Big News, Rate Rants, and Powell’s Final Stretch Financial Revelations with David Szafranski

Great news! My new book The Sin of Retirement is officially live! You can grab your copy today at sinofretirement.com or Lulu.com. It’s a deep dive into retiring with mission, calling, and purpose—not just coasting to the finish line.

Now onto the hot topic of the week...

A sharp listener called me out recently: “You said interest rates would be down by now!” You're right—I did. And they're not.

So what happened?

Two words: Chairman Powell. He’s playing it safe, likely trying to protect the Fed from accusations of election interference. Is it a smart move? Maybe. Is it a political stunt? Maybe that too. But the truth is, inflation data is cooling, and I still believe we'll see rates move down—likely to around 4.75%.

He only has a few months left on his term. So should he be replaced now? It’s a fair question. At this stage, the damage is likely already done (or baked in), and replacing him could inject more chaos than confidence into the markets. But it’s worth having the conversation.

Got a financial question for the show? Email me at [email protected] Follow along on Twitter(X): @skibucks1

We're supporting a clean water mission in the Amazon. Two ways to learn more and support:

• NativosUSA.org

• GoFundMe – Search “David Szafranski”

Clean water changes lives. Let’s make it happen.

🇺🇸 Happy 249th Birthday, America!

In this explosive Independence Day episode of Financial Revelations, I address a listener question:

“Is your name Nostradamski? Because you've been absurdly right about everything lately.”

How does that happen? It's not magic—it's research, the right people, economic training, and yes... intuition.

🔥 This episode includes:

• 🔮 Behind-the-scenes on forecasting and intuition

• 💥 Independence Day reflections

📘 Sin of Retirement will be out end of July – preorders are open at www.sinofretirement.com

💡 Have a financial question? 📩 Email Us at [email protected]

📍 Follow on X (Twitter): @skibucks1

🌎 Help fund clean water in the Amazon:

https://nativosusa.org

https://www.gofundme.com        Search: David Szafranski

We’re glad you’re here! Got questions? I’d love to hear from you—reach out anytime at [email protected].

My book, The Sin of Retirement, will officially release at the end of July! This project has been years in the making, and it’s more than just a book—it’s a calling. The Sin of Retirement challenges the conventional mindset of "retire and relax," and instead explores how to retire with mission, calling, and purpose.

You can preorder now or check out the latest merch at: www.sinofretirement.com

Since our last update, Israel dropped a bomb on Iran, effectively taking out key nuclear facilities. In response, Iran came to the table for talks—an unexpected turn, depending on your perspective.

There are a few theories circulating:

1. (My view): Israel fully destroyed the facilities, leaving Iran unable to refine more uranium.

2. The strike was mostly successful, and Iran is negotiating to preserve what uranium remains.

3. While the facilities were destroyed, Iran managed to relocate the uranium before intelligence picked it up.

So, what did this do to the U.S. markets?

Surprisingly—nothing major.

In fact, oil prices dropped, and as of today, we’re flirting with an all-time market high. Why? Because when significant events happen overseas and don’t directly involve the U.S., Wall Street often shrugs them off. It’s a good reminder that not every global shock translates into market panic.

Once again, Chair Jerome Powell left interest rates unchanged, and I have to say—he’s proving to be an economic disappointment. His continued inaction raises the question: what exactly is he waiting for?

Despite this pause, I’m still calling it: two rate cuts are coming before year-end. The data will eventually force his hand.

We're gearing up for an exciting missions trip to Brazil in March 2026, and we’d love for you to be a part of it. If you’re interested in joining us or just want to learn more, visit www.nativosusa.org.

Today on Financial Revelations – June 12, 2025

First off, style check: my shirt today is from Collar & Co. I’m not affiliated with them—I just really like their stuff. If you're into comfortable, dressy polo-style shirts, check them out: collarsandco.com.

We’re planning another missions trip to the Amazon in March 2026. Our goal: support the ongoing well restoration projects and offer help wherever it’s needed. This work truly changes lives, and we’d love for you to be a part of it—either by joining us or donating. Learn more and support the mission at:

• nativosusa.org

• GoFundMe – David Szafranski (search: David Szafranski)

A few financial headlines worth your attention this week:

Inflation reports are in, and once again, economists missed the mark. There's still no meaningful evidence that tariffs are driving up inflation. I don’t expect that to change. We may even see rate cuts later this year, as hinted by Fed Chair Jerome Powell.

The markets are down this week following the catastrophic crash of a Boeing 787 in India. Tragically, there were no survivors. Please keep the victims and their families in your prayers during this heartbreaking time.

• Ukraine continues to destabilize the region. This week, they successfully used drones to destroy Russian bombs—impressive, but it also highlights how close we are to broader conflict. Markets could react violently if the situation escalates.

• Iran remains a major wildcard. Diplomatic efforts to halt their nuclear program are likely to fall short. If the U.S. or Israel takes military action, expect energy prices to spike and markets to get rocky.

Let’s pray for the diplomats trying to hold the line—but also prepare for potential conflict. In uncertain times, both vigilance and readiness are key.

Stay Connected

Have a financial question? Reach out directly: [email protected] Follow along on Twitter (X): @skibucks1

Welcome back to Financial Revelations, where we break down what's happening in the world of money, markets, and meaningful impact. I'm always eager to hear from you—your financial questions help shape the show. If you’ve got something on your mind, don’t hesitate to email us directly at [email protected]. I’d love to feature your questions on the podcast.

I’m thrilled to announce that the official website for The Sin of Retirement is now live! You can preorder the book today at www.sinofretirement.com. This book is the culmination of years of financial insight and personal philosophy on retirement, purpose, and staying in the game.

We’re nearing the finish line on tariffs. Talks are progressing well, and I still believe we’ll see resolution by mid-June. The U.S. has already finalized a deal with England, and the agreement with the EU is very close. The high-tariff strategy worked—everyone is coming to the table.

That’s a fair question. Sometimes it’s you, the consumer, but other times it’s the producer or sender of goods. Interestingly, many Fortune 500 companies are saying they won’t be passing those costs on to consumers. That’s a big win for your wallet—at least for now.

Markets are responding positively to the developments, but my top concern remains the war between Ukraine and Russia. If the conflict escalates and draws in more countries, expect increased volatility in the markets.

Will there be peace? I honestly don’t know.

But here’s my advice: buy into the chaos. Uncertainty often creates opportunity. And remember—if there ever is a time to get out of the market, I’ll tell you.

Looking to make a difference? I urge you to support the Amazon well drilling project led by David Szafranski. This mission is bringing clean water to remote villages in the Amazon.

You can learn more and donate here:

• nativosusa.org

• GoFundMe – Search “David Szafranski”

This Week on Financial Revelations:

Big news this week on Financial Revelations! David Szafranski shares an exciting announcement—his upcoming book, The Sin of Retirement, will be available at the end of July. It’s a must-read for anyone thinking about retirement, financial independence, or how to approach the later years of life with purpose and strategy. Stay tuned for release updates!

This morning's inflation report brought a welcome surprise: 2.1%, down from 2.8%. That’s a solid move in the right direction and suggests that the economy is stabilizing. While the ideal target is often sub-2%, a little inflation isn’t necessarily a bad thing. In fact, David explains why moderate inflation is healthy for a growing economy—tune in to this week’s episode to understand why.

With inflation cooling, David predicts we’ll see at least three interest rate cuts this year. That could bring relief for borrowers and give the markets an added boost—great news if you're investing for the long haul.

Woke up to more headlines involving China allegedly violating trade agreements. The global stage is rarely calm, but chaos often creates opportunity. As David reminds us: Buy into the chaos. Long-term investors who stay the course often come out ahead.

Reach out to [email protected] with your financial questions—we might cover them on the next episode.

Follow David on Twitter (X): @skibucks1 Stay informed. Stay intentional. Stay invested.

David is actively supporting a well drilling initiative in the Amazon. Learn more and get involved here:

• Nativos USA

• GoFundMe – Search: David Szafranski

Exciting news! My new book, Sin of Retirement, is set to be released at the end of July 2025. This isn’t just another book on retirement—it’s a God-centered roadmap for how to finish strong, live with purpose, and honor God in the next chapter of your life. You can learn more at www.sinofretirement.com.

This message has been burning on my heart for a while, and I can’t wait to share it with you. Retirement is not the end—it’s a beginning. Let’s make it count.

As Moody Radio moves to a national format, tomorrow marks my last regular Thursday morning appearance. It’s been a joy and a blessing to be part of your Thursday mornings. But don’t worry—we’re not done yet.

You can still reach me by:

• Phone   (800)344-2534

• Email: [email protected]

• Twitter/X: @skibucks1

• Podcast (stay tuned for more episodes!)

I love hearing your questions, so please keep them coming. Your trust means the world to me.

Let’s talk about what’s happening in the economy:

• Interest rates are rising—and that’s not good news.

• The bond market is back in play.

• We need a tax bill that lowers rates, stimulates growth, and encourages lending and entrepreneurship.

Here’s the real question: If the Department of Government Expenditures (DOGE) has cut the money supply, why is debt still increasing? Where is the fiscal responsibility we’ve been promised?

It’s time for action, not just words. Get the fiscal house in order, and the economy will grow.

If you’re looking to expand your understanding, check out the work of:

• Thomas Sowell

• Arthur Laffer

• Larry Kudlow

These are great minds who have shaped economic policy and theory in powerful ways.

Let’s not forget to care for those in need. I’m proud to support the Amazon well drill project through Nativos USA. To learn more or donate:

• 🌐 nativosusa.org

• 💧 GoFundMe – Search “David Szafranski”

Let’s finish strong—financially, spiritually, and purposefully.

Big News: The Sin of Retirement is Almost Here!

We’re almost there—my first book, The Sin of Retirement, goes live next week! The website and introduction will be up by the end of the week, and I couldn’t be more excited to share this with you. It’s been a long journey, but the message is timely, the research is deep, and the feedback so far has been incredible.

A Rare Admission (and a Correction)

In an unprecedented move… I have to admit I was wrong.

I had projected mid-June for the resolution of the ongoing tariff negotiations—but the timeline has moved up. With a US-China deal now in the works, we may see these talks wrapped up much sooner than expected.

The Market Outlook: Still Bullish

Despite that hiccup, the outlook remains very strong. Here’s what we’re seeing:

• New lower budget: That’s breathing room for both businesses and individuals.

• Tax bill updates: More favorable conditions could be ahead.

• Inflation? Finally showing signs of a slow and steady retreat.

Put it all together, and we still see strong markets through the end of the year. Plenty of room for growth—and opportunity.

Listener Spotlight: Who Should Buy Long-Term Care Insurance?

One of our top listener questions this week: Who really needs long-term care insurance?

David dives into the history of long-term care coverage and how it’s evolved over the years. He breaks down:

• What long-term care actually covers

• Who benefits most from it

• Key factors to consider when deciding whether it’s right for you

If you’ve ever wondered whether LTC is worth it—or just another insurance upsell—this week’s discussion is for you.

📻 Tune In & Stay Connected

You can always catch David live on WCRF Cleveland 103.3 Every Thursday, 8AM–9AM Or stream anytime on the Moody Radio App

💬 Got a financial question? Email Kory directly at [email protected]

📱 Follow on Twitter (X): @skibucks1

🌍 Support Clean Water in the Amazon

Want to make a tangible difference? Learn more about our Amazon well drill project:

🔗 nativosusa.org 🔗 gofundme.com — Search: David Szafranski

Clean water changes lives. Thank you for your support.

Until next time—stay sharp, stay invested, and keep your ears open for the launch of The Sin of Retirement. It’s coming soon.

Let’s call it what it is: the market is in recovery mode. You probably wouldn’t guess that from the doomscrolling headlines or the hand-wringing on cable news, but underneath all that noise, momentum is quietly building.

Why? A few key reasons:

1. Trade Deals Are Actually Happening We're past the saber-rattling and into real negotiations. Whether it's Asia, Europe, or domestic rebalancing, the gears are turning. For markets, that’s less uncertainty and more runway.

2. Powell Can Breathe Again For once, Fed Chair Jerome Powell isn’t the main character. The political heat has cooled off, inflation’s not spiking, and he’s got room to let the data guide the ship. That’s good for everyone.

3. A June Rate Cut Is Looking Real It’s not a done deal, but markets are pricing it in—and that anticipation alone is easing pressure. When money gets cheaper, growth stocks (and risk-on thinking) come back into fashion.

4. The White House Has Hit Cruising Altitude The early sprint of policy pushes, appointments, and executive orders is behind us. The initial chaos has settled into routine. Predictable doesn’t make headlines—but it does steady markets.

5. The Media Has Lost Its Grip This might sound blunt, but it’s true: fewer people are trading on headlines. Investors are tuning out the panic and looking under the hood. That skepticism has actually made the market less reactive and more disciplined.

So What Now?

This isn’t the time to sit on your hands. If you’ve been waiting for a signal to get more aggressive, this might be it.

✅ Be growth oriented. Fundamentals are improving, and with rate cuts on deck, growth names have room to run. ✅ Buy the chaos. Dislocation creates opportunity. While others are chasing safety, look where the value is hiding. ✅ Stick to domestic. U.S. companies are in a strong position—better visibility, more liquidity, and less geopolitical baggage.

The storm is passing. Now it’s about positioning for what comes next.

Listener Question: “We’re newly married—should we combine finances?”

Short answer? Yes. Here’s why: combining finances isn’t just about efficiency—it’s about accountability, compromise, and submission. Not submission in a negative way, but in the mutual “we’re in this together” kind of way. It’s how trust is built. It’s how you learn to plan as one, not two. And it will absolutely change how you both see money—and each other.

As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App.

Email any financial questions to [email protected]

Twitter(X) @skibucks1

For more information on the Amazon well drill, please visit:

https://nativosusa.org

https://www.gofundme.com        Search: David Szafranski

We are planning another Amazon trip for March 2026. If you are interested please let us know.

Let's talk about the market! We are still buying in the chaos. China is trying to push Trump to the brink, but they are at the disadvantage. China would go into a depression if they stopped supplying goods to the US. Looks like Trump is in the drivers seat. 

What can we buy that is insulated from tariffs?  David talks about Uber, Netflix, Palantir, IBM, Tesla  *This is not a recommendation to buy or sell, please speak with your financial advisor and do your research*

Listener question of the week: Precious metals; how much should I own and where should I store it?

As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App.

Email any financial questions to [email protected]

Twitter(X) @skibucks1

For more information on the Amazon well drill, please visit:

https://nativosusa.org

https://www.gofundme.com        Search: David Szafranski