Are you still thinking all debt is bad when it comes to real estate investing?

Many doctors shy away from building wealth through real estate because they’ve been taught to fear debt and avoid leverage.

But misunderstanding the difference between good debt and bad debt might be holding you back from unlocking serious financial freedom.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• Why leverage is one of the most powerful tools in real estate investing—and how smart investors use it to grow fast
• The five most important insights about lending for investment properties (that most banks won’t tell you)
• How to work with investor-friendly lenders to win more deals, lower your stress, and access the right loan products for your goals

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Connect with our guests:

Dan Peck | Branch Leader 

NMLS# 174968

Call/Text: (206) 660-6241

[email protected]

www.DanPeckTeam.com

11255 Kirkland Way, Suite 110 Kirkland, WA 98033               

AL-78397, AK-AK174968, AZ-1006555, AR-123587, CA Licensed by DFPI under the CRMLA-CA-DFPI-DBO174968, CO-100522979, CT-LO-174968, DE-MLO-174968, DC-MLO174968, FL-LO73384, GA-174968, HI-HI-174968, ID-MLO-2080174968, IL-031.0062296, IN-DFI-46657, IA-45065, KS-LO.0043482, KY-MC748498, LA, ME, MD-174968, MA-MLO174968, MI-174968, MN-MLO-174968, MS- 174968, MO- 174968, MT-174968, NE, NJ, NV-65929, NH, NM, NC-I-196451, ND-NDMLO174968, NY Licensed Mortgage Banker-NYS Department of Financial Services, OH-MLO-OH.174968, OK-MLO21645, OR, PA-81070, RI, SC-BFI-MLO - 174968, SD-174968.MLO, TN-225000, TX-SML, VT-MLO-174968, VA-MLO-52016VA, WA-MLO-174968, WI-174968, WY-101816 , WV- LO-174968 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Scott Clirehugh  |  Loan Officer

NMLS 97357
Mobile (253) 334-4854

11255 Kirkland Way, Suite 110, Kirkland, WA 98033
www.movement.com/scott-clirehugh

AL-78461, AK-AK97357, AR-Temporary Authority, AZ-1006771, CA-DBO97357, CO-100522978, CT-LO-97357, DE- MLO-97357, FL-LO68238, GA-97357, HI-97357, IA-46410, IN-46572, IL-031.0062252, KS-LO.0043640, KY-MC748497, LA, MD-26-97357, MA-MLO97357, ME, MN-MLO-97357, MI-97357, MO-97357, MT-97357, NC-I-198015, NE, ND- NDMLO97357, NH, NM, NV-66638, OH-MLO-OH.97357, OK-MLO21647, PA-81154, SC-MLO-97357, SD-97357.MLO, TN-233851, TX,  VA-MLO-52014VA, WA-MLO-97357, WI-97357, WY-101815 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to:

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

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What kind of rental property should you invest in first—short-term or long-term?

If you're stuck on this question, you're not alone—and the wrong choice could cost you time, money, and tax benefits.

Many high-income professionals dive into real estate without aligning their first property purchase with their financial goals—and end up missing out on key tax savings or getting overwhelmed by property management.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• The key differences between short-term and long-term rentals, including risk, return, and workload
• Why short-term rentals can offer powerful tax advantages—even for full-time physicians
• How to align your first investment property with your long-term wealth and lifestyle goals

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

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What if one real estate investment could unlock your time freedom—while filling a critical healthcare gap?

Too many doctors try to build wealth by working harder or picking the “easiest” investment strategy—only to burn out or break even.

But there’s a powerful, often overlooked niche in real estate that not only offers significant cash flow—it also allows you to serve aging patients with dignity.

In this episode, Dr. Alex Schloe shares how he built a thriving real estate business focused on residential assisted living—all while practicing medicine and prioritizing his family.

By the time you finish listening, you’ll discover:

• How residential assisted living (RAL) can cash flow $10K–$20K per month from a single home
• Why this “Silver Tsunami” opportunity is one of the most recession-resistant niches in real estate
• Three different ways to invest in assisted living—no matter how much time you have
• How Alex balanced full-time active duty, parenting, and entrepreneurship to create long-term freedom
  
  

Meet Dr. Alex Schloe

Dr. Alex Schloe is a Christian, husband, father, Air Force veteran, doctor, real estate investor, and entrepreneur.

He is the co-founder of the RAL Room Assisted Living Mastermind and host of The Physicians and Properties Podcast. Through his own journey from full-time active duty to part-time clinical work and real estate entrepreneurship, Alex has helped others explore assisted living as a path to time and financial freedom.

In this conversation, he shares how he scaled his portfolio of residential assisted living homes, the mindset shifts that helped him stay focused, and why this niche is uniquely positioned to meet a growing need in healthcare.

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

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What if you could invest in real estate and make a real difference at the same time? Aline and Carlos Zamora chose assisted living facilities as their path to financial freedom—and impact.

In this episode, they share how they went from full-time doctors to full-time real estate investors. They talk about how they found their first deal, hired the right team, and learned to run a care-based business.

If you're looking for a unique way to grow your portfolio, this episode will show you what's possible.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• How Aline and Carlos bought and scaled their assisted living facility
• What makes assisted living different from other real estate investments
• How they built confidence to leave medicine and go all-in on their vision

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

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What would your life look like if you stopped letting fear make your decisions?

Are your limiting beliefs keeping you stuck in analysis paralysis while your dream life passes you by? You’re not alone—but that hesitation might be the biggest obstacle standing between you and financial freedom.

In this inspiring episode, Lama Nordine—a full-time nephrologist, mom of four, and real estate investor—shares how she pushed past fear and built a portfolio of six short-term rentals… all while managing a busy life and career.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• What actually holds most doctors back from starting their real estate journey (hint: it’s not money)
• How Lama went from sitting on the sidelines to owning six successful short-term rentals in under a year
• The simple systems and mindset shifts that helped her self-manage a growing portfolio—while working full-time

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

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What if your real estate investments could create financial freedom and transform lives at the same time?

Too often, doctors think they have to choose between profit and purpose. But Rebecca and Scott Steenbergh discovered a strategy that delivers both — and it’s not your typical rental model.

By investing in sober living homes, they’ve created a portfolio that not only cashflows but also supports people in recovery — offering them stability, dignity, and a real shot at a new life.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• How Rebecca and Scott built cashflow and impact through investing in sober living homes
• Why this unique real estate model aligned with their values as physicians
• The critical systems and mindset shifts that helped them scale while serving a vulnerable population

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
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Are you unknowingly giving away more money to taxes than you spend on food, clothing, and housing combined?

Many high-income earners—especially physicians—make this one costly mistake: they accept high taxes as inevitable and never take action to change their situation.

But what if we told you that by learning a few key strategies, you could legally slash your tax bill and keep more of what you earn?

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• Why taxes are your biggest expense—and how to start thinking like the wealthy to change that
• Common tax write-offs real estate investors and business owners miss out on
• How “strategy stacking” and the 2025 tax law changes could help you unlock massive tax savings

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

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Liked this episode? Share it on social and tag me @semiretiredmd

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Are you unknowingly missing out on powerful tax-saving strategies hidden in the new tax law?

Too many high-income professionals are walking into tax season without a strategy—and it’s costing them tens of thousands.

The 2025 tax law changes are complex, but if you understand how to use them, you can dramatically lower your tax bill and accelerate your path to financial freedom.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• Why the extension of the 37% top tax bracket and standard deduction changes could impact your bottom line
• How Opportunity Zones—especially rural ones—offer unique tax savings for real estate investors
• What major tax credits (like for EVs and solar) are disappearing—and how to act before they’re gone

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

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Liked this episode? Share it on social and tag me @semiretiredmd

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What’s holding you back from taking the first step toward financial freedom through real estate investing?

You might think you're too busy, too late to the game, or that past failures mean you're not cut out for this.

But what if those beliefs are the only things standing between you and the life you actually want?

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• How Regina overcame limiting beliefs—and a skeptical spouse—to take action fast
• The unexpected way Zero to Freedom gave her “permission” to invest with confidence
• How she turned a small short-term rental in Maine into a powerful tax-saving vehicle

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

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Liked this episode? Share it on social and tag me @semiretiredmd

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What kind of real estate investing is smart right now—and what should you avoid at all costs?

If you're still flipping homes or buying properties without a clear exit strategy, you could be putting your financial future at serious risk.

The market is changing. A recession may be coming. And if you're not adjusting your strategy accordingly, you may be caught holding the bag. But the good news? There is a way to continue investing—and even thrive—if you follow a few critical rules.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• Why experienced investors like J Scott are avoiding transactional real estate
• The 5-year time horizon rule—and how it protects you in uncertain markets
• Practical tips to structure financing and debt for long-term stability

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

FOLLOW + CONNECT
Connect with SRMD: Website | Instagram | Facebook

Liked this episode? Share it on social and tag me @semiretiredmd

Love the show? Leave a 5-star review and let me know!