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Financial planning for neurodivergent children is not just about money but about love, responsibility, and the legacy we leave when we're no longer here.
• Cara explains how her journey with her autistic son during COVID lockdown led to creating SendProtect after noticing financial advisors weren't addressing SEND-specific needs
• SendProtect offers free educational events, webinars and consultations to help SEND parents understand long-term financial planning
• Life insurance policies should be written in trust to prevent inheritance tax and provide immediate access to funds
• Children's ISAs can become problematic at age 18 if your child lacks financial capacity, requiring court applications
• Vulnerable person's trusts provide a government-approved way to save money for SEND children without affecting benefits
• Even £5 per week can provide meaningful financial protection through properly structured life insurance
• Having a will with children's guardianship specified is essential to prevent SEND children entering temporary care
• Workplace support for SEND parents is crucial—employers need to understand the additional caring responsibilities
Join the conversation in our private WhatsApp community where SEND parents connect for support, insights and understanding. Find the link in the show notes.
Click here for SEND Protect
💬 Connect with Us
🎄 Early Christmas Gift: Join my free webinar on Keeping Calm During the Holidays
📅 Tuesday 9 December at 12:00 pm (UK time)
👉 Click here to receive the Zoom details.
🌱 Join our SEND Parenting Private WhatsApp Community — a safe space to share, learn, and feel supported by parents who truly understand.
⚡ Ready to go deeper?
Become part of the ADHD Warrior Mum’s Recharge Station — your space for group coaching, expert guidance, real connection, and the calm you deserve.
By Dr. Olivia KesselFinancial planning for neurodivergent children is not just about money but about love, responsibility, and the legacy we leave when we're no longer here.
• Cara explains how her journey with her autistic son during COVID lockdown led to creating SendProtect after noticing financial advisors weren't addressing SEND-specific needs
• SendProtect offers free educational events, webinars and consultations to help SEND parents understand long-term financial planning
• Life insurance policies should be written in trust to prevent inheritance tax and provide immediate access to funds
• Children's ISAs can become problematic at age 18 if your child lacks financial capacity, requiring court applications
• Vulnerable person's trusts provide a government-approved way to save money for SEND children without affecting benefits
• Even £5 per week can provide meaningful financial protection through properly structured life insurance
• Having a will with children's guardianship specified is essential to prevent SEND children entering temporary care
• Workplace support for SEND parents is crucial—employers need to understand the additional caring responsibilities
Join the conversation in our private WhatsApp community where SEND parents connect for support, insights and understanding. Find the link in the show notes.
Click here for SEND Protect
💬 Connect with Us
🎄 Early Christmas Gift: Join my free webinar on Keeping Calm During the Holidays
📅 Tuesday 9 December at 12:00 pm (UK time)
👉 Click here to receive the Zoom details.
🌱 Join our SEND Parenting Private WhatsApp Community — a safe space to share, learn, and feel supported by parents who truly understand.
⚡ Ready to go deeper?
Become part of the ADHD Warrior Mum’s Recharge Station — your space for group coaching, expert guidance, real connection, and the calm you deserve.

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