Maria Melchor, financial educator and creator of FirstGenLiving, joins the Journey To Launch Podcast to talk about her experience being the first in her family to build lasting wealth in America and how she built FirstGenLiving into the successful business it is today. 

We also talk about taking on student loan debt to avoid burdening parents with school expenses, “survivor’s guilt,” the fallacy of the “working harder will make you wealthier” narrative, and more. 

FirstGenLiving began in 2020 and reaches an audience of 130,000+ across social media platforms. FirstGenLiving provides personal finance education tailored to the experience of first-generation immigrants, students, and professionals in the United States. Maria has been featured in outlets including CNBC, Univision, and Money Magazine.In this episode you’ll learn about:

• How Maria’s immigrant background shaped her journey and influences her finances
• The challenge of raising second generation kids with grit through intentional parenting
• Guilt and anxiety surrounding making more money than anyone in your family 
• Navigating helping family financially, starting an online content creation business, pitching yourself to loved ones, and more

Other Links Mentioned in episode:

• Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE 
• Episode 248- Small Steps to Reach Big Dreams + Going from an Observer to Main Player In Your Life
• Get The Budget Bootcamp for FREE
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Maria:

• FirstGenLiving.com
• Instagram:@FirstGenLiving

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE