Hey folks, a quick note from your host, Clayton Collins. Season 8 is here, and I’m back! Sarah Wheeler has been the steward of Housing News for the last several seasons but now she is dedicating all of her on-air time to HousingWire Daily. Despite the fact that Sarah and I are fiercely competitive over who can grow their show the fastest… I’d still suggest you give her a listen on HousingWire Daily!

In my first episode back on the air, I have the pleasure of interviewing David Stevens. David has held almost every role in the mortgage industry --  SVP of single-family at Freddie Mac, EVP at Wells Fargo Home Mortgage, president and COO of the Long and Foster, assistant secretary of Housing and FHA Commissioner, and CEO of the Mortgage Bankers Association. Now he is CEO of his consulting practice, Mountain Lake Consulting. 

In this episode, Stevens discussed housing supply and demand dynamics, home price appreciation, and affordability, FHFA fees, mortgage bank margin compression and consolidation, and housing sector employment pressures.