Today we’re talking with Travis Davis about the realities of contracts, insurance, and risk in construction. From navigating tricky contract terms to understanding how GCs manage risk (and sometimes profit from it), we’re breaking down what every subcontractor needs to know to stay protected and profitable.

02:24 - The Biggest Contract Pitfalls
What clauses in your contract can lead to financial ruin? Discover the red flags every subcontractor should watch for.

05:10 - Signing Your Own Death Warrant?
Why taking on too much work—without considering contract terms—can destroy your cash flow and put your business at risk.

10:35 - Payment Terms: The Silent Killer
How delayed payments (30, 60, 90+ days) impact contractors and why cash flow planning is critical for survival.

12:01 - What is Subcontractor Default?
A breakdown of what happens when a subcontractor fails to meet contract obligations—and how GCs and owners respond.

13:12 - Bonds vs. Subcontractor Default Insurance (SDI)
What’s the difference, and how does each impact subs? Learn why SDI is becoming a profit center for big GCs.

22:08 - How GCs Make Money Off Your Risk
Some GCs turn SDI into a revenue stream—here’s how it works and what subs need to know.

26:19 - How to Become a Pre-Qualified Subcontractor
Want to land bigger, better jobs? Learn what it takes to pass pre-qualification and improve your contract standing.

31:12 - The Contract Review You Can’t Afford to Skip
Why hiring a construction-specific attorney is a game-changer—and how it can save you millions.

38:14 - Working On Your Business: Financial & Risk Management
How strong financials and proper insurance coverage can set you apart from the competition.

44:42 - How Insurance Underwriters Judge You
The hidden factors that influence your premiums and how smart contractors slash insurance costs by 30% or more.

52:05 - A $4 Million Mistake
A real-world example of how ignoring contract insurance requirements led to a devastating financial loss.

53:04 - A Message to Contractors
Why understanding contracts, insurance, and risk management is the key to long-term success in construction.

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