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Want to maximize your borrowing power and make smart financing decisions for commercial property investments?
In this episode of the Revolve Commercial Property Podcast, host Mish Daniel discusses the key factors in deciding whether to buy a new property or refinance an existing one with mortgage broker Bernadette Christie-David.
They cover how mortgage brokers can help investors make informed decisions and share real world examples of successful buy and refinance decisions.
This episode is tailored for you if:
💡 You are considering buying a commercial property or refinancing an existing one.
💡 You want to understand lending criteria and strategies for commercial real estate.
💡 You want tips on working effectively with mortgage brokers and lenders.
WHAT YOU’LL DISCOVER IN THIS EPISODE:
What debt servicing ratios are and how banks assess repayment capacity [03:52]
Strategies for negotiating lower interest rates and assessment buffers with banks. [09:10]
How property vacancies and forecasts impact lending decisions. [15:08]
Criteria banks use to determine loan amounts [23:37]
The importance of having specialized commercial property accountants and lawyers.[36:27]
Why buying commercial property in a personal name can limit lending options. [48:48]
The risks when banks cross-collateralize multiple property loans together [55:33]
#commercialproperty #refinancing #mortgagebrokers #lending
SHOW CREATED BY REVOLVE COMMERCIAL PROPERTY PODCAST
HOSTED BY: Mish Daniel
Ph: +61 401 313 573
Website: www.revolvecommercial.com.au
Email: [email protected]
YouTube: @mishdaniel-revolvecommercial
LinkedIn: www.linkedin.com/in/michelline-daniel-commercial
Facebook: www.facebook.com/revolvecommercial
Facebook Group: Revolve Commercial Group - www.facebook.com/groups/revolvecommercial
Instagram: @revolve.commercial
TikTok: @revolvecommercial
Learn about the ‘RED FLAGS’
Download your FREE Due Diligence Book!
Use code DD100 to get it for free - revolvecommercia.kartra.com/page/cre
Start building your wealth on your next Property like a PRO!
What’s Included:
★ Wealth Grow Plan - Generate your personalised, FREE 12-Month Wealth Growth Plan - in just 8 questions!
★ Picks Every Month - Grow Your Own Portfolio With Our FREE VIP Investor Pic’s of the month
★ Due Diligence Checklist - This guide will teach you how to avoid the pitfalls and traps of your commercial property purchase including: buying a dud, legals in disorder & losing thousands.
★ Be constantly informed & up to date on all the latest commercial real estate trends
★ Blogs - Dive into the latest industry trends, property insights, investment opportunities, and market analyses, all delivered with a conversational and engaging style and stay informed.
★ Case Studies - Explore successful projects, investment strategies, and market developments, all presented in an engaging and conversational style
Want to maximize your borrowing power and make smart financing decisions for commercial property investments?
In this episode of the Revolve Commercial Property Podcast, host Mish Daniel discusses the key factors in deciding whether to buy a new property or refinance an existing one with mortgage broker Bernadette Christie-David.
They cover how mortgage brokers can help investors make informed decisions and share real world examples of successful buy and refinance decisions.
This episode is tailored for you if:
💡 You are considering buying a commercial property or refinancing an existing one.
💡 You want to understand lending criteria and strategies for commercial real estate.
💡 You want tips on working effectively with mortgage brokers and lenders.
WHAT YOU’LL DISCOVER IN THIS EPISODE:
What debt servicing ratios are and how banks assess repayment capacity [03:52]
Strategies for negotiating lower interest rates and assessment buffers with banks. [09:10]
How property vacancies and forecasts impact lending decisions. [15:08]
Criteria banks use to determine loan amounts [23:37]
The importance of having specialized commercial property accountants and lawyers.[36:27]
Why buying commercial property in a personal name can limit lending options. [48:48]
The risks when banks cross-collateralize multiple property loans together [55:33]
#commercialproperty #refinancing #mortgagebrokers #lending
SHOW CREATED BY REVOLVE COMMERCIAL PROPERTY PODCAST
HOSTED BY: Mish Daniel
Ph: +61 401 313 573
Website: www.revolvecommercial.com.au
Email: [email protected]
YouTube: @mishdaniel-revolvecommercial
LinkedIn: www.linkedin.com/in/michelline-daniel-commercial
Facebook: www.facebook.com/revolvecommercial
Facebook Group: Revolve Commercial Group - www.facebook.com/groups/revolvecommercial
Instagram: @revolve.commercial
TikTok: @revolvecommercial
Learn about the ‘RED FLAGS’
Download your FREE Due Diligence Book!
Use code DD100 to get it for free - revolvecommercia.kartra.com/page/cre
Start building your wealth on your next Property like a PRO!
What’s Included:
★ Wealth Grow Plan - Generate your personalised, FREE 12-Month Wealth Growth Plan - in just 8 questions!
★ Picks Every Month - Grow Your Own Portfolio With Our FREE VIP Investor Pic’s of the month
★ Due Diligence Checklist - This guide will teach you how to avoid the pitfalls and traps of your commercial property purchase including: buying a dud, legals in disorder & losing thousands.
★ Be constantly informed & up to date on all the latest commercial real estate trends
★ Blogs - Dive into the latest industry trends, property insights, investment opportunities, and market analyses, all delivered with a conversational and engaging style and stay informed.
★ Case Studies - Explore successful projects, investment strategies, and market developments, all presented in an engaging and conversational style
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