Welcome back to Financial Revelations with David Szafranski—where we break down markets, policy, and long-term wealth strategy with clarity and conviction.

This week, we're tackling some of the most important questions in finance right now.

Why Is the Market Getting Beat Up?

Investors are asking: What changed structurally in the market?

According to David — nothing.

There has been no major structural shift. Tax policy remains positive. Corporate fundamentals haven't suddenly collapsed. What we're seeing is more about sentiment than substance.

Some investors may simply be tiring of the AI trade after a strong run. But David's perspective is clear:

In times of uncertainty — buy the chaos.

Volatility creates opportunity. When markets swing, disciplined investors stay growth-oriented instead of reacting emotionally.

What's Happening With Tariffs?

Last Friday, the Supreme Court of the United States ruled that President Donald Trump overstepped in his recent tariff action.

President Trump has stated he will follow the law, and the administration is now looking at other legal mechanisms to implement tariffs if necessary.

Policy headlines can move markets quickly, but David reminds listeners: political noise often creates short-term volatility — not long-term destruction.

Economists Worth Listening To

If you want to understand markets and economic philosophy more deeply, David recommends studying:

• Milton Friedman

• Thomas Sowell

Both economists emphasize free markets, limited government intervention, and the power of capitalism to lift people out of poverty.

Partner With the Mission

If you would like to become a partner and support our mission trips, visit:

👉 www.nativosusa.org

Learn how you can help make a real impact.

Special Offer

Want some Financial Revelations gear?

Email Kory with the subject line: "I want a hat"

Stay Connected

📧 Email financial questions: [email protected] 🐦 Follow on X (Twitter): @skibucks1

Welcome to Financial Revelations with David Szafranski.

If you'd like us to review and evaluate your portfolio, contact our office today. You don't have to be a client for us to have a conversation—we're happy to take a look and offer insight.

Our Amazon mission trips in March and May are full, but you can still be part of the mission. Visit www.nativosusa.org to learn how to get involved. On these trips, we'll be building a church and bringing both a dentist and a doctor to serve the community.

Last week was a rough one for the markets, with headlines suggesting the AI trade is cooling off. David disagrees. He believes the AI and chip trade is just getting started. Demand for chips remains strong, and supply continues to lag behind. In his view, this is long-term growth—not a short-term fade.

When markets get hit, you buy the chaos. Don't get shaken out by volatility. Stay growth-oriented.

Want a surprise? Email [email protected] with the subject line: "I want the surprise" for your chance to receive a shirt.

In the next podcast, David will break down Stepped-Up Basis—what it is, how to get it, where it applies, and how to implement a strategy that helps you pass more wealth on to the next generation.

📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1

🌎 Learn more about the Amazon well drill and mission work: https://nativosusa.org

Welcome to Financial Revelations with David Szafranski. In this episode, David discusses the upcoming mission trip to Brazil and how listeners can support the work by donating at nativosusa.org.

David also breaks down the current market environment, explaining why inflation is moving in the right direction—and why it's much easier to drop from 9% to 4% than it is to push inflation lower without slipping into deflation, something currently affecting China and seen in Japan for decades. He shares his outlook on interest rates, noting that while there may not be a rate change this month, the incoming Fed chair is expected to begin cutting rates.

The conversation wraps with insights on Minnesota politics and how political news impacts markets, reinforcing David's long-held principle: buy on bad news.

📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1

🌎 Support the Amazon well-drilling project: https://nativosusa.org https://www.gofundme.com

Search: David Szafranski

Welcome to Financial Revelations with David Szafranski. In this episode, David breaks down the major global forces currently impacting the markets, including Venezuela, Greenland, and tariffs.

The conversation highlights the growing right-wing shift in South America, with David emphasizing that capitalism remains the only system proven to lift people out of poverty. Greenland remains a mystery, with signs that more may be happening behind the scenes. Meanwhile, upcoming Supreme Court decisions on tariffs could have near-term market implications.

David shares what he knows for sure: when energy is cheap, economies expand. With markets taking a slight hit, he believes this may be a buying opportunity.

While the March mission trip is now full, listeners can still support the work—or learn about future mission opportunities—by visiting nativosusa.org.

Listeners can email financial questions to [email protected], follow David on X at @skibucks1, support the Amazon well-drilling project at nativosusa.org or GoFundMe, and find David's book, The Sin of Retirement, on Amazon or SinOfRetirement.com.

Welcome to Financial Revelations with David Szafranski

Welcome back to Financial Revelations with David Szafranski—the show where we talk about money, markets, faith, and real-world financial wisdom you can actually use.

If you haven't already, be sure to check out David's book, The Sin of Retirement, available now on Amazon.com and at SinOfRetirement.com. You can get it in paperback, ebook, or audiobook, so however you like to learn, there's an option for you.

Amazon Mission Trip – March

We're also excited to share that we're heading out on an Amazon mission trip this March. This trip is focused on making a real impact, including clean water initiatives like Amazon well drilling.

If you'd like to support the mission, please visit:

👉 nativosusa.org 👉 GoFundMe.com (search David Szafranski)

Every bit of support helps bring hope and resources to communities that truly need it.

A Big Start to the New Year

What a way to start the new year.

President Trump, along with the U.S. military, entered Venezuela and arrested President Nicolas Maduro and his wife. So far, this news has had a positive impact on the markets.

Venezuela was once a very wealthy nation—before communism and collectivism took hold. Now we'll have to wait and see what happens next. There is a tremendous amount of leverage on the table, and it appears the Vice President may be willing to come to the negotiating table.

Market Outlook: Why David Is Optimistic

David believes this is shaping up to be a great year, and here's why:

• Lower interest rates

• Higher corporate profit margins

• AI continues to boom

• Consumers are still spending

Despite the noise, there are strong fundamentals underneath the economy that point toward continued opportunity.

Simple Financial Wisdom That Still Works

David always comes back to the basics—and they matter now more than ever.

Run a budget.

• Pay your bills

• Invest consistently

• Save regularly

• Pay off your credit cards every month

• Do not run up debt

These habits may not sound flashy, but they build real financial freedom over time.

Stay Connected

Have financial questions? 📧 Email: [email protected]

Follow David on X (Twitter): 🐦 @skibucks1

For more information on the Amazon well drill project, visit: 👉 https://nativosusa.org 👉 https://www.gofundme.com

And don't forget to search: David Szafranski for more content, updates, and insights.

🎁 Holiday Giveaway The first 5 people to email [email protected] with the subject line "I want to grow wages!" will receive a tchotchke from the Sin of Retirement merchandise catalog.

💬 This Episode's Key Topics

• Affordability is everywhere—but not all prices should fall

  • 🏠 Prices we don't want going down: Housing

  • ⚡🥦 Prices we do want coming down: Energy and groceries

• How do we get there?

  • Continued reductions in energy costs

  • Strong income growth driven by rising productivity

• Federal Reserve Outlook

  • A new Fed Chair is expected to be announced in the coming weeks

  • David believes Chair Powell may have one more rate cut left

  • Even if not, David expects the next Chair to lower rates

🎄 From David Wishing you and your family a very Merry Christmas and a prosperous New Year!

📩 Have a financial question? Email: [email protected]

🐦 Follow David on X (Twitter): @skibucks1

🌍 Learn more about the Amazon well drill project:

• https://nativosusa.org

• https://www.gofundme.com (Search: David Szafranski)

Financial Revelations with David Szafranski – Latest Episode

Welcome to another episode of Financial Revelations with David Szafranski! We've got giveaways, mission updates, market commentary, and David's outlook for the year ahead.

🎉 Merch Giveaway!

We're giving away more Financial Revelations merch!

To enter, email: [email protected] With the subject line:

👉 "Chair Foul, I want lower rates!"

Winners will be selected from the early responses—good luck!

🌍 Mission Trip Update

Our March mission trip to the Amazon is officially full, but the work continues year-round.

To support ongoing projects, visit: 🌐 nativosusa.org

Your help makes a meaningful impact.

📉 Federal Reserve Update

During the most recent Federal Reserve press conference, Chair Powell lowered rates by a quarter point.

David—who jokingly refers to him as "Chair Foul"—shared several observations about the current environment:

• The housing market has slowed due to high interest rates, low supply, and strong demand.

• Chair Powell commented that tariffs are not inflationary and acknowledged what he called a vibrant economyunder the Trump administration.

• David believes the U.S. could use tariff revenue to help pay down national debt and support farmers.

(These reflect David's analysis and commentary.)

📈 Looking Ahead to 2026

David sees 2026 as a risk-on, growth-oriented year. His message: be confident and unafraid to participate in investments as opportunities arise.

📬 Send Your Financial Questions

Have something you want David to address? Email: [email protected]

🐦 Follow David on X (Twitter)

@skibucks1

🌍 Support the Amazon Well Drill Project

More information and donation links:

🌐 nativosusa.org 🌐 gofundme.com → Search: David Szafranski

Financial Revelations with David Szafranski – Christmas Edition

Welcome to the Christmas edition of Financial Revelations with David Szafranski! We're wrapping up the year with mission updates, a market recap, giveaways, and David's outlook for the months ahead.

🎄 Amazon Mission Trip Update

Our upcoming mission trip to the Amazon is officially full—thank you to everyone who stepped up! But the work doesn't end there. You can still support ongoing projects:

🌐 nativosusa.org

Your donations help continue essential work, and prayer is always welcomed and encouraged. If you missed this trip, plan to join the next one!

📊 Year-End Market Recap

It's been a year of turmoil—Liberation Day, the AI trade, volatility—but the markets have rewarded those who stayed the course.

Here's where things stand year-to-date:

• S&P 500: +16.7%

• Nasdaq: +21.96%

• Dow Jones: +12.67%

It's been a great year for long-term investors. For those who panicked and exited the market, it likely didn't feel so great. But those who stayed in? We BOUGHT THE CHAOS!

🎁 Giveaway: Shirts & Hats

We still have a few "Buy the Chaos" shirts and hats left!

To enter, email:

📩 [email protected] Subject line:

👉 "I WANT TO BUY THE CHAOS!"

Winners chosen from the first emails received—good luck!

🎅 December Outlook: The Santa Claus Rally

David expects December to bring a Santa Claus Rally, meaning markets move upward into year-end.

The only potential obstacle? Next week's Federal Reserve meeting.

If Chair Powell does not announce a rate cut, David believes President Trump may announce his next Federal Reserve Chair earlier than expected.

A leading possibility: Kevin Hassett, a traditionalist known for focusing on:

• Full employment

• Lower inflation

• Reducing the size of the Federal Reserve

Changes in Fed leadership can have meaningful effects on interest rates and broader markets.

📈 Predictions for Next Year

David's outlook for 2026:

• Markets will go up

• Interest rates will move lower

• Inflation will continue to decline

• Gas prices will decrease

He also notes that the Big Beautiful Bill will need a full tax cycle before the economy reflects its long-term effects.

📬 Send Your Questions

Have a financial question for a future episode?

Email: [email protected]

🐦 Follow David on X (Twitter)

@skibucks1

🌍 Support the Amazon Well Drill Project

Learn more or donate:

🌐 nativosusa.org 🌐 gofundme.com → Search: David Szafranski

Welcome to another episode of Financial Revelations with David Szafranski! We've got two giveaways this week, market and economic thoughts, and ways you can stay connected.

🎉 Giveaway #1 – "I WANT A SHIRT!"

The first 4 people to email [email protected] with the subject line:

👉 I WANT A SHIRT!

will receive a size L T-shirt from The Sin of Retirement merchandise collection. Limited to the first four—so move fast!

🎉 Giveaway #2 – "I WANT A BOOK!"

The first 4 people to email [email protected] with:

👉 I WANT A BOOK!

will receive a signed copy of David's book, The Sin of Retirement. Same rules—first four win!

📈 Economic Commentary: Inflation & the Midterms

David shares an important observation this week: If Republicans want to perform well in the upcoming midterm elections, they will need to pay close attention to inflation and rising prices—a top concern for many voters.

Food prices in particular have jumped due to a combination of factors, including:

• Inflationary pressure

• Tariffs

• Avian flu impacts

• Lower production levels

These forces together are pushing grocery costs higher and shaping how households view the economy.

📬 Have a Financial Question?

Send your questions anytime to: [email protected]

🐦 Follow David on X (Twitter)

@skibucks1

🌍 Support the Amazon Well Drill Project

Learn more or donate:

• nativosusa.org

• gofundme.com → Search: David Szafranski

Financial Revelations with David Szafranski – Latest Update

Welcome to Financial Revelations with David Szafranski! We've got exciting news, a special giveaway, and of course—some market insights and financial wisdom you can use right now.

📘 Big News: The Sin of Retirement Is Out Now!

David's brand-new book, The Sin of Retirement, has officially launched! You can grab your copy—along with branded merchandise—at sinofretirement.com.

Prefer digital? The ebook and audiobook versions are also available on Amazon.

🎉 Giveaway Time!

Want some free merch?

The first 5 people to email [email protected] with the subject line:

"I WANT THE SHIRT!"

will receive a large "Communism Sucks" sweatshirt/T-shirt. First come, first served—so don't wait!

📉 Market Update: Tech Takes a Hit

Tech stocks have been under pressure in recent weeks, but David isn't flinching. He's nowhere near trading them off.

David's philosophy remains the same: look to buy great companies when the headlines look grim. Market dips often create opportunities—and he's always ready to act when quality goes on sale.

🎓 Listener Question: What If There's Money Left in a 529 Plan?

A great question came in: "What do you do if there's leftover or unused money in a 529 plan?"

David breaks down six options available to families who find themselves with extra funds. Whether plans changed, college cost less than expected, or your child received scholarships, there are smart ways to use those remaining dollars.

(Be sure to tune in to hear all six!)

📬 Have a Question?

Send your financial questions anytime to: [email protected]

David may cover your topic in an upcoming episode.

🐦 Follow David on Twitter/X

Stay up to date between episodes: @skibucks1

🌍 Learn More About the Amazon Well Drill

To learn more or support the mission, visit:

• nativosusa.org

• gofundme.com → Search: David Szafranski