It's the most wonderful time of the year! Natanggap mo na ba ang iyong 13th month pay? Find out how to use the money wisely with Chinkee Tan! Listen to his 10 practical ideas to maximize your 13th month pay, only here on Chink Positive.

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Follow me: Facebook, Instagram and Twitter @chinkeetan. Tiktok @iamchinkeetan Youtube: Chink Positive

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