The government has ended SMSF residential property lending. You have until August 10 to sign a contract if you want to buy property with your super using borrowing.

In this episode, live from our team conference in Cairns: what the SMSF changes mean, who's affected, the week-by-week plan to beat the deadline (24-hour SMSF setups, 3-day rollovers, skipping pre-approval), the negative gearing and capital gains tax changes, and why commercial property lending remains open.

Plus: 10 years of Atelier Wealth, the AI tools we're adopting (and the ones we won't use with clients), and the Wheel of Life exercise to try this weekend.

Book a strategy call with Aaron: https://atelierwealth.com.au

General information only - not personal financial, tax or credit advice.

How do ordinary Australians build extraordinary wealth?

Barry and Ruth started with just $40,000, raised five children, built a property portfolio with more than 100 rental tenancies, and created the financial freedom to choose how they spend their time.

In this episode of Built Different, they share the lessons they've learned from decades of investing through changing markets, growing businesses, raising a family, and staying aligned as a couple.

The conversation explores the realities of building wealth over the long term, including the challenges of cash flow, managing risk, adapting to changing government policies, and making financial decisions together.

If you're interested in Australian property investing, financial freedom, wealth creation, passive income, and building a successful property portfolio, this episode is packed with practical insights you can apply to your own journey.

Connect with Atelier Wealth

If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

Follow us on social media
@_builtdifferentpodcast

Book a strategy call:
https://www.atelierwealth.com.au

Subscribe:
Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.

New episodes every Monday at 6:30 AM.

Economist, author and economic futurist Evan Lucas joins Aaron Christie-David for a wide-ranging conversation on the future of Australia's economy, property market and wealth creation.

Together, they unpack the proposed changes to negative gearing and capital gains tax, whether first-home buyers are actually being helped, the reality of cost-of-living pressures, and what investors need to understand about the changing economic landscape.

Evan also shares his outlook on interest rates, recession risks, AI's impact on the workforce, and why the biggest advantage investors can develop isn't financial, it's behavioural.

Whether you're a property investor, business owner, first-home buyer, or simply trying to make sense of the headlines, this episode offers a balanced and thought-provoking perspective on what's ahead.

In this episode:
• Negative gearing and CGT changes explained
• The unintended consequences of government policy
• First-home buyers and housing affordability
• Interest rates, inflation and recession risks
• AI, productivity and the future of work
• Investor psychology and wealth creation
• Why gratitude and long-term thinking matter in building wealth

If you enjoyed this episode, please follow the show and share it with someone who wants to build wealth and think differently about money, investing and opportunity.

Comment with your email below, and we will send you Jay's National location property growth chart.

Australia's property market has changed again.

With the Federal Government announcing changes to negative gearing and capital gains tax concessions, investors across the country are asking the same question:

What happens next?

In this episode of Built Different, Aaron Christie-David sits down with Providence Property's Jay Pace to unpack the real-world impact of property policy changes, investor behaviour, and why headlines rarely tell the full story.

Filmed before the government's announcement, this conversation is a fascinating look at the arguments, data, and market forces that continue to shape Australian real estate today. Jay shares why he believes policy changes alone won't solve Australia's housing affordability challenges and why some investors could be missing the bigger picture.

You'll learn:
• What negative gearing changes could mean for investors
• Why affordability is a supply issue, not just a tax issue
• The lessons from Australia's previous negative gearing experiment
• Why Melbourne may be Australia's most underrated property market
• The opportunities emerging in Brisbane and Perth
• Why waiting for certainty can be a costly investing mistake
• The mindset differences between successful investors and everyone else
• How market sentiment creates opportunities for long-term wealth builders

Jay also breaks down the numbers behind Australia's strongest-performing property markets and explains why understanding long-term trends often matters more than reacting to short-term headlines.

Whether you're buying your first investment property, building a portfolio, or simply trying to make sense of Australia's housing market, this episode delivers a data-driven perspective on what comes next.

Connect with Jay Pace

Instagram: @providencepropertygroup
Providence Property: https://www.providenceproperty.com.au

Connect with Atelier Wealth

If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

follow us on social media
@_builtdifferentpodcast

Book a strategy call:
https://www.atelierwealth.com.au

Subscribe:
Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.

New episodes every Monday at 7AM.

At 34 years old, Michelle and Jono Harley have achieved what many Australians only dream about.

Their home is paid off, their investment properties have created financial freedom, and they've spent the last decade making disciplined decisions that transformed their future.

But this episode isn't really about property.

It's about why we build wealth in the first place.

After years of fertility struggles, IVF treatments, pregnancy complications, and the devastating loss of their son at 19 weeks, Michelle and Jono were forced to navigate one of life's hardest challenges.

What followed was an extraordinary family journey involving surrogacy, resilience, hope, and the determination to never give up on becoming parents.

In this deeply emotional conversation, Aaron Christie-David explores:

• Becoming mortgage-free at 34
• Building wealth through renovation and property investing
• IVF and fertility challenges
• Pregnancy loss and grief
• Surrogacy and family support
• Financial freedom and creating life choices
• Marriage, resilience and long-term success

This is one of the most powerful conversations ever shared on Built Different.

Connect with Atelier Wealth

If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

follow us on social media
@_builtdifferentpodcast

Book a strategy call:
https://www.atelierwealth.com.au

Subscribe:
Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.

New episodes every Monday at 6:30 am.

After 265 episodes, we realised something important… the podcast had evolved beyond property.

Welcome to Built Different.

In this launch episode, Aaron Christie-David, Bernadette Christie-David, and Georgia Matts unpack the full story behind the rebrand from The Australian Property Investment Podcast into something much bigger.

This conversation dives into:

• Why the old podcast name was limiting growth
• The future vision behind Built Different
• Wealth creation beyond property
• Mindset, discipline, consistency, and elite performance
• Business ambition and entrepreneurship
• The realities behind success that people never see
• Why financial stress impacts relationships
• How successful couples build wealth together
• The power of thinking bigger

We also talk about upcoming conversations with elite athletes, business founders, entrepreneurs, and high performers who are redefining success across sport, business, wealth, and life.

This isn’t just a podcast about interest rates and houses anymore.

It’s about the people who are built different.

Connect with Atelier Wealth

If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

Follow us on social media
@_builtdifferentpodcast

Book a strategy call:

Subscribe:
Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.

New episodes every Monday at 7 AM.

Former Gold Coast Titans player Matt Srama joins Built Different for an honest conversation about elite sport, identity, resilience, and building wealth after football.

After injuries forced an early end to his NRL career, Matt pivoted into property investing and entrepreneurship, building a portfolio of more than 20 properties while launching a successful Gold Coast buyer’s agency. But this episode goes far deeper than property.

Matt opens up about:

• The sacrifices required to become a professional athlete
• Why hard work always beats talent when talent stops working
• The mental pressure of elite sport
• Identity loss after retirement
• How injuries changed the course of his life
• Building wealth through property investing
• Scaling a business after sport
• The importance of grit, discipline, and self-belief
• Why “your business is what you do, not who you are.”
• The hidden “success tax” high performers pay

This is a powerful conversation about purpose, ambition, mindset, reinvention, and learning how to build a life beyond the jersey.

Whether you’re an athlete, investor, entrepreneur, or someone navigating a major life transition, this episode is packed with lessons that will stay with you long after it finishes.

Connect with Atelier Wealth

If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

Follow us on social media
@_builtdifferentpodcast

Book a strategy call:
https://www.atelierwealth.com.au

Subscribe:
Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.

New episodes every Monday at 7AM.

Three of Australia’s most outspoken buyer's agents.One room. Zero filters.

In this special episode of Built Different, Aaron Christie-David sits down with Sam Gordon, Jack Henderson, and Dawn Fouhy for one of the most heated property investing debates we’ve ever recorded.

From blue-chip investing and cash flow strategy to Darwin vs Bronte, negative gearing, investor psychology, and the difference between investing as a “battler” versus investing from a position of wealth… nothing was off limits.

This episode dives deep into:

• ​Cash flow vs capital growth
• ​Buy & hold vs active portfolio recycling
• ​Rich vs battler investing strategies
• ​Property market psychology
• ​Investor fear and media narratives
• ​The future of Australian property investing
• ​Negative gearing changes
• ​How elite buyers agents actually think

Featuring:

• ​Sam Gordon – Australian Property Scout
• ​Jack Henderson – Henderson Advocacy
• ​Dawn Fouhy – Future Proof Property

Follow the guests:

Sam GordonInstagram: @samgordonproperty

Australian Property Scout: https://australianpropertyscout.com.auSchool of Property: https://schoolofproperty.com.au

Jack HendersonInstagram: @jackchendersonHenderson Advocacy: https://hendersonadvocacy.com.au

Dawn FouhyInstagram: @futureproofpropertyFuture Proof Property: https://futureproofproperty.com.au

Connect with Atelier Wealth

If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

Follow us on social media@_builtdifferentpodcast

Book a strategy call:https://www.atelierwealth.com.au

Subscribe:Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.

New episodes every Monday at 7 AM.

AFL veteran Taylor Adams joins the podcast for a raw conversation about professional sport, identity, resilience, property investing, and preparing for life after football.

Taylor shares stories from his journey through the Australian Football League, including his time with the Greater Western Sydney Giants, Collingwood Football Club, and Sydney Swans.

The episode explores:

• Injuries and mental resilience
• Dealing with criticism and pressure
• Leadership and team culture
• Transitioning from AFL into mortgage broking
• Property investing and wealth creation
• Fatherhood and identity shifts
• Why discipline beats talent

Taylor also explains how he started investing in property at 21, why he chose finance after football, and the habits elite performers use to stay consistent under pressure.

A powerful episode about reinvention, mindset, and building a life beyond sport.

Connect with Atelier Wealth

If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property.

Book a strategy call:
https://www.atelierwealth.com.au

Subscribe:
Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.

New episodes every Monday at 7 AM.

About Built Different:

Built Different is a podcast about wealth, property, mindset, performance, and the psychology behind elite success.

Hosted by Aaron Christie-David, each episode explores the habits, discipline, setbacks, and strategies that shape high performers across business, sport, investing, and life.

New episodes every Monday at 7 AM.

Instagram:

@aaronc_d

@atelier_wealth

@taylorjamesadams

YouTube:

@_builtdifferentpodcast

Most people think earning more money is the key to building wealth… but what if that’s actually holding you back?

In this episode of the Australian Property Investment Podcast, we sit down with James Fitzgerald, co-author of the bestselling book 7 Steps to Wealth, to break down what really separates the top 1% of property investors from everyone else.

With over 500,000 books sold and data from thousands of investors, this conversation dives deep into the strategies, mindset, and mistakes that determine whether you build a portfolio… or get stuck at one or two properties.

🚨 Here’s what you’ll learn:

• Why high-income earners are often the WORST investors
• The exact traits of investors who build 6+ property portfolios
• Why teachers, nurses, and everyday Australians outperform
• The biggest mistake investors make after buying property #2
• Why most people never get past 1–2 properties
• The truth about diversification vs concentration
• Where the Australian property market is heading (density shift explained)
• Why Sydney will look more like Toronto in the future
• How to manage risk, cash flow, and market downturns
• The mindset shift required to become a top 1% investor

💡 If you’ve ever wondered why some people build massive portfolios while others stay stuck… this episode breaks it down with real data and real experience.

📊 Key insight: Out of 2.3 million property investors in Australia, only a tiny percentage build large portfolios. The difference isn’t knowledge… It’s an action.

🎯 This is a must-watch for:

• First-time property investors
• Anyone stuck at 1–2 properties
• High-income earners looking to build real wealth
• Investors wanting a long-term strategy (not short-term noise)

👇 Don’t forget to:
Like 👍
Subscribe 🔔
Share with someone building their portfolio

Timestamps (optional add):
00:00 Why high earners fail at investing
05:00 The 7 Steps to Wealth explained
10:00 Why most investors get stuck
18:00 The power of numbers vs headlines
25:00 Future of Australian housing
40:00 Biggest risks in property investing
01:01:00 Why people sell too early
01:02:00 Rapid fire investor lessons