Think housing is already unaffordable? What if the changes coming next actually make things worse for the average buyer, but better for smart investors?

In this episode, Rich Lennon breaks down the biggest housing affordability shifts being discussed for 2026, including 50-year mortgages, portable loans, and even no-credit financing. He explains what these changes really mean for everyday buyers, why some of them are dangerous, and how investors can position themselves to win as the market reshapes. If you want to stay ahead instead of getting blindsided, this one’s a must.

You’ll Learn How To:

• Understand why 50-year mortgages sound good, but often trap buyers
• See how inflation, not interest rates, is the real housing problem
• Spot which affordability fixes are actually setting up the next crash
• Use market shifts to your advantage instead of fearing them
• Avoid getting stuck with a home you can’t sell later
   

Who This Episode Is For:

• Homebuyers worried about timing the market
• Investors who want to profit from market shifts
• Anyone confused by where housing is headed next
   

Why You Should Listen:

Housing rules are changing, whether you’re ready or not. This episode gives you clarity on what’s really happening behind the headlines so you can protect yourself, avoid bad moves, and spot real opportunity while others are guessing.

What You’ll Learn in This Episode:

• [00:00] Why housing affordability is being fixed the wrong way
• [02:30] How a 50-year mortgage really impacts your wealth
• [06:00] Why most buyers will get trapped by longer loans
• [08:30] The truth about portable mortgages and why banks fight them
• [11:30] Why no-credit loans should scare you
• [13:00] How today’s policies could trigger the next crash
• [14:30] What smart investors should be doing right now
   

Follow Rich Lennon here:
Website: https://richlennon.com/
Facebook: https://www.facebook.com/rich.lennon.121
Instagram: https://www.instagram.com/richlennon92/