Dev Raga Personal Finance

In this episode, we discuss the two main ways of investing. active versus passive investing. I discuss the pros and cons of each type. Choose the best strategy that works for you.

In this episode, we discuss the two main ways of investing. active versus passive investing. I discuss the pros and cons of each type. Choose the best strategy that works for you.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.

In this episode I discuss the various budgeting strategies you can employ. Perhaps a hybrid budgeting system is useful for u. I also talk about the concept of a helicopter view of your budget using medicine and formula 1 racing as an analogy.

In this episode I discuss the various budgeting strategies you can employ. Perhaps a hybrid budgeting system is useful for u. I also talk about the concept of a helicopter view of your budget using medicine and formula 1 racing as an analogy.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.

In this episode I discuss the basic strategies which you can use to pay off debts. I also discuss the way you should think about money as a whole.

In this episode I discuss the basic strategies which you can use to pay off debts. I also discuss the way you should think about money as a whole.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.

In this episode, I talk about how fees can literally make or break your retirement nest egg. Do you know all the fees associated with your investments? The chances are, you are paying fees which you don't even know about. You don't need to be smart to get rich, but you certainly can't be dumb.

In this episode, I talk about how fees can literally make or break your retirement nest egg. Do you know all the fees associated with your investments? The chances are, you are paying fees which you don't even know about. You don't need to be smart to get rich, but you certainly can't be dumb.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.

In this episode, I summarise the concepts discussed in previous podcasts. I also go into detail the main types of personal insurance and some of the key questions you need to ask yourself, your family, and the insurance company.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

Hosted on Acast. See acast.com/privacy for more information.

In this episode, I summarise the concepts discussed in previous podcasts. I also go into detail the main types of personal insurance and some of the key questions you need to ask yourself, your family, and the insurance company.