What if you could stop waiting until 65 to enjoy the freedom you're working so hard for?

Most financial advisors hand you a retirement plan and tell you to max out your 401(k), invest in the market, and wait. Wait until you're older. Wait until you have "enough." Wait until you've traded decades of your life for a number on a statement.

But here's the thing: a high net worth on paper doesn't buy you freedom. Cash flow does.

In this episode, we're sitting down again with Austin Dean, founder and CEO of Waystone Advisors, who's been recognized by Forbes, Business Insider, and the American College of Financial Services for his unique approach to wealth building. Austin works with physicians who are tired of the traditional retirement playbook and ready to create financial independence on their own timeline.

By the time you finish listening, you'll discover:
Why having a high net worth statement can still leave you trapped in your job (and what actually creates freedom)
The difference between a retirement mindset and a financial freedom mindset, and why the shift changes everything
How to make your money work harder by creating a "flywheel" that generates cash flow while you sleep
The most common mistakes physicians make with traditional retirement planning (including the FIRE strategy trap)
Alternative investments that can generate 13-18% returns with the right guidance
What to look for in a financial advisor who actually understands the path to financial freedom

Financial independence is closer than you think. It starts with asking better questions and surrounding yourself with people who've walked the path before you. If you're ready to stop waiting and start building cash flow that gives you options, this episode is your starting point.

IS 2026 THE YEAR YOU GET FINANCIALLY FREE?
Register for the Legally Lower Your Taxes Bootcamp HERE

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

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You Have More Time Than You Think

"I don't have time."

It's the number one objection we hear from doctors considering real estate investing. And honestly? It's a question we asked ourselves back in 2015 when we were both working 80+ hours a week as hospitalists, Kenji had a startup, and I was picking up OB shifts on the side.

So we get it. Your schedule is packed. Your responsibilities are real. And the idea of adding something else to your plate feels impossible.

But here's what we've learned after building a portfolio of over 175 doors: real estate doesn't work like medicine. The rules are completely different. And once you understand that, everything changes.

In this episode, we break down exactly why "I don't have time" is actually a limiting belief, and how doctors with schedules just as demanding as yours are building portfolios that generate consistent cashflow without sacrificing their sanity.

By the time you finish listening, you'll discover:
Why real estate is fundamentally different from trading time for money (and how that changes everything)

The "episodic work" concept that explains why your tenth property takes less time than your first

How the "who not how" principle lets you leverage teams so you're not doing everything yourself

The costly trap of over-education and how to escape analysis paralysis

Why getting more efficient over time means scaling up can actually reduce your workload

The real cost of inaction and what your life could look like five to ten years from now if you start today

The Bottom Line
You already have the time. What you need is the right system, the right community, and the confidence to take action. Real estate investing isn't about adding more to your plate. It's about building something that eventually takes work off your plate and gives you the freedom to choose how you spend your time.

A little more effort now for decades of freedom later. That's the trade we made. And thousands of doctors in our community have made the same choice.
Ready to stop trading time for money and start building assets that work for you?

Resources + Links
Zero to Freedom: Our flagship course that takes you from knowing nothing to confidently buying your first cashflowing property. Learn more
Free Webinar: See how doctors are using real estate to reduce taxes, create cashflow, and build time freedom. Watch the replay
Join the Community: Connect with 4,000+ doctors who are on the same path HERE


Follow + Connect
Website: SemiRetiredMD.com
Instagram: @SemiRetiredMD
YouTube: Doctors Building Wealth
Facebook Group: Semi-Retired MD Community

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

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What if you could learn the most powerful real estate lessons from an entire year of episodes in just 20 minutes?

We're closing out 2025 by revisiting the three most popular episodes of the Doctors Building Wealth Podcast, each one packed with insights that help physicians build wealth, reduce taxes, reclaim their time, and design a life on their terms.

From the costly mistakes new real estate investors make, to the mindset shifts that fuel physician entrepreneurs, to the investment strategies the ultra wealthy use that most doctors never learn: this recap has it all.

BY THE TIME YOU FINISH LISTENING, YOU'LL DISCOVER:

• The "trust but verify" approach that protects your investments and saves you from costly mistakes
• Why aiming for average results is a trap, and how to set your sights higher
• The investment strategy that separates the ultra wealthy from everyone else (hint: it's not the stock market)

Whether you're a physician just getting started with real estate investing or ready to scale your portfolio, these lessons will help you build real momentum heading into 2026.

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

FOLLOW + CONNECT
Connect with SRMD: Website | Instagram | Facebook

Liked this episode? Share it on social and tag me @semiretiredmd

Love the show? Leave a 5-star review and let me know!

Why do so many doctors—who’ve achieved one of the most difficult professional goals—struggle to set personal goals beyond medicine?

Most physicians are conditioned to follow a clearly laid-out path: college, med school, residency, attendingship. But once they reach the end of that predefined road, many feel stuck, directionless, or burned out.

In this episode, Leti and Kenji unpack the hidden reasons why goal setting is so challenging for doctors—and how to break free from the “do more, achieve more” trap to start intentionally designing a life you actually love.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• The top 3 reasons doctors struggle with setting meaningful goals outside of medicine
• A simple, powerful mindset shift that will help you think more clearly and creatively about what you really want
• How to stop mistaking busyness for progress—and start setting intentional, life-changing goals across every area of your life

Whether you're trying to build wealth, improve your health, or reconnect with what truly matters—this episode will help you rewire your approach to goal setting and create real momentum.

Tune in now and start taking control of your future.

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

FOLLOW + CONNECT
Connect with SRMD: Website | Instagram | Facebook

Liked this episode? Share it on social and tag me @semiretiredmd

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What if the best window to build real wealth isn’t when everyone feels confident—but when most doctors are sitting on the sidelines, waiting for clarity that never comes?

Many doctors get stuck trading time for money, parking their savings in familiar places, and telling themselves they’ll invest “when things feel safer.” Meanwhile, rising costs, market cycles, and missed opportunities quietly compound, keeping them locked into the rat race longer than they planned.

In this episode, Kenji and Leti break down why 2026 is shaping up to be a rare inflection point for real estate investors—and how doctors who understand the cycles, manage their mindset, and take intentional action can position themselves years ahead of the crowd.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:
• Why slowing markets, reduced competition, and shifting interest rates often create the best buying opportunities
• How tax strategies like 100% bonus depreciation can accelerate wealth building when used intentionally
• The mindset shift required to act strategically while others wait—and why real wealth is often built in quieter seasons

If you want, I can also adapt this for Apple Podcasts, Spotify, YouTube, or a short newsletter blurb.

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

FOLLOW + CONNECT
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Liked this episode? Share it on social and tag me @semiretiredmd

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Is it possible that your constant drive to do more is actually keeping you stuck?

Many doctors find themselves in a cycle of chasing achievement—checking boxes, hitting milestones, and pushing forward without ever really feeling fulfilled. You’ve been taught that success comes from effort and control. But what if the freedom you're working so hard for requires a completely different approach?

In this episode, Dr. Jacob Liberman—optometrist, visionary, and author of Luminous Life—offers a powerful reframe. He shares why letting go of force and tuning into what’s already calling you might be the key to building a life of true alignment.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• Why doing more doesn’t always bring you closer to freedom
• How to spot the subtle cues that can guide your next move
• A mindset shift that helps you stop striving and start aligning with what matters most

This episode will challenge the way you think about productivity, success, and how to create a life on your terms.

Connect with Jacob Liberman:

Dr. Jacob Liberman’s discoveries in the fields of light, vision, and consciousness have been enthusiastically endorsed by luminaries in the fields of health, science, and spirituality from Deepak Chopra and Bruce Lipton to Eckhart Tolle. His newest book, Luminous Life: How the Science of Light Unlocks the Art of Living, reveals how light guides our every step, so we may fulfill our reason for being. For more information, please visit www.jacobliberman.org.

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

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Connect with SRMD: Website | Instagram | Facebook

Liked this episode? Share it on social and tag me @semiretiredmd

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Is real estate still just a side project—despite your best intentions to build wealth and reclaim your time?

Many doctors get stuck trying to do it all alone, without the structure or support to make real progress. In this episode, Leti and Kenji share five key patterns they’ve observed among the most successful members of their EB Pro mastermind.

These are the behaviors that consistently lead to faster scaling, bigger portfolios, and lasting confidence as a doctor-investor.

By the end of this episode, you’ll learn:

• Why a clear vision—and aligned spouse—accelerates results
• How weekly accountability drives consistent action
• Why discomfort is a necessary part of growth
• How showing up and staying engaged leads to more opportunity

If you're ready to go further, faster, this episode shows you how.

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

FOLLOW + CONNECT
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Liked this episode? Share it on social and tag me @semiretiredmd

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What’s the best way to create content for your audience: with a structured plan or just going off the cuff?

Do you struggle to find the right balance between having a structured plan and letting your creativity flow freely in your content?

Not having enough structure can lead to confusion and a lack of clarity, while over-structuring can stifle creativity and spontaneity. So how do you find the middle ground?

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• The benefits of having structure in your content creation process
• How to balance structure and spontaneity to increase audience engagement
• Why structure can enhance learning and clarity, especially in educational content

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

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Ever wondered why the goal shouldn’t be to just be comfortable in life?

A lot of people, especially doctors, are stuck in a cycle of comfort that prevents them from taking the next big step toward financial independence and real freedom.

This comfort zone—while safe—can become a trap. The idea of living comfortably often stops us from embracing challenges that lead to true wealth and freedom. It’s time to break free from the norm.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• Why being comfortable might actually be holding you back
• How discomfort can be the key to building wealth and achieving your dreams
• Real-life examples of doctors who stepped out of their comfort zones and found success through real estate investing

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

FOLLOW + CONNECT
Connect with SRMD: Website | Instagram | Facebook

Liked this episode? Share it on social and tag me @semiretiredmd

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Are you still thinking all debt is bad when it comes to real estate investing?

Many doctors shy away from building wealth through real estate because they’ve been taught to fear debt and avoid leverage.

But misunderstanding the difference between good debt and bad debt might be holding you back from unlocking serious financial freedom.

BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:

• Why leverage is one of the most powerful tools in real estate investing—and how smart investors use it to grow fast
• The five most important insights about lending for investment properties (that most banks won’t tell you)
• How to work with investor-friendly lenders to win more deals, lower your stress, and access the right loan products for your goals

______________________________________________________________

Connect with our guests:

Dan Peck | Branch Leader 

NMLS# 174968

Call/Text: (206) 660-6241

[email protected]

www.DanPeckTeam.com

11255 Kirkland Way, Suite 110 Kirkland, WA 98033               

AL-78397, AK-AK174968, AZ-1006555, AR-123587, CA Licensed by DFPI under the CRMLA-CA-DFPI-DBO174968, CO-100522979, CT-LO-174968, DE-MLO-174968, DC-MLO174968, FL-LO73384, GA-174968, HI-HI-174968, ID-MLO-2080174968, IL-031.0062296, IN-DFI-46657, IA-45065, KS-LO.0043482, KY-MC748498, LA, ME, MD-174968, MA-MLO174968, MI-174968, MN-MLO-174968, MS- 174968, MO- 174968, MT-174968, NE, NJ, NV-65929, NH, NM, NC-I-196451, ND-NDMLO174968, NY Licensed Mortgage Banker-NYS Department of Financial Services, OH-MLO-OH.174968, OK-MLO21645, OR, PA-81070, RI, SC-BFI-MLO - 174968, SD-174968.MLO, TN-225000, TX-SML, VT-MLO-174968, VA-MLO-52016VA, WA-MLO-174968, WI-174968, WY-101816 , WV- LO-174968 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Scott Clirehugh  |  Loan Officer

NMLS 97357
Mobile (253) 334-4854

11255 Kirkland Way, Suite 110, Kirkland, WA 98033
www.movement.com/scott-clirehugh

AL-78461, AK-AK97357, AR-Temporary Authority, AZ-1006771, CA-DBO97357, CO-100522978, CT-LO-97357, DE- MLO-97357, FL-LO68238, GA-97357, HI-97357, IA-46410, IN-46572, IL-031.0062252, KS-LO.0043640, KY-MC748497, LA, MD-26-97357, MA-MLO97357, ME, MN-MLO-97357, MI-97357, MO-97357, MT-97357, NC-I-198015, NE, ND- NDMLO97357, NH, NM, NV-66638, OH-MLO-OH.97357, OK-MLO21647, PA-81154, SC-MLO-97357, SD-97357.MLO, TN-233851, TX,  VA-MLO-52014VA, WA-MLO-97357, WI-97357, WY-101815 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to:

READY FOR REAL ESTATE SUCCESS? Book your call HERE for your next move.

RESOURCES + LINKS
Work w/ SRMD: HERE
Join our FREE Facebook Groups: HERE

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Liked this episode? Share it on social and tag me @semiretiredmd

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