Friends With Money

Happy New Year!

What will you do in 2024 to improve your financial health?

This week on the Friends with Money podcast, Money's Michelle Baltazar chats with author and Comm Bank personal finance expert Jess Irvine about ideas you can implement to improve your finances.

• Quick wins!
• Resolutions for the year
• Ideas that never really work

#friendswithmoney #2024 #resolutions #michellebaltazar #jessirvine

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Aussie banks are increasingly rolling out personalised carbon insights to their app users. But what are carbon footprints, and do they matter?

This week on Friends With Money, host Tom Watson is joined by Rachel Alembakis, Managing Editor of FS Sustainability, to chat all things carbon footprints.

• What is a carbon footprint?
• Do carbon footprints even matter at an individual level?
• How can we reduce our carbon footprints?
• Can our superannuation choices impact our footprints?

#friendswithmoney #carbonfootprints #tomwatson #rachelalembakis

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2023 has been a bit of a mediocre year for the Australian market, but could 2024 prove brighter?

This week on the Friends With Money podcast, host Tom Watson is joined by chief investment analyst at Wealth Within, Dale Gillham, to chat about the Australian stocks that could shine bright next year. They discuss:

• How the Australian market has performed in 2023
• Why 2024 could be a better year
• The blue chip stocks to keep an eye on
• A smaller company worth watching 

#friendswithmoney #tomwatson #dalegillham #investing

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Back by popular request!  You wanted to know more about Bonds and how to unlock the profit of fixed-income assets - and we deliver!

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with Alex Moffatt, Director at Joseph Palmer & Sons, about the benefits and profit of adding Bonds to your portfolio.

• Back to basics
• Bonds are back in the black
• Is there an easy way to invest in bonds?

#friendswithmoney #fixedincome #michellebaltazar #bonds

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Website: https://moneymag.com.au

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Did you know many Australians get their investment advice from social media finfluencers?  It's a frightening fact.

A recent ASIC (Australian Securities & Investment Commission) conference determined that most of those giving financial advice online are both unqualified and unlicensed.

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with Rhys Bollen, Senior executive leader of ASIC’s market supervision team, about the potential dangers of getting investment advice from social media.

• What is ASIC?
• What influence does social media have on investors?
• How can you protect yourself?

Links:

Moneysmart.com.au

ASIC Website

#friendswithmoney #finfluencer #warning #michellebaltazar #rhysbollen

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It may seem like a long time off, but are you ready for retirement?

Planning for the future now will save you a lot of stress and frustration when you finally decided to leave the workforce.

This week on The Friends With Money podcast, Money's Michelle Baltazar chats with Money's Senior writer & columnist, Vita Palestrant, about what you need to consider well before your last day on the job.

• When should you start planning for retirement?
• Steps to take 10 years before you retire
• Can downsizing help top up your super?
• What kind of retirement do you want?

#friendswithmoney #retirement #michellebaltazar #vitapalestrant

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

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Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

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It’s often described as the safe-haven asset, but what makes gold so desirable to everyone from central banks to everyday investors?

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by chief market strategist at the World Gold Council, Joe Cavatoni, to dig into some of the big questions surrounding investing in gold.

• What are the major drivers of demand for gold?
• Why do central banks hold gold?
• How has gold performed in times of economic uncertainty?
• What could happen to gold prices if interest rates fall?
• How can an allocation of gold benefit someone’s portfolio?

#friendswithmoney #investing #gold #tomwatson #joecavatoni

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Gearing up to buy your first home? Chances are you’ve got a question or two about the process of taking out a mortgage.

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Daisy Stevens, head of lending operations at digital mortgage broker Finspo, to run through the home loan process for first home owners.

• Is reducing spending or paying off debt important?
• How long can the process take?
• What information will borrowers need to provide?
• How do banks work out how much someone can borrow?
• What is pre-approval and how long does it last?

#friendswithmoney #mortgages #firsthomebuyers #tomwatson #daisystevens

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

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Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

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Open banking is giving Australians the ability to share their banking data more securely and with fewer hurdles, but can it save people money?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by head of product management at Frollo, Kris Davant, to explore the possibilities of open banking.  

1. What is open banking?
2. How is open banking data kept private and secure?
3. How can Australians save money through open banking?
4. What will we see from open finance in the future?

#friendswithmoney #openbanking #tomwatson #krisdavant

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

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Global tensions in the Middle East have raised concerns that oil costs could spike, possibly doubling in price in the coming months.

How will this affect the cost of living?

This week on a bonus episode of the Friends With Money podcast, Money's Michelle Baltazar chats with Shane Oliver, Head of Investment Strategy and Chief Economist at AMP, about the predicted rise in oil prices as the Israel-Hamas conflict intensifies.

#friendswithmoney #costofliving #oil #shaneoliver #michellebaltazar

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Money Website

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Email Us: [email protected]