Hindi mo kailangang maging milyonaryo para magsimulang maging Iponaryo. A Pulubi Mindset isn’t about being broke—it’s about staying broke through poor habits and short-term thinking. In this empowering episode, Wealth Coach Chinkee Tan walks you through the mindset shift from surviving to saving, from excuses to action. Learn the habits of an Iponaryo, discover how simple daily choices create long-term financial change, and find out how to finally move from “laging kapos” to financially focused. Listen now and take your first step toward a better financial future. Stay Chink Positive!

#ChinkPositive #PulubiMindset #IponaryoGoals #MoneyMindset #FinancialFreedom #WealthCoach #MindsetMakeover #SavingsHabits

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