Cash Chats UK Money & Personal Finance podcast

Here's my monthly update on the changes in UK savings in December 2020 and the accounts with the highest interest right now.

* Please do leave a review and rating if this saves you money. *

My updated article with the best savings accounts

https://becleverwithyourcash.com/cash-savings-beat-inflation/

Chip +1 review

https://becleverwithyourcash.com/chip-1-review-earn-1-25-on-savings/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

A staggering 21 million people currently hold at least one Premium Bond, with the total fund approaching £100 billion! But with a recent cut to the prize rate, and therefore a smaller chance of winning, are they worth it? Or can they actually beat easy-access saving rates elsewhere?

To discuss all this I'm joined by my friend Helen Saxon, who also happens to be the Banking Editor for Money Saving Expert.

* Please do leave a review and rating if this saves you money. *

• Money Saving Expert's Premium Bonds guide
• Money Saving Expert's Premium Bonds calculator
• Andy's guide to the best savings accounts

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Here's my monthly update on the best current accounts in the UK.

In this December 2020 edition, I talk about a new switching offer from Virgin Money that'll give you free wine and a referral scheme from Metro bank.

I also recommend alternatives to the TSB Classic Plus account, especially for savings, and my picks of the best accounts for overdrafts, rewards, cashback, ethic and budgeting.

* Please do leave a review and rating if this saves you money. *

My updated article with the best bank accounts

https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/

Virgin Money account review

https://becleverwithyourcash.com/virgin-money-current-account-is-it-any-good/

Nationwide FlexDirect review

https://becleverwithyourcash.com/nationwide-flexdirect-current-account-review/

Club Lloyds review

https://becleverwithyourcash.com/club-lloyds-review/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Watch out too for regular bonus episodes looking at the best bank, savings and credit card accounts.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Do you always use cards, or do you prefer cash? Are you likely to use services like Klarna or PayPal? What about gift cards and smartphones?

I've taken a look at the pros and cons of the different ways you can pay to help you choose the best option.

* Please do leave a review and rating if this saves you money. *

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

With lockdown measures forcing non-essential shops to close through England and some other parts of the UK, we're going to be doing most of our shopping online over the next few weeks - and that means Black Friday and most Christmas shopping.

In this episode I share how you can make sure you get the best price when shopping online.

Plus a competition to celebrate 200,000 downloads of the show!

* Please do leave a review and rating if this saves you money. *

LINKS

Sign up for new cashback site member bonuses

https://becleverwithyourcash.com/cashback-sites-boost-savings-sign-bonus/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Here's my monthly update on the changes in UK savings in November 2020 and the accounts with the highest interest right now.

Including what happens when TSB and NS&I cut their rates in the next few weeks, why the best paying regular savers could be on their way out and news of a new account paying 1.25% from Chip.

* Please do leave a review and rating if this saves you money. *

My updated article with the best savings accounts

https://becleverwithyourcash.com/cash-savings-beat-inflation/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

It's expected that record numbers of households are currently unable to afford basic essentials like food.

A 61% increase is expected in demand for a food parcel this winter - and those figures were from before the new lockdowns.

So what can you do? We're not all Marcus Rashford but we can all do our bit.

In this episode I talk to fellow money bloggers Faith Archer and Nicola Richardson about ways to support your local foodbank, including getting involved in the UK Money Bloggers' #FoodbankAdvent challenge.

* Please do leave a review and rating if this saves you money. *

LINKS

More about #FoodbankAdvent

https://becleverwithyourcash.com/foodbankadvent-how-it-works-and-why-you-should-take-part/

The Trussell Trust

https://www.trusselltrust.org/

Nicola's blog The Frugal Cottage

https://www.thefrugalcottage.com/

Faith's blog Much More With Less

https://www.muchmorewithless.co.uk/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Here's your quick monthly roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, travel and credit building.

Plus news of an increased bonus from Amex for new customers of its Gold credit card and a change for anyone with a Nationwide Classic or Gold credit card.

Don't forget to join the Cash Chats community on Facebook.

* Please do leave a review and rating if this saves you money. *

My best credit card offers and promotions article on the blog

https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

As England goes back into a stricter lockdown for at least a month a raft of emergency financial measures such as furlough and payment holidays have been extended.

Here's what you need to know about the schemes and who is eligible.

Plus my thoughts about your spending in this period, especially in the run up to Christmas.

* Please do leave a review and rating if this saves you money. *

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Here's my monthly update on the best current accounts in the UK. First up I talk about news HSBC could start charging fees for all its bank accounts, as well as details of two new £100+ bank switching offers. Plus as usual, I'll take you through the best offers and rewards if you're thinking of changing bank.

* Please do leave a review and rating if this saves you money. *

My updated article with the best bank accounts

https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Watch out too for regular bonus episodes looking at the best bank, savings and credit card accounts.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence