In this episode of Five Year You, Andrew and Catherine unpack the five most important ingredients for real, lasting wealth. Spoiler: it's not just about money. From redefining what wealth truly means to managing cash flow and building meaningful relationships, this conversation blends personal growth with financial wisdom.

💡 What You’ll Learn:

– The difference between being rich and being truly wealthy

– Why contentment is the foundation of wealth

– How to define your version of success and stop chasing “more”

– The importance of managing your cash flow and creating margin

– A simple way to start investing (even if you’re overwhelmed)

– Why connection and health are underrated wealth indicators

🛠️ Tools + Resources Mentioned:

📌 The Wealthy Barber – A beginner-friendly money book told in story form

🔗 https://www.amazon.com/dp/0761513116

📌 Index Fund Investing Basics – Learn how to invest without needing to be an expert

🔗 https://www.investor.gov/introduction-investing/investing-basics

✨ Want more support?

Let’s build your version of wealth together.

📬 [email protected]

🌐 https://fiveyearyou.com

🎙 Subscribe for more real conversations:

▶️ YouTube: https://youtube.com/@FiveYearYou

📸 Instagram: https://instagram.com/fiveyearyou

🎧 Podcast: https://fiveyearyou.com/podcast/

Feeling stuck financially? In this episode, Andrew and Catherine share a simple but powerful framework to help you get unstuck and solve your most pressing money problems. Whether you're facing debt, income challenges, or budgeting issues, this conversation will give you clarity, direction, and hope.

💡 What You’ll Learn:

– Why most money stress comes from overwhelm, not just income

– A 3-step framework to break down financial problems

– How to shift from panic to action

– Real-life stories and examples from people who’ve turned their finances around

– Practical mindset shifts that will help you feel more in control

🛠️ Tools + Resources Mentioned:

📌 Feelings Wheel – Helps you name the emotions behind money stress

🔗 https://feelingswheel.com

📌 The Wealthy Barber – A beginner-friendly book about money told as a story

🔗 https://www.amazon.com/dp/0761513116

📌 Open Path Collective – Affordable therapy to support your emotional well-being

🔗 https://openpathcollective.org

📌 Five Minute Budget System – Our simple approach to tracking spending and creating margin

🔗 https://fiveyearyou.com/free-budget

✨ Need personalized support?

We help people break free from money stress and find clarity and peace.

📬 Email us: [email protected]

🌐 Explore our resources: https://fiveyearyou.com

🎙 Subscribe for real, relatable conversations every week:

▶️ YouTube: https://youtube.com/@FiveYearYou

📸 Instagram: https://instagram.com/fiveyearyou

🎧 Podcast: https://fiveyearyou.com/podcast

Hosts: Andrew Dewar & Catherine Collins

If you've ever told yourself, “I'll feel better once I hit $100K... or when I finally save enough…” — this episode is for you.

Because the truth is, worthiness doesn’t come after you get wealthy.

It’s how you get there.

• What “wealth” really means — and why it’s different for everyone
• How childhood money messages quietly shape your sense of self-worth
• The surprising connection between time, peace, and prosperity
• Practical ways to build a life that feels wealthy now
• How generosity and self-kindness attract abundance

• “Contentment is the ultimate wealth.”
• “Treating yourself with kindness raises your financial vibration.”
• “You were born worthy — the world just made you forget.”
• “Stop chasing the number. Start creating the feeling.”
• “If you want to feel rich, go for a wealth walk.”

Cat: Took the most glorious mid-morning nap while her kids roamed freely at the fair — a true mom milestone. 😴

Andrew: Honored his dad on Father’s Day for showing it's never too late to grow. 👨‍👦

• Mom’s Got Money by Catherine Collins → https://amzn.to/3USZzRn
• Muscle testing & energy clearing work → https://fiveyearyou.com
• Our 5-Layer Framework for personal transformation → https://fiveyearyou.com

👉 Book a FREE Coaching Call → https://fiveyearyou.com

📧 Email us → [email protected]

📸 Instagram → https://instagram.com/fiveyearyou

• Is redefining their relationship with money
• Is learning to let go of guilt around earning more
• Needs a reminder: you don’t have to do anything to be worthy

Thanks for being one of the brave ones.

You're not chasing money. You're reclaiming your peace.

And that’s a kind of wealth no one can take away. 🙏

📌 Affiliate Disclaimer: Some links in this description may be affiliate links. As Amazon Associates, we earn from qualifying purchases through the Five Year You store (store ID: amp09-20, tracking ID: 5yy-20). This comes at no extra cost to you and helps support the podcast. Thank you!

#WealthMindset #MoneyHealing #SelfWorth #Abundance #PersonalGrowth #FiveYearYou #FinancialFreedom #ContentmentIsWealth #TimeFreedom #WorthyOfWealth #SpiritualMoneyHealing #MoneyConfidence #SelfCompassion

Hosts: Andrew Dewar & Catherine Collins

Let’s talk about one of the most common (and unspoken) fears: money. Whether you're afraid of not having enough, messing it up, or not knowing where to start — this episode is your guide to facing those fears with clarity and confidence.

1. Why even wealthy people are still scared of money
2. The surprising psychology behind “bag lady syndrome”
3. How fear of money is tied to survival instincts
4. The first step to financial peace — and why it’s the hardest
5. How to reframe money talk (with yourself and others)

1. Awareness is the starting point — know your numbers
2. Fear thrives in the unknown — clarity calms the nervous system
3. Find community and accountability — you don’t have to do it alone
4. Create a vision — get clear on the life you’re building
5. Talk kindly to yourself — your money story is still being written

1. “Discomfort now creates peace later.”
2. “One email could save you $600 — or get you a refund.”
3. “Being afraid of money doesn’t mean you’re bad with it — it means you're human.”
4. “You don’t need to face it all today. Just take the first step.”
5. “Your future self is already cheering you on.”

Cat: Negotiated her rent increase down with just one email. 🙌

Andrew: Resisted buying a neurofeedback gadget that didn’t fit his head — progress, not perfection. 💡

1. Mom’s Got Money by Catherine Collins → https://amzn.to/3USZzRn
2. The Wealthy Barber by David Chilton → https://amzn.to/3UMi6Mp
3. FIRE Movement (Financial Independence, Retire Early) → https://www.choosefi.com/what-is-fi/

👉 Book a FREE Clarity Call → https://fiveyearyou.com

📧 Email us → [email protected]

📸 Follow us on Instagram → https://instagram.com/fiveyearyou

You’re doing better than you think.

Every time you face your fear, your future gets a little brighter.

Thanks for being one of the brave ones. 🙏

#ScaredOfMoney #FiveYearYou #PersonalFinancePodcast #MoneyMindset #FinancialHealing #BagLadySyndrome #FIREMovement #MoneyAnxiety #RewritingYourMoneyStory #BudgetingWithoutShame

In this episode of Five Year You, we’re talking about what it means to live in uncertain times—and how to stay calm, grounded, and intentional even when the world feels like it’s spinning. Andrew and Catherine share honest insights about fear, control, emotional overwhelm, and how to come back to yourself through small, powerful actions.

💡 What You’ll Learn:

– Why uncertainty is harder right now than it’s been in years

– How to take back control over your inner calm

– Simple ways to simplify when everything feels like too much

– Why community and connection help regulate anxiety

– The power of the feelings wheel, ChatGPT, and movement

– What to do if it’s more than you can handle on your own

🛠️ Tools + Resources Mentioned:

📌 The Feelings Wheel – A free emotional regulation tool that helps you name and process what you’re feeling

🔗 https://feelingswheel.com

📌 ChatGPT – Use it to journal, ask questions, or start talking when you're not ready for therapy

🔗 https://chat.openai.com

📌 The Secret Language of the Body by Inna Segal – A book on emotional healing through physical release

🔗 https://www.amazon.com/dp/1582702608

📌 Sliding Scale Therapy – Many therapists adjust pricing based on income. Check out:

🔗 https://openpathcollective.org

📌 Free Mental Health Resources – Community-based and accessible therapy options in the U.S. and Canada

🔗 https://findahelpline.com

✨ Want more support?

We’d love to hear from you.

📬 [email protected]

🌐 https://fiveyearyou.com

🎙 Subscribe for more honest conversations:

▶️ YouTube: https://youtube.com/@FiveYearYou

📸 Instagram: https://instagram.com/fiveyearyou

🎧 Podcast: https://fiveyearyou.com/podcast

Hosts: Andrew Dewar & Catherine Collins

In this powerful starter episode, we strip self-improvement down to its roots: small, gentle changes. If you've ever felt stuck, overwhelmed, or unsure where to begin your growth journey, this one's for you.

You don’t need a 5 a.m. cold plunge or a 90-minute gym routine to change your life.

You just need a first step — and this is it.

• Why basic needs are your foundation for lasting change
• How subtracting (not just adding) creates transformation
• The “5 Year You” vision exercise that makes personal growth clear and motivating
• Simple ways to regulate your emotions and improve mental clarity
• What a bedtime routine for adults can teach you about self-worth

• Mendi Brain Trainer (neurofeedback headband) → https://amzn.to/3UAA5XS
• Five Year You coaching program (Week 1–5) → https://fiveyearyou.com
• Magic Mornings habit stack → https://fiveyearyou.com

Cat: Free dressers on the side of the road? YES, please. Her inner thrifter is sparkling ✨

Andrew: Discovered the Mendi neurofeedback device and is now laser-focused (and geeked out). 🧠

• “Improving yourself starts with taking a shower.”
• “Don’t chase routines you can’t maintain. Start tiny.”
• “You already have what it takes. You just forgot.”
• “Your ego will resist change. Do it anyway.”
• “Subtraction is also self-improvement. Take something away.”

👉 Book a FREE Coaching Call → https://fiveyearyou.com

📧 Email us → [email protected]

📸 Follow us on Instagram → https://instagram.com/fiveyearyou

• Anyone feeling overwhelmed and unsure where to begin
• Listeners struggling with guilt or burnout
• People who need permission to start small

You don’t need to earn your worth.

You don’t need to fix your whole life today.

You just need to love yourself enough to take the next step.

We're with you.

📌 Affiliate Disclaimer: Some links in this description are affiliate links. As Amazon Associates, we earn from qualifying purchases using the Five Year You store ID: amp09-20 and tracking ID: 5yy-20. This comes at no extra cost to you and supports the show. Thank you!

#SelfImprovement #StartSmall #FiveYearYou #MentalHealth #PersonalGrowth #HabitChange #MagicMornings #BasicNeeds #VisionWork #AdultBedtimeRoutine #YouAreWorthy

Disappointment is part of being human — but that doesn’t mean it’s easy. In this episode, we unpack how to actually deal with the daily (and devastating) letdowns of life — without losing yourself or spiraling.

• A compassionate definition of disappointment (hint: it’s unmet expectations)
• Why disappointment hurts more when you internalize it
• The difference between processing vs. avoiding pain
• Why your disappointment is likely tied to control or safety
• How to express hurt to others without damaging your relationships
• The power of reframing setbacks as invitations for something better

• What to say to someone who constantly cancels plans
• How Andrew and Cat are teaching their kids to ask for what they need
• Why expressing disappointment in a kind, clear way can actually strengthen relationships
• The mind-body impact of suppressing negative emotions

• “Rejection is protection.”
• “I’m not upset — I’m just disappointed.”
• “There must be something better coming.”
• “This didn’t define my worth — I’m still me.”
• “What if this is an invitation for something I couldn’t see yet?”

• ✍️ Journaling: Don’t let unspoken emotion fester
• 🧘 Deep Breathing or a Walk: Move the energy through you
• 🎯 Core Values: Anchor into who you are, not what happened
• 💬 Honest Conversations: Kindly express what let you down
• 🧠 Curiosity: “I wonder what this situation is trying to teach me?”

Cat: A wild “May-cember” day suddenly opened up — less chaos, more music, and her daughter’s orchestra concert.

Andrew: His son finally gets to go fishing, and his daughter is graduating. A proud and peaceful parenting week.

If you’ve been stuck in a loop of disappointment — with people, plans, or yourself — you don’t have to stay there. Five Year You coaching can help you reframe, rebuild, and rediscover your path.

👉 Book a Clarity Call → https://fiveyearyou.com

📧 Email us → [email protected]

📸 Follow us → https://instagram.com/fiveyearyou

Remember:

Disappointment isn’t failure — it’s feedback.

It’s not a signal that you’re broken — it’s an opportunity to build a deeper relationship with yourself.

Feel it, learn from it, release it.

#FiveYearYou #DisappointmentRecovery #MindsetShift #SelfCompassion #EmotionalResilience #LetdownRecovery #RejectionIsProtection #GrowthMindset #PersonalDevelopmentPodcast #MindBodyConnection

Hosts: Andrew Dewar & Catherine Collins

Ever feel like you're stuck in a loop of “I’ll do it later”? You're not alone. In this episode, we unpack why procrastination isn’t a character flaw — it’s part of being human. And more importantly, we share real strategies (and deep compassion) to help you take that first step forward.

• Why procrastination is not laziness — it’s actually how your brain protects you
• How procrastination is often a self-worth issue in disguise
• The science behind why starting is the hardest part
• Why “future you” is your best productivity hack
• The tools, systems, and mindset shifts we use to get things done without burnout
• How scaffolding and environment design beat willpower every time

• The “Future Me” Hack: Leave little love notes for tomorrow’s you
• Light the First Log: Do the smallest possible action to build momentum
• Habit Stacking (from Atomic Habits)
• The 5-Minute Rule: If it takes less than 5 minutes, do it now
• Environmental Scaffolding: Use cues like headphones or a clean desk to trigger deep work
• The Magic of Timing Tasks: Most dreaded tasks take less time than you think
• App & Tech Tools for focus and productivity

• 📱 Opal App – Focus tool that blocks distractions on your phone
• https://www.opal.so
• 🎧 Brain.fm (Free YouTube Version) – Binaural beats to help you focus
• https://www.youtube.com/@BrainfmApp
• 📖 Atomic Habits by James Clear
• https://www.amazon.com/dp/0735211299?tag=5yy-20
• 📖 Hidden Potential by Adam Grant
• https://www.amazon.com/dp/0593653141?tag=5yy-20

• “Future me will thank me for this.”
• “Light the first log.”
• “Progress beats perfection.”
• “If it’s less than five minutes, do it now.”
• “You're not behind — you're just beginning.”

Cat: Finally scheduled a dentist appointment that’s been on the list for a year.

Andrew: His daughter received two scholarships — proof that effort pays off.

If you know what you want to do, but keep putting it off, coaching may help. We specialize in helping people get unstuck, build momentum, and create a life they love — one day at a time.

👉 Book a Clarity Call → https://fiveyearyou.com

📧 Email us → [email protected]

📸 Follow us → https://instagram.com/fiveyearyou

⚠️ Reminder:

You’re not lazy — you’re just tired, overwhelmed, or misaligned. Give yourself grace, use the right tools, and take one small step today.

#StopProcrastinating #FiveYearYou #SelfWorthJourney #ProductivityTips #AtomicHabits #MindsetShift #DeepWork #OvercomeOverwhelm #BinauralBeats #FocusTools

Hosts: Andrew Dewar & Catherine Collins

This episode isn’t about weight loss fads or rigid diet plans. It’s a real, raw look at how we changed our lives through self-worth, gut health, and intentional choices. We didn’t set out to lose weight — we set out to feel better. The 50-pound loss? That was just a powerful side effect.

• Why this wasn’t a weight loss journey — it was a mental health journey
• How healing the gut transformed everything from energy to skin
• What autoimmune symptoms disappeared after our food changes
• Why we focused on feeling better, not counting calories
• How boredom and procrastination fuel emotional eating
• The 3 key mindset shifts that helped us keep the weight off

• 📖 The Plant Paradox by Dr. Steven Gundry
• https://www.amazon.com/dp/006242713X?tag=5yy-20
• 📖 Gut Check by Dr. Steven Gundry
• https://www.amazon.com/dp/0062911804?tag=5yy-20
• 📖 Fast Like a Girl by Dr. Mindy Pelz
• https://www.amazon.com/dp/1401969925?tag=5yy-20
• 📖 Fast This Way by Dave Asprey
• https://www.amazon.com/dp/0062882864?tag=5yy-20
• 📖 Calm Your Mind with Food by Dr. Uma Naidoo
• https://www.amazon.com/dp/0316312493?tag=5yy-20
• 🔬 23andMe Health + Ancestry DNA Kit (Used for discovering gluten and beef sensitivity)
• https://www.23andme.com
• 💧 Tap Water Database (EWG Water Quality Tool)
• https://www.ewg.org/tapwater/
• 🧠 Brain Health Coaching by A Mind For All Seasons
• https://www.amindforallseasons.com

• Food is either fueling you or inflaming you
• Weight loss came after gut healing — not calorie counting
• Organic food costs balanced out by skipping processed snacks
• Fasting helped us become aware of emotional and boredom eating
• You don’t have to exercise first — we didn’t! Year 1 was about food and mindset
• Feeling better led to more energy, and more energy led to action
• True transformation begins with self-worth

• Joint iPhone Notes to track food sensitivities
• Organic, anti-inflammatory grocery list
• Daily minerals & supplements (Vitamin D, Magnesium, Vegan Omega-3s)
• Simple meals = fewer decisions = less temptation
• “Will future me thank me for eating this?” (our mental mantra)

We don’t offer medical advice — but if you're ready to build a five-year plan focused on clarity, wellness, and joy, let’s talk.

👉 Book a Clarity Call → https://fiveyearyou.com

📧 Email us → [email protected]

📸 Instagram → https://instagram.com/fiveyearyou

Catherine – Hearing there are no autoimmune markers in her most recent bloodwork 🙌

Andrew – Feeling proud of the healing journey they’ve walked together 💛

⚠️ Disclaimer:

This video is for educational purposes only. We are not medical professionals. Always consult with your doctor before making changes to your diet, medication, or supplements. Some links may be affiliate links.

📌 Comment below:

Have you ever made a major change that started with a small decision? Tell us about it.

And don’t forget to Like + Subscribe if you want more real, relatable personal development content.

#FiveYearYou #GutHealth #WeightLossJourney #MentalHealthMatters #AutoimmuneHealing #AntiInflammatoryDiet #PersonalGrowth #LifeTransformation #NotADiet #SelfWorthJourney

In this episode, Andrew and Catherine open up about what it really means to “not feel ready.” Whether it’s rollerblading again as an adult, starting a business, or making a major life change, the truth is: you may never feel fully ready—and that’s okay. This episode is here to help you take that first step anyway.

• Why waiting to feel ready might be holding you back
• How to reframe fear as a signal, not a stop sign
• Real client stories about starting before you felt “ready”
• What neuroscience says about creating a new version of yourself
• The difference between being avoidant and being aware
• Why coaching, accountability, and micro-moves create momentum

1. Do it badly: Anything worth doing well is worth doing horribly at first
2. Create space to be a beginner again
3. Focus on joy, not outcomes
4. Take the first step, not the full staircase (MLK Jr.)
5. Try new things without monetizing them
6. Ask: What could I do today that’s just for me?

• Book: Breaking the Habit of Being Yourself by Dr. Joe Dispenza
• https://www.goodreads.com/book/show/13562982-breaking-the-habit-of-being-yourself
• Quote Reference: Rumi – “As you start to walk on the way, the way appears.”
• https://www.goodreads.com/quotes/106298-as-you-start-to-walk-on-the-way-the
• Quote Reference: Martin Luther King Jr. – “You don’t have to see the whole staircase…”
• https://www.goodreads.com/quotes/948-you-don-t-have-to-see-the-whole-staircase-just-take
• Audible Free Trial (for the books mentioned):
• https://www.amazon.com/dp/B00NB86OYE?tag=5yy-20

Catherine – Getting book ideas from her vibrant Instagram community

Andrew – Watching the Winnipeg Jets win in overtime and feel alive again

Website → https://fiveyearyou.com

Instagram → https://instagram.com/fiveyearyou

Email → [email protected]

⚠️ Disclaimer:

This podcast is for educational and inspirational purposes only and is not a substitute for professional coaching or therapy. Some links may be affiliate links, meaning we may earn a small commission at no extra cost to you.

💬 What’s one thing you’ve been waiting to feel ready for?

Drop it in the comments—and take one small step today.

🔔 Subscribe for weekly episodes to help you become your future self.

#FiveYearYou #PersonalGrowth #SelfImprovement #NotFeelingReady #MindsetShift #BeginnerMindset #CoachingSupport #Neuroplasticity #FiveTribe