Think you're making the most of your health benefits? It's open enrollment, and we're decoding everything you need to know, from why HSAs are the most overlooked investment vehicle to the surprising perks hiding in your benefits package.

In today's episode:

01:58 Making sense of health insurance HMOs, PPOs, high-deductible health plans, and HSAs 20:57 The big issue with group life insurance and disability insurance policies 32:07 Maximizing legal benefits and estate planning protection 36:37 Protecting the whole family with pet insurance

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