You may be waiting to see how mortgage rates shake out to make any big portfolio changes, but that doesn’t mean you can’t be proactive about your financial management.

In this episode, Arjun Paliwal, founder of InvestorKit, and Leigh Paliwal, director at Hills Finance, talk tactics for facing interest rate pain in light of the June rate hike and potentially more in future.

They share some of the options for refinancing that have become increasingly popular as investors look to ensure they don’t end up in mortgage prison. Arjun and Leigh discuss how a second- or third-tier lender can help you out when the big four aren’t right for you.

The duo also dig into why South Australian investments have been such high performers over the past year and look at how local supply conditions and microeconomic trends can be important indicators of when an area is about to go off.