Jayesh Patel is the CEO of Wio Bank. Recently launched less than a year ago, Wio bank is remarkable because it targets a segment of the population that may be the most under-served in the world: micro businesses, which account for over 99% of all business activity in the world.

Jayesh is highly passionate as he discusses the evolution of banking in practical terms. He talks us through how the relationship between banks and the public has historically transformed with the advent of technology. However, customers often need to be made aware of the labor required to make these transformations possible.

Transitioning to online banking took over a decade, and implementing mobile banking also took many years of work to build the infrastructure reliably. Jayesh also discusses:

• The role of neobanks in the global economy
• Navigating the imminent slowdown in the funding cycle
• The longterm impact fintechs have had on banking

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