Gab Toscan and Michael Dennis from Breakwater Insurance are working closely with dairy farmers and share what they've learned from supporting businesses through challenging moments — and why dairy insurance isn't always as simple as a set-and-forget farm pack. The conversation introduces Dairy Protect, a dairy-specific approach to insurance advice, and explores the difference between general and personalised advice, along with the questions worth asking so you genuinely understand your cover.

The conversation continues in Part 2 with a deeper dive into insurable risks within a dairy business, including employment, continuity cover, and navigating natural disasters such as flood and fire.

This episode was made in partnership with Dairy Protect, Breakwater Insurance, and Cream of the Crop. Dairy Protect exists to make insurance work for dairy farmers, through a team of specialist brokers who understand the unique risks, pressures, and complexities of running a dairy operation. To speak with one of our brokers, connect with us on socials through @dairyprotect, visit our website at dairyprotect.com.au or give us a call on 1300 063 888.

Disclaimer:

This episode provides factual information rather than financial product or other advice. The information contained in this episode, has been prepared without taking into account any personal objectives, financial situations or needs. You should consider the appropriateness of the information, taking these matters into account, before you act on any information. In particular, you should review the product disclosure statement for any product the information relates to before acquiring the product. Information is current as at the date of recording but is subject to change. We cannot make any representation as to the accuracy or completeness of the information.

To obtain advice on how this information does impact your personal circumstances, or to obtain a copy of the PDS for any of the products referred to, please reach out to Dairy Protect on 1300 063 888 to speak to a broker. A copy of the Financial Services Guide (FSG) can also be found at dairyprotect.com.au

In the spirit of reconciliation we would like to acknowlegde the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

PROUDLY SUPPORTED BY CREAM OF THE CROP

Cream of the Crop is a two day conference, providing an opportunity for women in the dairy industry to come together to learn, connect and grow. Recognising the contribution, regardless of their role, they make to the industry and their wider community. Keep an eye on Instagram or Facebook or check it out on the Website for all of the details for our 2026 Conference