Innovation in banking is about more than just adopting new technology—it's about challenging traditional perceptions and rethinking everything from customer service to risk management to create more flexible, responsive, and personalized financial services. In this episode, I sit down with Karan Jain, founder and CEO of Naya One, to discuss how his company is revolutionizing the banking world.

We dive into topics such as challenges in financial innovation, the role of Naya One, the evolution of banking innovation, FinTech and bank relationships, and the VC and CVC landscape. Tune in to learn how Naya One is transforming financial innovation and what the future holds for fintech collaborations. Watch now and stay ahead in the world of banking and fintech!

#FinTech #DigitalAssets #Innovation #VC #CVC #Regulation #NayaOne #UK #UAE #Banks #FutureofFinance

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Time stamps: 
00:00 - Episode highlights
01:13 - Introduction
05:45 - Why banks underdeliver on ROI on innovation
08:01 - Digital transformation and continuous innovation
11:35 - How does Naya One approach culture problems
12:41 - Example of Naya One helping banks implement new technologies
18:36 - Helping banks develop criteria for assessing new technology
23:27 - Proof of concepts
25:44 - Impact on vendors
29:01 - Evolution of innovation in banking
33:25 - BaaS
37:04 - FinTech and banks relationship
41:41 - Are banks starting to use innovative platforms?
45:00 - Digital assets
46:07 - VCs and CVCs
48:51 - Differences between UK and US markets
52:47 - Regulatory sandboxes
55:37 - Closing words

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