Canadian Real Estate 101

Our guest today is Carlo Malatesta. He is a real estate agent specializing in Home buyers. His background is from several careers going back to a Commercial Photographer, then to Restauranteur, then into Corporate Management, and now into Real Estate. Carlo has extensive experience in Buying, Renovating, and selling properties throughout the GTA.

In this episode he guides Buyers on the importance of having Clients view properties with a Realtor that represents you and your best Interests.

How to select the realtor that will work for your best interest.

What to do if you like a home in an open house.

Below is Carlo's contact information:

Carlo Malatesta

Main Street Realty Ltd Brokerage 

Mobile - 416-889-5354

[email protected]

For any mortgage related questions please schedule an appointment with Supriya - https://calendly.com/applebymortgages/30min

In this episode of Canadian Real Estate 101 Podcast, we dive into the dynamic world of commercial real estate with our guest, Tuan Luong from the BRX Brokerage.

Together, we explore the ins and outs of commercial financing, starting with a discussion on what falls under commercial real estate and the distinctions between commercial and residential financing. Tuan sheds light on the advantages of commercial financing, such as overcoming stress tests and maximizing borrowing power, along with insights into interest rates and specialized financing programs like CMHC products. We delve into the challenges and opportunities of financing short-term rental properties, discussing lender considerations and creative approaches to securing financing for Airbnb properties.

Additionally, we cover the timelines and costs associated with commercial financing, including appraisal, legal, and lender fees, as well as the impact on personal credit and leveraging holding companies. Tuan shares final thoughts and strategies, emphasizing the importance of building a robust team and network for seamless transactions, along with the long-term vision and patient investing required in commercial real estate.

Tuan's email: [email protected]

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

Dive into the world of real estate investment with Supriya Mehra on the Canadian Real Estate 101 Podcast as she engages in an insightful conversation with Jonathan Faerman, an experienced real estate investor and the visionary behind Investium.ai. Discover Jonathan's unexpected journey into real estate investment, from his serendipitous entry during the early days of the pandemic to his innovative approach to partnership building.

Jonathan shares invaluable lessons learned from his own experiences, shedding light on the importance of due diligence, clear goal-setting, and the power of collaboration in the real estate market. Learn how Investium.ai. is revolutionizing the industry by providing a platform for investors to connect, strategize, and grow their portfolios together. Whether you're a seasoned investor or just starting out, this episode offers practical advice and inspiration to help you unlock the full potential of real estate investment.

Jonathan's email: [email protected]

To schedule a complimentary consultation with Supriya Mehra -
Book a call - https://calendly.com/applebymortgages/30min
Email  [email protected]
IG: http://www.instagram.com/canadianrealestate101

In this episode, Angie Ross, a money coach and certified cash flow specialist, joins host Supriya Mehra on the Canadian Real Estate One-on-One Podcast.

Angie introduces the Anti-Budget Method, offering a simpler alternative to traditional budgeting for effective cash flow management. She explains how the method identifies fixed costs, financial obligations, and discretionary spending, including irregular expenses like travel and holidays. Angie shares practical tips for implementing the Anti-Budget Method, such as managing separate bank accounts and utilizing the Mio app.

Angie Ross (BBA, BEd, CCS) is a Certified CashFlow Specialist and Money Coach who has been spreading her expertise passionately as a financial educator for the past 18 years.   She prides herself on providing unbiased, straightforward financial mentorship, allowing her clients to achieve their financial dreams without painful “budgeting”.

Angie and her husband dreamed of becoming investment property owners and successfully overhauled their personal finances in order to purchase a long term rental property in Port Hope, Ontario in 2019.  They then expanded their portfolio in 2021 through the purchase of a vacation rental in Mont Tremblant, Quebec.  These purchases have improved their immediate cash flow, and have contributed significantly to their net worth.

Angie believes in helping her clients calm their cash flow chaos in order to maximize their money.  Whether the client is looking to eradicate debt, buy an investment property, or get on the same page as their partner, Angie can provide a customized solution.

Angie's email : [email protected]

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

In this episode of the Canadian Real Estate 101 podcast, host Supriya Mehra with Rachelle Gregory, Senior Vice President of Origination at America's Financial. With nearly two decades of experience in the mortgage industry, Rachelle shares her insights into the current state of the real estate market in Canada, common misconceptions about getting a mortgage, and what homeowners and investors should consider beyond interest rates.

From assessing financial health to navigating mortgage products, Rachelle provides valuable advice for anyone looking to enter the housing market or refinance their mortgage. Tune in for a deep dive into the nuances of Canadian real estate and gain expert insights from Rachelle Gregory.

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

In this episode of the Canadian Real Estate 101 Podcast, we sit down with Aisha Govani, co-founder of Mid term Rental Properties, to explore the innovative world of midterm rentals. Aisha and her business partner, Sarah Larabi, have carved a niche in the rental industry by offering furnished rentals that cater to a specific clientele through a B2B model. 

Key Points Discussed:

• Introduction to Mid term Rental Properties: Aisha shares the genesis of her business and its mission to provide quality furnished rentals for a minimum of one month to a diverse clientele including immigrants, entrepreneurs, and families in transition.
• Target Market and Clientele: Insight into the dual-client model focusing on property investors and guests, and how partnerships with various professionals like immigration lawyers and realtors enhance the service offered.
• Operational Model: Aisha outlines the process for property investors interested in partnering with Mid Term Rental Properties, emphasising the importance of fully furnished and accessorised homes, and the company's comprehensive marketing strategy.
• Challenges and Solutions: Discussion on navigating rental regulations, ensuring properties meet the high standards of their clientele, and the strategic avoidance of long-term tenant issues.
• Expansion and Future Goals: Aisha shares the exciting expansion of Mid term Rental Properties across Canada and internationally, highlighting the company's ambition to become a global provider of quality midterm rentals.
• Advice for Property Owners: Final thoughts on the benefits of midterm rentals as a flexible and profitable investment strategy, and an invitation for interested property owners to reach out for more information.

Website: midtermrentalproperties.com

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

In this episode, we're delighted to have Antonio Rocchetti from First National Excalibur join us to discuss the world of lending. From his unique transition from aviation to finance, Antonio brings a wealth of knowledge and a fresh perspective to our listeners. We delve into alternative lending, the impact of credit scores, and specialized programs for business owners, providing insights into navigating various lending challenges. Antonio's expertise illuminates the path for anyone looking to understand more about their lending options in today's market.

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

FREE RESOURCES:

Download The Mortgage Guide

Download Pre Approval Checklist

In this episode, we explore the enigmatic world of reverse mortgages, a topic that's gained attention yet remains somewhat misunderstood. Nancy Karlovich from Bloom Finance joins us to demystify reverse mortgages, offering her profound expertise on how they function, their benefits, and addressing common misconceptions. This conversation is a must-listen for anyone interested in understanding how reverse mortgages can play a crucial role in financial planning for retirement.

Highlights of the Episode:

• Introduction to Reverse Mortgages: Nancy Karlovich breaks down what reverse mortgages are, dispelling the fog surrounding this financial product.
• Benefits for Canadian Seniors: An in-depth look at how reverse mortgages can aid Canadians in their retirement years, providing financial flexibility and peace of mind.
• Debunking Myths: Nancy tackles the myths associated with reverse mortgages, clarifying the facts and benefits of this financial tool.
• Real-Life Impact: Hear about success stories and how reverse mortgages have positively changed the lives of many seniors across Canada.
• Expert Advice: Nancy shares valuable advice for those considering a reverse mortgage, highlighting what to expect and how to proceed.

Nancy’s Email address: [email protected]

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

FREE RESOURCES:

Download The Mortgage Guide

Download Pre Approval Checklist

In this episode, we'll be delving into Daniel's incredible journey, exploring his years of experience as an entrepreneur and how that has shaped his approach to real estate investing. From his roots as a realtor to his current ventures in the beautiful landscapes of Costa Rica, Daniel has a wealth of knowledge to share.

Join us as we uncover the secrets behind Daniel's success in different projects across Costa Rica. What drew him to this unique market, and what lessons can we glean from his experiences as both a realtor and investor?

Daniel’s contact information:  [email protected]

Here’s the list of upcoming events

Feb 21 - In person Investor meet up - Sign Up

Feb 22 - Online Webinar - Navigating 2023 Taxes as a Real Estate Investor

Feb 29 - Online Webinar - Leveraging Home Equity to Create Generational Wealth

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

FREE RESOURCES:

Download The Mortgage Guide

Download Pre Approval Checklist

In this episode, we're diving deep into a topic that can significantly impact your real estate investments – the decision to incorporate or not. Kelly will unravel the mysteries surrounding this choice, shedding light on the benefits that come with making such a crucial decision.

If you're a real estate investor with income from across the border, specifically the United States, stay tuned. Kelly will be sharing invaluable insights into navigating the complexities of U.S. taxes, especially when it comes to rental properties. 

We also discuss tax implications if you leave Canada and give up the residency status for whatever reason. 

Link to the February 22, 2024 Webinar - Navigating 2023 Taxes as a Real Estate Investor

Kelly’s website : https://www.rosspc.ca

To schedule a complimentary consultation with Supriya Mehra -

Book a call - https://calendly.com/applebymortgages/30min

Email  [email protected]

IG: http://www.instagram.com/canadianrealestate101

FREE RESOURCES:

Download The Mortgage Guide

Download Pre Approval Checklist