Cash Chats UK Money & Personal Finance podcast

There's a huge amount of noise right now about bitcoin following the cryptocurrency reaching record heights - and then dropping back down.

In this episode, I talk to CoinGeek's Charles Miller about how it works, the risks of investing and how you can buy bitcoin if you still want to.

Links:

Charles' podcast on the CoinGeek website https://coingeek.com/news/tag/coingeek-podcast/

* Please do leave a review and rating if this saves you money. *

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Your Money, This Week is a new regular Friday series on the podcast that looks at the biggest personal finance and money news stories of the last seven days.

I'm joined for this one by Naomi Willis (Skint Dad), and we look at topics including:

• The latest free school meals fiasco
• The impact of lockdown on low-income families
• Extensions to eviction and repossession bans
• Record energy prices
• Real living wage boost

Read more on these stories at becleverwithyourcash.com/cashchats160

* Please do leave a review and rating if this saves you money. *

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week's episode is another in my occasional series looking at side hustles that can bring you in some extra cash.

Could entering competitions help you save money? Well if you know which ones to enter and when you could win enough in prizes to free up a healthy amount of cash. That's exactly what my guest Di Coke has done, and she shares in this episode how you can do the same with "comping".

* Please do leave a review and rating if this saves you money. *

More:

Di's website https://superlucky.me/

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb, twice nominated for Best Financial Broadcaster at the Headlinemoney Awards.

In 2020 the podcast was featured as one of the top finance podcasts by Apple, Good Housekeeping, Stylist, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This is the first of a regular Friday episode looking at the biggest personal finance and money news stories of the last seven days.

I'm joined for this one by Faith Archer (Much More With Less), and we look at topics including:

- whether parents can furlough in the new lockdown

- if it's worth rushing to beat the stamp duty freeze deadline

- why Virgin Media's price hike isn't the first one we'll see this year

- the proposed changes to leasehold rules

- just how much your CEO is getting paid compared to you

- whether "divorce day" is a real thing

Read more on these stories at becleverwithyourcash.com/cashchats158

* Please do leave a review and rating if this saves you money. *

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

With the UK back under a strict lockdown there are once again a number of ways we can't spend our cash. It's frustrating, but it also makes it the perfect time to give a no-spend challenge a go.

Though you still need to cover essentials like bills, debts and food, the idea is to cut back on everything else. In return you'll not only see a healthier bank balance, but hopefully a greater understanding of where your money goes each month.

I'm joined by Claire Roach from Money Saving Central to talk more about how to keep motivated, tricks to keep track and more.

* Please do leave a review and rating if this saves you money. *

Claire's guide to No Spend Challenges on Money Saving Central

https://moneysavingcentral.co.uk/no-spend-challenge

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

We finally have a trade deal with the EU. It's taken four and a half years to get to this point, but it's good news whether you voted to remain or leave as "No Deal" would have been a nightmare.

Of course, Covid is going to make the transition even harder, so it'll be difficult to see the true impact of a lot of this while that's still going on, and possibly even longer as we work our way out of it. Particularly for things like savings and house prices.

But we do know some of the immediate impacts. Now the trade deal is a huge document, so I'm sure there are still elements that haven't been picked up yet, but I've gone through lots of the news reports to find out what the deal means for your finances from January 1st.

* Please do leave a review and rating if this saves you money. *

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

So we're not getting a clean slate to start the year as hoped, and the covid hangover will continue into 2021. But that doesn't mean you can't take steps to improve your finances.

In this week's show I've shared the actions that'll put you in place to take control of your finances.

* Please do leave a review and rating if this saves you money. *

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week I'm looking back at what we can take from 2020 to help our finances in 2021.

To do this I'm joined by fellow podcasters Damian Fahy (Money to the Masses), Martha Lawton (Squanderlust), Lynn James (Mrs MummyPenny Talks) and Peter Komolafe (Conversations of Money). Plus the members of the Cash Chats community share their lessons too.

* Please do leave a review and rating if this saves you money. *

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Here's your quick monthly roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, travel and credit building.

Plus news of American Express' Shop Small campaign and Barclaycard's plans to increase minimum repayments next month.

Don't forget to join the Cash Chats community on Facebook.

* Please do leave a review and rating if this saves you money. *

My best credit card offers and promotions article on the blog

https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

I recently asked listeners of the show as well as followers of my blog and social channels to share the questions they have about credit report and credit scores.

For this episode of the podcast I've put as many of them as I can to Experian's James Jones.

* Please do leave a review and rating if this saves you money. *

LINKS

My guide to checking your credit score for free

James's advice column on Experian

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence