In this episode of the Paper Trail podcast, Chris reviews his 2025 predictions and evaluates his accuracy, covering essential aspects such as interest rates, home prices, mortgage defaults, and the overall economy. He reflects on the media's portrayal of real estate, assesses the impact of interest rates and home pricing, and provides an in-depth analysis of mortgage defaults and delinquencies. The episode also predicts future market trends and emphasizes the importance of real estate experience.

Additionally, Chris touches on short-term rentals, multifamily properties, seller financing, and the economic pressures facing households. This reflective analysis sets the stage for understanding current market dynamics and future forecasts in real estate.

00:00 Introduction and Episode Overview

00:42 Reflecting on 2025 Predictions

02:01 Interest Rates Analysis

04:08 Home Prices Trends

07:38 Mortgage Defaults and Delinquencies

11:41 Economic Pressures and Household Impact

15:58 Short-Term Rentals and Market Shifts

23:34 Fix and Flip Investor Loans

27:24 Macro Observations and Real Estate Trends

31:43 Conclusion and Future Predictions