This week we're chatting with Chris Bates who's a mortgage broker and financial adviser and he's the founder of Wealthful. He's also the co-host of the Elephant in the Room podcast. We have a chat with Chris about some of the elephants in the room at the moment, the financial landscape, the lending policies around serviceability with the banks. He gives us some great advice. It's a fantastic and illuminating interview with Chris and I think you'll really enjoy it.