Cash Chats UK Money & Personal Finance podcast

This week I'm joined by Pete Matthew, a financial advisor and the host of the UK finance podcast Meaningful Money.

We talk about the concept of paying yourself first, as well as when you should - and when you shouldn't - get financial advice.

Don't forget to join the Cash Chats community on Facebook.

* Please do leave a review and rating if this saves you money. *

Meaningful Money

https://meaningfulmoney.tv/

Pete's episode on finding a financial advisor

https://meaningfulmoney.tv/2013/03/25/mmp008-how-to-find-a-financial-adviser-podcast/

Andy's deals of the week

https://becleverwithyourcash.com/category/vouchers-deals/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, travel and credit building.

Don't forget to join the Cash Chats community on Facebook.

* Please do leave a review and rating if this saves you money. *

My best credit card offers and promotions article on the blog

https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Every month I'm going to take a look at a key expense and show you how to reduce how much you spend.

This week, ahead of the new Apple iPhone launch next week, I'm sharing the ways to cut the cost of new mobile phone handsets and your monthly bill.

Plus, the usual deals of the week.

* Please do leave a review and rating if this saves you money. *

Don't forget to join the Cash Chats community on Facebook.

My guide to getting the best price on your mobile phone bill

How much data do you really need?

Virtual networks explained

Check your mobile network signal where you live

How to keep your old phone number when you switch network

How to avoid 0845 and 0870 numbers

How to sell your old phone

Mobile phone 0% finance and SIM-only deals

Airtime Rewards review

Deals of the week

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Get a free £100 for switching to one of two banks.

I'm trying out a new bonus episode of the podcast where I'll take you through the best accounts for banking, savings and credit cards. This first one focuses on Current Accounts.

Let me know what you think and if you like this extra content.

Don't forget to join the Cash Chats community on Facebook.

* Please do leave a review and rating if this saves you money. *

The best bank switching, interest, cashback and overdraft offers

https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This month marks both London Fashion Week and Oxfam's #SecondHandSeptember campaign so it feels like a good time to talk about why fast fashion clothing is so cheap.

Joining me is Clare Carlile from Ethical Consumer magazine, and we talk about the impact low prices has on working conditions and the environment.

* Please do leave a review and rating if this episode helps your finances*

Don't forget to join the Cash Chats community of Facebook https://www.facebook.com/groups/2661970707423383/

How to find bargain second-hand clothes

https://becleverwithyourcash.com/how-to-find-bargain-second-hand-clothes/

How factory audits work (The Guardian)

https://www.theguardian.com/business/2020/aug/28/factory-audits-how-they-work-and-what-they-reveal

Claim your free copy of Ethical Consumer magazine

https://www.ethicalconsumer.org/free-issue-ethical-consumer-magazine

Spotify deal

https://becleverwithyourcash.com/music-deals/

Bank switching deal

https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/

Live Life Well virtual wellbeing event

https://www.livelifewell.uk/live-life-well-weekender-2-0

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week TV's Matt Allwright (Watchdog, Rogue Trader, The One Show) joins me to talk about his new book - The Consumer Survival Guide - as well as discuss our consumer pet hates.

We talk about ticket touts, auto-renewals, retention centres, smart speakers and more.

Plus a couple of hot deals to save you money.

* Please do leave a review and rating if this saves you money. *

> Buy Matt's book (Hive Books)

https://www.hive.co.uk/Product/Matt-Allwright/Watchdog-The-Consumer-Survival-Guide/24730057

> Twickets fan-to-fan ticket marketplace

https://www.twickets.live/?locale=en_GB

> Scarlett Mist non-profit ticket marketplace

http://www.scarletmist.com/

> Deals round-up

https://becleverwithyourcash.com/category/vouchers-deals/

> Join the Cash Chats community on Facebook

https://www.facebook.com/groups/2661970707423383/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Every month I'm going to look in detail at a side hustle to earn you some extra cash on top of your 9-5 or to help make up for any lost earnings.

This week I'm joined by money blogger Jordon Cox to look at freelance marketplace Fiverr. Jordon has been using it to get work as a voiceover artist and is able to tell us how it works and the ways to help boost the "gigs" you get.

But as with all these ways to earn more money there are cons as well as pros which we'll go into as well.

* Please do leave a review and rating if this saves you money. *

Don't forget to join the Cash Chats community on Facebook.

https://www.facebook.com/groups/2661970707423383/

> Fiverr

https://www.fiverr.com/

> Jordon's blog on his Fiverr experience

https://jordoncox.com/how-to-make-money-on-fiverr/

> Deals of the week

https://becleverwithyourcash.com/category/vouchers-deals/

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

So the latest figures show that the UK economy is officially in recession, with a whopping 20.4% contraction in the last quarter.

In this week's episode I explain what that means and what impact that's likely to have on all of us. Plus the things we can do with our money to help weather the storm.

* Please do leave a review and rating if this saves you money. *

The latest ONS figures and charts on the UK economy entering recession

My Money Makeover series on YouTube

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

With more people facing redundancy or starting their own side-hustles it's important to know just what going self-employed entails.

I've been joined by David Thomas to discuss when to do it, when you're likely to make money, how to manage your finances and more.

Don't forget to join the Cash Chats community on Facebook for more from this conversation.

* Please do leave a review and rating if this saves you money. *

David Thomas Media - resources, courses and more

Best free business bank accounts

Halifax Reward current account review

> Deals of the week

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

With more job losses announced every day, and many more likely to happen as furlough begins to tail off, there's talk of 10% unemployment this year. That means there's a strong possibility we're all going affected personally. So it's really important we understand how redundancy works.

To help, I've been joined in this episode by employment lawyer Jodie Hill.

We talk about what your entitlements are for notice and pay, how people are selected for redundancy, whether furlough will effect how much you'll get, what consultancy is, whether you'll get more if you volunteer to leave and much more.

Don't forget to join the Cash Chats community on Facebook.

* Please do leave a review and rating if this saves you money. *

Thrive Law news (Jodie's practice)

Jodie on Twitter

ACAS website

Calculate your statutory redundancy pay

Turn To Us guide to redundancy & benefits

Deals of the week

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence