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On today’s episode, Darren and Christina are pulling back the curtain on 10 myths that you’ve been told by your financial advisor! You’ll be surprised with some of these and we’ve gone over a few in past episodes but some of the myths include average rate of return vs. actual rate of return, having emergency an fund in the form of cash, as well as retiring in a lower tax bracket. If you feel like you’re not getting all the information you need, it’s time to tune in!

Show notes:

00:00 - Introduction

1:55 - RRSP myth

3:20 - Average rate of return myth

7:00 - Accumulation myth

9:25 - Buying cheap term insurance and invest the difference myth

12:05 - Retiring in a lower tax bracket myth

13:55 - Business owners and real estate investors should max out their RRSPs myth

15:30 - Having an emergency account in cash myth

17:50 - High risks for high returns myth

20:00 - Maxing out RRSPs and TFSAs myth

22:25 - Financial advisors being an expert on everything myth

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