The PSLF buyback program could be the key to reaching forgiveness faster, but there's a catch. You must use exact language in your reconsideration request, or it won't count. Without it, your request might be dismissed as just an inquiry — seriously. We break down everything you need to know about PSLF buyback, including the steps to get your application right the first time, how this program came to be, and why it's still available despite the SAVE plan injunction. Plus, we'll touch on the importance of keeping an eye on refinancing rates and what to expect if policies shift under a new administration. If you're worried about PSLF or wondering how things might change under a different political landscape, this episode has the answers to help calm your nerves.

Key moments:

(01:51) The exact steps and language needed to apply for PSLF buyback

(05:32) How PSLF buyback could save borrowers a ton of money

07:34) Potential impacts if a Trump administration repeals PSLF buyback or the SAVE plan

(11:02) How falling refinancing rates could create new opportunities for borrowers

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