Mortgage rates have been a hot topic in the real estate world for a little while now, and this week we have an expert on the subject, Elly Cummings, a Senior Vice President at New American Funding.  She has had a front row seat to everything in the mortgage business for almost 20 years. She survived the housing market crash in 2009, and even started her own mortgage company right in the middle of it all! She shares her story on how she got started in the business, how she succeeded in the worst of times, and how she rose to the top as a woman in a male dominated industry. We also get into the details about what her predictions are for interest rates, if she thinks the housing market is going to crash, her thoughts on a recession and what her outlook is for 2023. Elly is a total badass and an absolutely brilliant human being, and she shared so much great insight and wisdom. Elly’s story is super inspiring and we are so excited to share it with you, let's dive in!