In this episode, Jim Oliver and Nick Kosko discuss:

• Who sets the minimum and maximum premiums of life insurance.
• The transfer of risk in life insurance.
• Qualified plans postpone the tax calculation, and what history tells us about possible future taxation. 
• Term policies versus permanent. 

Key Takeaways:

• There are flaws in the way life insurance is taught, because they focus on cost not opportunity.
• There is nearly an infinite amount of premiums that can be charged between the minimum and the maximum.
• To retire is to be taken out of service – we want to continue to live with purpose even when not working 40 hours per week.
• For Infinite Banking, we designed the premium to get as close as the MEC line as possible without going over, making your banking policy as efficient long-term as possible.

“Remember, if you minimally fund a policy, then you get minimum levels of benefits." —  Jim Oliver

Connect with Nick Kosko:

LinkedIn: Nick Kosko

Facebook: Nick Kosko

Connect with Jim Oliver:

Facebook: CreateTailwind & Jim Oliver

Website: CreateTailwind.com

YouTube: createtailwind.com

LinkedIn: Jim Oliver

Show notes by Podcastologist: Chelsea Taylor-Sturkie

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

In this episode, Jim Oliver and Brandon Turner discuss:

• Brandon’s journey through addiction, into recovery, and his finding of Infinite Banking.
• Moving through adversity to learn who you are, not as someone defined by your adversity.
• Maintaining a program of recovery internally and financially.
• Taking action to move through fear and uncertainty.

Key Takeaways:

•  Addiction doesn’t discriminate if you are wealthy or poor, but, wherever you are at, you can bounce back from it.
• Gratitude is the key to financial recovery.
• Focus on serving people and everything will fall in place for you.
• It is hard to change habits when your conscious mind is overloaded with stress.

"Adversity introduces a man to himself." —  Brandon Turner

About Brandon Turner: Brandon is an author, coach, facilitator, and addiction recovery advocate. His recent book, "Personal Finance for People in Addiction Recovery" was published mid-December 2019 and is available on Kindle and paperback on Amazon. In this book, he talks about his journey from illegal entrepreneurship, going broke and starting over again with a mountain of debt and legal issues. He is now free of consumer debt and investing in real estate and getting started with Infinite Banking.

Book Reference:

Spiritual Economics by Eric Butterworth

Any Book by Dan Sullivan

Unleash the Power Within by Tony Robbins

How to Master the Art of Selling by Tom Hopkins

Think and Grow Rich by Napoleon Hill

How to Win Friends & Influence People by Dale Carnegie

Connect with Brandon Turner:

Website: MoneyMattersPersonalFinance.com

Book: Personal Finance for People in Addiction Recovery

LinkedIn: Brandon Turner

Connect with Jim Oliver:

Facebook: CreateTailwind & Jim Oliver

Website: CreateTailwind.com

YouTube: createtailwind.com

LinkedIn: Jim Oliver

Show notes by Podcastologist: Chelsea Taylor-Sturkie

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

In this episode, Jim Oliver and Travis Wood discuss:

• Travis’ journey finding and embracing IBC for investment and financially securing his family.
• Using IBC as an effective tool for building wealth.
• Finding freedom by controlling your own money.
• Growth through continued education.

Key Takeaways:

• Reading the book is fantastic, but working with someone who also practices can help you grow your IBC practice.
• Who you collaborate with is one of the most important parts of investing.
• It’s about understanding the principles and then applying the principles in your life.
• Even if you don’t invest in real estate, understanding how it works has power.

"There’s always opportunity out there…opportunity presents itself as long as you are putting yourself out there and trying to learn." —  Travis Wood

About Travis Wood: Travis is a full-time airline pilot from Louisville, KY with a wonderful wife and 2 young boys. After many years using more traditional investment vehicles, he discovered the world of Infinite Banking through R. Nelson Nash's book Becoming Your Own Banker. Travis now uses his policies to invest in real estate and in his small business flipping land.

Book References:

Rich Dad Poor Dad by Robert Kiyosaki

What Every Real Estate Investor Needs to Know About Cash Flow by Frank Gallinelli

The Slight Edge by Jeff Olson

Connect with Jim Oliver:

Facebook: CreateTailwind & Jim Oliver

Website: CreateTailwind.com

YouTube: createtailwind.com

LinkedIn: Jim Oliver

Show notes by Podcastologist: Chelsea Taylor-Sturkie

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

In this episode, Jim Oliver and Harper Jones discuss: 

• How Harper got started in real estate in his teens and has since incorporated Infinite Banking in with his real estate pursuits. 
• Harper’s first real estate investment and lessons learned from that investment. 
• Getting the right education on Infinite Banking and filtering out the junk. 
• Having strength through plans going awry.  

Key Takeaways: 

• Formal education is only the beginning, not the ending. 
• Be willing to speak to and learn from those who have found success. 
• The best foundational asset is still Becoming Your Own Banker by R. Nelson Nash. 
• Everything you plan will not go exactly how you originally planned, but it will be so much better than anything you anticipated.  

"The biggest part is getting the right education. A lot of people get stuck on things in the first few years of the policy, but with the right education it just finally clicks after a while." —  Harper Jones 

About Harper Jones:  Harper is an advocate for Infinite Banking and joined CreateTailwind as a strategist to teach people how to become their own banker. One of his favorite books is Becoming Your Own Banker by Nelson Nash. This book led him to the world of the Infinite Banking Concept. Harper is located in Knoxville, TN and invests in real estate where he focuses on wholesaling, flipping and multi-family investments. He received a Finance Degree from the University of Tennessee, Knoxville. 

Connect with Harper Jones: 

Website:  CreateTailwind.com 

Email: [email protected] 

LinkedIn:  Harper Avery Jones 

Book References: 

The Go-Giver by Bob Burg and John David Mann 

Becoming Your Own Banker by R. Nelson Nash 

Rich Dad Poor Dad by Robert Kiyosaki 

Connect with Jim Oliver: 

Facebook: CreateTailwind & Jim Oliver 

Website: CreateTailwind.com 

YouTube: createtailwind.com 

LinkedIn: Jim Oliver 

Show notes by Podcastologist: Chelsea Taylor-Sturkie 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.  

In this episode, Jim Oliver, Nick Kosko, and Earl Nightingale discuss: 

• The voice of personal development, and lessons from Earl Nightingale. 
• The dangers of conformity. 
• The importance of goals. 
• The power of our thoughts and how it directs what we become. 
• The price we all must pay, and the benefits of paying the price. 

Key Takeaways: 

• What you think about becomes everything. We can control our thoughts and we can control the direction of our thoughts. 
• A success is anyone who is doing a predetermined job and doing it deliberately. 
• Have goals – knowing where you are going will lead to success. 
• If you care enough about a result, you will obtain it. 

"Success is the progressive realization of a worthy ideal. If a man is working toward a predetermined goal and knows where he is going, that man is a success." —  Earl Nightingale 

Connect with Nick Kosko:  

LinkedIn: Nick Kosko  

Facebook: Nick Kosko  

Connect with Jim Oliver: 

Facebook: CreateTailwind & Jim Oliver 

Website: CreateTailwind.com 

YouTube: createtailwind.com 

LinkedIn: Jim Oliver 

Show notes by Podcastologist: Chelsea Taylor-Sturkie 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.  

In this episode, Jim Oliver and Nick Kosko discuss:

• Lessons from Chris Hodges, founder and senior pastor of Church of the Highlands.
• What you need to do to accomplish your vision.
• Being the culture, not building the culture and leading by example.
• Go back to the basics.

Key Takeaways:

• Have you made it clear what is the measurable win?
• “Your systems are perfectly designed to get the results you are getting.” – Chris Hodges
• Pursue excellence – you can’t accomplish it, but you can strive for it.
• Drop the negative thought as soon as it gets in your head – don’t continue to feed and help it grow.

"What’s the one thing, if it got better, would make the biggest difference?" —  Chris Hodges

References:

Church of the Highlands

Joe Dispenza

Think and Grow Rich by Napoleon Hill

As A Man Thinketh by James Allen

Connect with Nick Kosko:

LinkedIn: Nick Kosko

Facebook: Nick Kosko

Connect with Jim Oliver:

Facebook: CreateTailwind & Jim Oliver

Website: CreateTailwind.com

YouTube: createtailwind.com

LinkedIn: Jim Oliver

Show notes by Podcastologist: Chelsea Taylor-Sturkie

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

In this episode, Jim Oliver and Nick Kosko discuss:

• A recap from the Impact Leadership Conference in Birmingham, AL.
• John Maxwell’s Cycle of Success.
• Having and making your vision bigger and clearer.
• Infinite mindset for everyone making wealth.

Key Takeaways:

• Make your next work your best work.
• It doesn’t matter how old you are, there is always something more to learn. Try something new every day.
• You can change your future right now.
• Leadership is from the bottom to the top – you have to lead 24/7.

"Live today. Your family needs you today. The person in front of you in the coffee shop deserves for you to put your phone in your pocket. Be present. The greatest gift you can give someone is to be present." —  Nick Kosko

References:

Leadershift: The 11 Essential Changes Every Leader Must Embrace by John Maxwell

Failing Forward: Turning Mistakes Into Stepping Stones for Success by John Maxwell

Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek

The Infinite Game by Simon Sinek

Leaders Eat Last: Why Some Teams Pull together and Others Don’t by Simon Sinek

TedxTalk: Start with Why – How Great Leaders Inspire Action – Simon Sinek

Connect with Nick Kosko:

LinkedIn: Nick Kosko

Facebook: Nick Kosko

Connect with Jim Oliver:

Facebook: CreateTailwind & Jim Oliver

Website: CreateTailwind.com

YouTube: createtailwind.com

LinkedIn: Jim Oliver

Show notes by Podcastologist: Chelsea Taylor-Sturkie

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

In this episode, Jim Oliver discusses: 

• What is your lion? 
• Moving out of a scarcity mindset. 
• Use role models to accelerate your success rate. 
• Taking massive action with an attitude of gratitude.   Key Takeaways: 
• “Dare to fail, dare to be different, quit holding out, quit holding back, quit running away. Chase the lion.” – Mark Batterson 
• You have to know what you want in order to achieve it. 
• Keep moving forward, modify your plan as need be, continue to learn and read and pray every day. 
• If you read your goals before bed, your mind will continue working on those goals while you sleep.   "Take massive action by deciding to do something." —  Jim Oliver   References: Chase the Lion – Mark Batterson Thou Shalt Prosper: Ten Commandments for Making Money – Rabbi Daniel Lapin Personal Power – Tony Robbins Strategy Circle – Strategic Coach   Connect with Jim Oliver:   Facebook: CreateTailwind & Jim Oliver Website: CreateTailwind.com YouTube: createtailwind.com LinkedIn: Jim Oliver     Show notes by Podcastologist: Chelsea Taylor-Sturkie   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.  

In this episode, Jim Oliver and David Stearns discuss: 

• Mistakes that we commonly see with life insurance policies. 
• Being the hero of your own IBC story. 
• Things people don’t seem to understand about infinite banking. 
• Managing and controlling your cash flow. 

Key Takeaways: 

• Infinite banking is an infinite game – not a finite game. It’s not a competition with someone else, it’s what you choose to do with it. 
• You can’t compute rates of return on insurance policies in the same way you would with another avenue. 
• Paying interest to your insurance policy is still money you own; you’re in control of the money. 
• Every family runs a business from their home – their own home academy. 

"IBC is a very stress free financial tool." —  David Stearns 

About David Stearns: David Stearns joined Infinite Banking Concepts in June 2004 after retiring from the U.S. Army as a Lieutenant Colonel.  

David served 27 years in the Army, first as a field artillery officer, then as an Army aviator. As with all military officers, he served in a variety of assignments including unit command, operations, safety, and systems analysis/operations research. David served throughout the Continental U.S. and world-wide with a long tour in Egypt and multiple deployments to Germany, Korea, and Kuwait.  

David is the President of Infinite Banking Concepts LLC and a Director of the Nelson Nash Institute.  

David graduated with a BA degree from Buffalo State College in 1975, and received a Masters of Public Administration from Auburn University, Montgomery in 1992.  

He has been married to Kimberly Stearns since 1979. They live in Birmingham, Alabama and have four children and six grandchildren. 

Book References: 

Becoming Your Own Banker 

Building Your Warehouse of Wealth 

The Case for IBC 

Connect with David Stearns: 

Website: InfiniteBanking.org 

Connect with Jim Oliver: 

Facebook: CreateTailwind & Jim Oliver 

Website: CreateTailwind.com 

YouTube: createtailwind.com 

LinkedIn: Jim Oliver 

Show notes by Podcastologist: Chelsea Taylor-Sturkie 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

In this episode, Jim Oliver and David Stearns discuss: 

• Living and loving Infinite Banking Concept (IBC) in everything you do. 
• The IBC Think Tank Symposium. 
• David’s first introduction to Nelson Nash and IBC. 
• Lessons from Nelson Nash.   Key Takeaways: 
• Get as much information as possible – the best guides of infinite banking are also the best students. 
• The current mutual insurance system platform, as is used in IBC, is only available in the US and Canada.  
• IBC is about recapturing the interest, as best you can, and maintaining your sphere of influence by warehousing your wealth. 
• Patience is the key. It takes time, but it does work.   "Infinite banking is not about life insurance. It is about controlling the banking function in your life. Period." —  David Stearns   About David Stearns: David Stearns joined Infinite Banking Concepts in June 2004 after retiring from the U.S. Army as a Lieutenant Colonel.  David served 27 years in the Army, first as a field artillery officer, then as an Army aviator. As with all military officers, he served in a variety of assignments including unit command, operations, safety, and systems analysis/operations research. David served throughout the Continental U.S. and world-wide with a long tour in Egypt and multiple deployments to Germany, Korea, and Kuwait.  David is the President of Infinite Banking Concepts LLC and a Director of the Nelson Nash Institute.  David graduated with a BA degree from Buffalo State College in 1975, and received a Masters of Public Administration from Auburn University, Montgomery in 1992.  He has been married to Kimberly Stearns since 1979. They live in Birmingham, Alabama and have four children and six grandchildren.     Connect with David Stearns:   Website: InfiniteBanking.org   Connect with Jim Oliver:   Facebook: CreateTailwind & Jim Oliver Website: CreateTailwind.com YouTube: createtailwind.com LinkedIn: Jim Oliver     Show notes by Podcastologist: Chelsea Taylor-Sturkie   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.