After cheating her way into becoming a trusted financial advisor, Melissa Caddick proceeded to rip off her clients. Even her own parents weren’t safe from Melissa’s greed. In this episode, we’ll get to the moment when Melissa’s schemes were uncovered, and focus on what ultimately led authorities to investigate her business dealings. We’re pulling back the curtain on one of the most successful female con artists in Australia’s history.

Follow host, Jami Rice, on Instagram, TikTok, and YouTube @JamiOnAir to keep up with true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcast, MURDERISH, which is available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Melissa Caddick appeared to be one of Australia’s most successful private investors …jet-setting around the world on private planes while draped in designer clothing. She’d graced magazine covers and was considered to be one of the wealthiest and most trusted financial advisors in the country.

Then, following a federal raid on her multi-million dollar home in Sydney, Australia in November 2020, Melissa disappeared. But long before her case went viral, Melissa was excited to start a new life. After being caught cheating with another man in Paris in 2011, Melissa divorced her first husband, Tony Caddick, and was ready to begin anew with a flush bank account. 

Melissa moved back to Sydney with the cash she drained from her and her ex-husband’s shared bank account and began a relationship with her former hairdresser, a man named Anthony Koletti. Once Melissa was back in her home country, it was full speed ahead. Melissa wanted it all, and nobody could stop her from getting what she wanted …even if it meant draining her own parents of everything they’d worked hard for.

Sponsor:

Acorns Early: Ready to help your kids grow money skills that will last a lifetime? Just head to acornsearly.com/dirtymoney or download the Acorns Early app to get started. Sign up now and your first month is on us!

Follow host, Jami Rice, on Instagram, TikTok, and YouTube @JamiOnAir to keep up with true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcast, MURDERISH, which is available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Australian con woman Melissa Caddick's sudden disappearance in November 2020 following a federal raid on her house sparked hundreds of theories about her whereabouts. Many believed Melissa had escaped with her money and gone into hiding. Others thought she’d been abducted and suspects ranged from angry investors to her ex-husband, Tony Caddick. Then there were the conspiracy theories. When Melissa’s severed foot showed up on a beach over 300 miles from the cliffs near her house, many people began to question if she severed her own foot and used it as a distraction to escape with the tens of millions of dollars she’d defrauded friends and family out of over the past eight years.

While the various theories about Melissa’s disappearance were a fascinating topic of discussion, people also wondered how one goes from a lower to middle class Australian girl with very little education, to a world class con artist? In this episode of Dirty Money Moves, we’ll take a look at the origin stories of Melissa Caddick‘s fraud, and it all began with simple white lies she put on her résumé …along with a sprinkling of confidence after getting away with smaller crimes which only emboldened her to go bigger.

Sponsor:

Acorns Early: Ready to help your kids grow money skills that will last a lifetime? Just head to acornsearly.com/dirtymoney or download the Acorns Early app to get started. Sign up now and your first month is on us!

Follow host, Jami Rice, on Instagram, TikTok, and YouTube @JamiOnAir to keep up with true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcast, MURDERISH, which is available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Learn more about your ad choices. Visit megaphone.fm/adchoices

On February 21, 2021, a grizzly discovery was made on Bournda Beach on the southern coast of New South Wales, Australia. A designer athletic shoe washed up on the beach. Inside of it, was a decomposing foot. After taking DNA samples from family members of missing persons in the area, the shoe and samples matched with a woman named Melissa Caddick, a 49-year-year old who’d been missing for three months following the raid of her home by the Australian Securities and Investments Commission. Initially, Caddick was being investigated for her part as the ringleader of an insider trading investigation, but authorities soon discovered her white collar schemes went much deeper. It appeared that Melissa had died by suicide, perhaps distraught over facing years in prison. Then, questions began to arise and suspicion fell on Melissa’s husband, Anthony Koletti. Why’d he wait almost two days to report his wife missing? 

Follow host, Jami Rice, on Instagram, TikTok, and YouTube @JamiOnAir to keep up with true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcast, MURDERISH, which is available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fred Downie, the elderly man who’d moved to Southern California to live out the rest of his years under the care of Helen Golay and Olga Rutterschmidt, had died under mysterious circumstances. Even so, his death was ruled an accident and there was nothing to stop a man from giving his fortune away. Although Fred’s case was off the table, in March 2008, the Black Widows were going on trial for the murders of Paul Vados and Kenneth McDavid.

Prosecutors felt fairly confident in their case. After all, they’d linked Helen and Olga to the crimes in more than one way. Though, their case was largely built on circumstantial evidence. Confident or not, the state likely didn’t see the defense's strategy coming. Helen’s attorney was about to tell the jury who REALLY killed Kenneth McDavid, and it wasn’t going to be Helen or Olga. Let’s just say it was Helen-adjacent.  

Sponsor:

Hers: forhers.com/dirtymoney for your personalized weight loss options

Follow host, Jami Rice, on Instagram, TikTok, and YouTube @JamiOnAir to keep up with the true crime cases she’s following, and hear her commentary on lighter topics such as reality tv and skincare.

Check out Jami’s other true crime podcasts, MURDERISH …available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Formerly known as Mind of A Serial Killer, Killer Minds takes you deep into the psychology of history’s most chilling murderers—from infamous serial killers to ruthless cult leaders, deadly exes, and terrifying spree killers. Every Monday and Thursday, hosts Vanessa Richardson and Dr. Tristin Engels, a Clinical and Forensic Psychologist, blend gripping true crime storytelling with expert psychological analysis to uncover what drives people to kill. From the calculated minds of serial killers like Jeffrey Dahmer and Ted Bundy to crimes of passion and cold-blooded murders, Killer Minds goes beyond the headlines to explore the twisted psychology behind the crimes. What fuels their darkness? How do their minds work? And most hauntingly—could they have been stopped?

A Crime House Studios original, new episodes drop every Monday and Thursday. Follow Killer Minds wherever you get your podcasts, and follow us at Killerminds on social media. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Following their 2006 arrest for mail and wire fraud, the LAPD and the FBI continued trying to build a murder case against Helen Golay and Olga Rutterschmidt. They’d found some evidence during raids on the women’s homes, but everything collected up until that point still wasn’t enough to build a murder case. The FBI continued trying to find anything to tie Helen and Olga to Paul Vados’s and Kenneth McDavid’s death.

Soon, investigators pieced things together and found themselves in a position to charge the women with murder. It all came down to rubber stamps, a Post-it note, and evidence found on the undercarriage of the Mercury Sable seen in the surveillance footage on the day Kenneth McDavid was killed. The Black Widows were headed for trial, and spectators were in for a wild ride.

Sponsor:

Hers: forhers.com/dirtymoney for your personalized weight loss options

Follow host, Jami Rice, on Instagram, TikTok, and YouTube @JamiOnAir to keep up with this story and other true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcasts, MURDERISH and Lipstick & Lies, which are available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In 2006, over a year after unhoused man Kenneth McDavid was found run down in a back alley in Westwood, California, insurance investigator Ed Webster had unearthed some interesting information. Ed brought his investigation findings to the LAPD, who began surveilling Helen Golay and Olga Rutterschmidt. Soon, the FBI was brought in. They summoned the women's bank records and raided their homes, which resulted in a mountain of evidence that helped authorities begin to unravel the true nature of Helen and Olga’s deadly business dealings.

Sponsor:

Hers: forhers.com/dirtymoney for your personalized weight loss options

Follow host, Jami Rice, on Instagram, TikTok, and YouTube @JamiOnAir to keep up with this story and other true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcasts, MURDERISH and Lipstick & Lies, which are available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Sources are available at MURDERISH.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

In 2002, Helen Golay and Olga Rutterschmidt were riding high following their first successful life insurance scam. Before the women set their sights on their next victim, Kenneth McDavid, there was another scheme brewing. This one, developing across the country, and involving an elderly man named Fred Downie. At 96-years-old, this widowed New Englander owned a house on Cape Cod, and somehow befriended a young woman named Kecia Golay, Helen Golay’s youngest daughter. 

Kecia soon convinced Fred to move to Southern California, where her mother owned several properties. Fred Downie agreed and would indeed find his place in the sun, though only for a short time. He’d write his niece Mildred letters about the glory of west coast living. As the months rolled by, however, the letters got more despondent. And then, the letters stopped. Soon, Mildred would learn that Fred was dead. 

Unfortunately for Helen and Olga, their claim on an insurance policy for Kenneth McDavid landed on the desk of Ed Webster, a detail-oriented insurance investigator who previously worked as a private eye. And Ed had questions. Soon, the LAPD got involved. Through Kenneth McDavid’s case, they learned about Fred Downie’s case which only raised more questions. Why was 97-year-old Fred Downie in the middle of the road, unattended, when he was struck by a car? And why was he carrying funeral instructions on him when he died? 

Sponsors:

Hers: forhers.com/dirtymoney for your personalized weight loss options

Armoire: armoire.style/dirtymoney to get up to 50% off your first month

Follow host, Jami Rice, on Instagram, TikTok, YouTube @JamiOnAir to keep up with this story and other true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcasts, MURDERISH and Lipstick & Lies, which are available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Sources are available at MURDERISH.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

On June 21, 2005, a 50-year-old unhoused man named Kenneth McDavid was left for dead in a back alley just off of Westwood Boulevard in Los Angeles. Police believed that he’d been the victim of a hit-and-run. After a distant female cousin came forth claiming to be Kenneth’s only living relative, the case was closed and the cause of death was listed as “unknown.”

When a New York insurance claims department employee took note of Kenneth’s case, he became aware of two fairly substantial life insurance policies that had been taken out on the man. The beneficiaries of Kenneth’s life insurance policies were two 70-something women named Helen Golay and Olga Rutterschmid, a duo who were known around town as fairly regular volunteers at the Hollywood Presbyterian Church. As law enforcement continued investigating Kenneth’s case they learned his death was just the tip of the iceberg. Eventually,  a much deeper and shocking mystery would be unravaled. And the two sweet, 70-something seniors who’d been helping vulnerable people at the church …they were just devils in disguise.

Sponsors:

Hers: forhers.com/dirtymoney for your personalized weight loss options

Armoire: armoire.style/dirtymoney to get up to 50% off your first month

Follow host, Jami Rice, on Instagram, TikTok, YouTube @JamiOnAir to keep up with this story and other true crime cases she’s deep-diving into and providing commentary on.

Check out Jami’s other true crime podcasts, MURDERISH and Lipstick & Lies, which are available in all podcast apps.

Dirty Money Moves is a collaboration between MURDERISH and Cloud10 Media.

Executive Producers are: Jami Rice and Sim Sarna

Research and writing by: Zach Selwyn

If you enjoy Dirty Money Moves, please do us a favor and give the podcast a 5-star rating and review in Apple Podcasts, Spotify or any podcast player.

Sources are available at MURDERISH.com

Learn more about your ad choices. Visit megaphone.fm/adchoices