should greedy property investors get the blame for our housing crisis” (The Australian)
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Nehemiah is the Managing Director and CEO of Pengana Credit. Pengana have recently launched a platform called TermPlus. These are term accounts with attractive monthly income.
With TermPlus everything is online, you choose the term you'd like to invest for, deposit your funds and choose to reinvest or take the income. Currently the one year account has a rate of 6.60% and the five year is at 7.75%pa.
The funds are invested in global private credit via Mercer. Locally some may compare it to LaTrobe's term accounts which is invested in domestic mortgages. TermPlus is really good for diversifying away from the Aussie real estate market.
Why is Nehemiah coming on the Property pod? Well, a problem TermPlus solves is where to park cash in between property purchases. This is something Nehemiah has done himself.
What Pete and Nehemiah discussed today
- Nehemiah’s background and career
Questions covered:
1 What is private credit as an asset class? It’s not traded?
2 Who is the team? Group, experience, how long in business? Main shareholders? How much under management?
3 What kind of returns can I really expect? How do you get target rates like this – well above the cash rate - without risky or volatile investments? No free lunches - Duration tolerance? What if I need my money out earlier? Is it illiquid? Can I add to or withdraw from my balance during a Term? What happens at the end of the Term?
4 Banks have a deposit guarantee. You aren’t a bank. Do you eat your own cooking? Is my capital at risk? Have you ever missed a target rate monthly payment? How safe is my money from market crashes? What are the risks?
5 Do I need to be a sophisticated investor to invest in this? Do we need to be able to understand a complicated prospectus?
6 Do you have any customer reviews? Where can we go to read more? How do I manage my account? Are there account fees? Fee structure? How do you get paid?
Rask Resources
Pete's Buyers Agency: https://www.allenwargent.com.au
Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking
Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#property #australia
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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgages group discuss all the latest property market news.
Listener Q&A
- Last one out, switch off the lights!” — Pete Wargent’s take on surging energy costs & inflation
Rask Resources
DISCLAIMER
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In this episode, host Gemma Mitchell is joined by Ben Kingsley, one of Australia’s leading property investment advisers, founder of Empower Wealth, and Chair of the Property Investors Council of Australia (PICA). Ben, along with his long-time business partner Bryce Holdaway, has just released their third book, How to Retire on $3,000 a Week.
- Connect with Ben and Bryce
Rask resources
- Pete's Buyers Agency
- Alcove mortgage broking
- Amy Lunardi Buyers Agency (Melbourne)
- All services
- Financial Planning
- Invest with us
- Access Show Notes
- Ask a question
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG)
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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove Group discuss the Big 3 property news stories of the week.
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Buying or selling a property? The jargon can get overwhelming fast. In this episode, we cut through the confusion and explain the key terms you’ll hear along the way, from the different types of homes (studio, townhouse, period styles) to how auctions and private sales actually work.
We’ll also break down contracts, cooling-off periods, deposits, settlement, and all those extra costs like stamp duty and rates. Plus, we cover the legal side, titles, body corporate rules, easements, and planning permits, so you know exactly what you’re getting into.
By the end, you’ll feel confident talking the talk, whether you’re buying your first place or just curious about how the property market works.
Rask Resources
Pete's Buyers Agency: https://www.allenwargent.com.au
Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking
Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage group discuss all the latest property market news.
Rask Resources
DISCLAIMER
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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove discuss the big 3 property news stories of the week.
They discuss how the affordable segment of the housing market is now outperforming, the latest data from Cotality, and property prices being set for a spring boom.
They also cover some of your questions in their listener Q&A section at the end, so stick around for that.
In this week’s episode, Chris and Pete also cover:
1. 4 reasons FHBs should use the 5% deposit scheme (Alcove)
- 4 reasons why first home buyers should not miss the 5% Deposit Scheme opportunity — Alcove
2. Mosman set for super-development, but apartment shortage to worsen until 2030
- Infrastructure 2025 — CBRE PDF
- Demand for apartments remains strong amid growth across population, employment and income — CBRE
3. Property prices set for a spring boom
- Westpac Housing Pulse August 2025 (PDF)
- House prices “spring-loaded” to boom — MacroBusiness, September 2025
Other news of interest
- Cotality AU Housing Chart Pack – September 2025 (PDF)
- Rents reaccelerating as immigration rises — Pete Wargent Blog
- ANZ cuts 3,500 jobs, house price expectations at 15-year high — Pete Wargent Blog
- First home buyer incentives fuel affordable housing boom — Nerida Conisbee (LinkedIn)
- First home buyer incentives fuel affordable housing boom as cheaper properties outpace averages — ABC News
- Panic buyers drive housing market upswing — MacroBusiness
- Eager homebuyers keep up with spring auction surge — AFR
- Ground lease affordable housing model flawed, tenants say — ABC News
- Record-low housing affordability for first-home buyers — ABC News
Rask Resources
Pete's Buyers Agency: https://www.allenwargent.com.au
Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking
Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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This episode was originally featured on The Australian Investors Podcast.
In this Australian Property Podcast episode, your hosts Owen Rask and Leigh Gant discuss:
– How Leigh transitioned from fitness businesses to investing in private companies
– What makes a business worth buying and what can go wrong
– How Australians can get started in private market investing
– Lessons learned from his first 12 months as a business buyer
Join the conversation about private companies: https://community.rask.com.au/c/investing/buying-private-companies-is-f-ing-hard
If you love learning about private equity and small business investing, subscribe to the Australian Property Podcast on Apple, Spotify, or YouTube!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
– Leigh’s journey from gym owner to investor
– Buying a private business vs. starting from scratch
– Key lessons learned from operating a business post-acquisition
– What no one tells you about vendor financing, due diligence, and being “on the tools”
Resources for This Episode
– Leigh's LinkedIn
Chapters (approximate)
(00:00) Introduction
(01:38) Getting to Know Leigh
(09:02) Leigh's Inspiration to Choose Private Markets
(13:24) Where to Start
(16:11) Range of Capital Needed to Plan The Space
(19:52) Is $100k Enough to Start?
(21:44) What Leigh Was Doing in Due Diligence Phase
(25:09) Small & Medium Business Stats
(29:08) Next Step (IM)
(31:00) Documents Leigh Looked At
(32:57) Tax Structures
(33:57) Loans
(39:27) Valuations
(42:31) How Did The Business Go?
(51:56) More Resources
~~ Rask Resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Get Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access Show Notes – https://bit.ly/R-notes
❓ Ask a question – just select the Property Podcast – https://bit.ly/R-quest
📲 Follow us on social media:
– Instagram: @rask.invest
– TikTok: @rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it.
If you’re unsure, consult a licensed financial planner. The Rask Group is NOT a qualified tax accountant, financial adviser, or tax professional. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg
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