If the word "cryptocurrency" makes you want to run for cover, it’s time to flip that fear into curiosity and courage. Today’s episode, "Digital Money Demystified: A Conversation," is your invitation to step into clarity and possibility.

Host Jacquette sits down with multifaceted guest Dr. Tonya Evans, author of Digital Money Demystified, to deliver a masterclass that brings humanity into the often-intimidating world of digital money. Together, they reveal that crypto isn’t just about technology; it’s about access, imagination, and empowerment. They break down the invisible walls of fear, misinformation, and doubt that keep so many from exploring this space, showing how education, security, and diversification can unlock doors to opportunity.

This isn’t just about money; it’s about reshaping futures and closing the wealth gap. So, tune in, trust yourself, and open your mind to a world where possibility becomes power.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

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This is a throwback to episode 1 of Confidently Crypto on Financially Speaking!

Chief Learning Optimizer and author of "Digital Money Demystified," Dr. Tonya Evans, introduces her weekly Monday series on Financially Speaking called, 'Confidently Crypto.'

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

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Remember the pure joy of being a kid—running outside, laughing, and playing until sunset? Back then, missing out on play felt like the harshest punishment. Well, guess what? It’s time to bring that magic back!

On today’s episode of "The Power of Play – Building Resilience in Body, Mind, and Money," host Jacquette teams up with Behavioral Change Health Coach Janet Omstead to invite you to rediscover the transformative power of play. Janet shares insights from her inspiring book "The Play Book," offering new perspectives on what it really takes to embrace change. This isn’t just about fun; it’s about reclaiming your health, energy, and financial resilience through small, intentional daily steps.

If you’ve ever felt stuck or overwhelmed by busy schedules, this conversation will flip the script. You’ll learn how curiosity, consistency, and a playful spirit can redefine success and help you thrive in every area of life. So, get ready because it’s time to PLAY your way to a stronger body, sharper mind, and smarter money moves!

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

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Bitcoin dropped from its all-time high of $126,210 to around $84,700—its worst month in two years. While retail investors panic-sell, institutional investors like Abu Dhabi's sovereign wealth fund are quietly buying the dip. So who's really losing here?

In this episode of Confidently Crypto, Dr. Tonya M. Evans breaks down why this crash created the single biggest tax-saving opportunity of 2025—and why it expires December 31st.

Dr. Evans explains tax-loss harvesting: a legal strategy that allows you to sell assets at a loss, offset your capital gains, and potentially save thousands on your tax bill. She reveals why crypto's unique tax treatment (no wash sale rule—yet) gives investors an advantage that stock traders don't have.

The episode also provides critical historical context: Bitcoin has crashed 30%+ at least seven times, and every single crash has been followed by a recovery to new all-time highs. With only 21 million Bitcoin ever to exist—and 94% already in circulation—scarcity is built into the code. Unlike the dollar, no one can print more Bitcoin out of thin air.

Dr. Evans encourages listeners to adopt a long-term perspective, think like institutional investors, and use this moment strategically rather than emotionally. She provides a step-by-step year-end action plan, breaks down new 2025 IRS per-wallet tracking requirements, and offers practical advice for navigating the current market conditions.

Don't crash out in the crash. Cash in.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

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In today’s episode, “Innovation Isn’t an Event — It’s a Practice” with Innovation Architect Carla Johnson, host Jacquette invites us into a transformative conversation that redefines innovation: not as a flash of genius, but as a way of life.

Together, they explore the powerful parallels between innovation and money, revealing how our mindset, habits, and everyday choices shape both. Carla shares how observation fuels creativity, and how anyone can become an innovator by practicing curiosity, courage, and intentionality.

If you’ve ever felt stuck or unsure how to spark change, this episode is your invitation to shift your perspective and unlock your creative power. Tune in and start cultivating your inner innovator—one bold thought at a time.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

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Africa isn't catching up on crypto—it's leading. Dr. Tonya M. Evans talks with Mimi Kufuor, CEO of KoinKoin Ghana, about building a digital asset platform driven by utility, not speculation. Mimi shares her journey from Meta to African fintech, explaining why stablecoins prevent money from fluctuating in everyday transactions, how KoinKoin doubled revenues to £150 million across Nigeria, Ghana, Kenya, and South Africa, and what it means to advocate for women in tech leadership while bridging traditional finance and decentralized ecosystems. This conversation challenges American assumptions about where real crypto innovation is happening. Subscribe and share with anyone who needs this perspective.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

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What if your outcome wasn’t a reflection of effort, but of something deeper—something you define yourself? In today’s episode, "A Harvest Isn't Always What You Planted," host Jacquette challenges the conventional wisdom that hard work equals worth. She invites you to explore a more honest truth: the harvest always reveals what truly took root, whether or not it was what you intended to sow. So, instead of labeling outcomes as “good” or “bad,” she urges us to, instead, examine what grew—and why. Because in that raw honesty lies the real lesson.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

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In this episode of Confidently Crypto, Dr. Tonya Evans explores the current state of the cryptocurrency market and its connection to the broader economy, particularly in light of recent actions by the Federal Reserve. She draws parallels between today's economic conditions and the 2008 financial crisis, emphasizing the importance of Bitcoin as a response to systemic failures in traditional finance. The episode highlights the need for education and preparation in navigating the evolving financial landscape, advocating for financial sovereignty through understanding and engagement with digital assets.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

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In todays episode, Dr. Tisa is joined by Melanie Mason, MS, MBA, Director of Programs and Administration for the Maryland Center for Collegiate Financial Wellness. Melanie is also a realtor and founder of Mason Consulting Company, a boutique firm that provides services to higher education institutions, nonprofits and small businesses. Together they share the do's and don'ts of funding your college experience!

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans.

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Ideas don’t just arrive; they evolve. It’s the quiet, often invisible choices—the ones no one else notices—that ultimately shape the "Big Decision." In today’s episode, “The Power of the Choices You Make That Others Don’t See,” host Jacquette dives into the three truths about our choices: your intention, your impact, and your why. Tune in to see why these truths reveal the power behind every subtle choice we make.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.