Do you often end up in debt for gadgets, celebrations, or unnecessary expenses? In this episode, we tackle the “Debt Mentality” common among Filipinos and discuss how to break free from the cycle. Learn practical tips to identify wants vs. needs, create and stick to a budget, and focus on long-term financial goals. Start your journey to a debt-free and financially secure future today!

#ChinkPositive #FinancialFreedom #NoToDebt #BudgetSmart

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