Friends With Money

Wondering if your investment strategy should be geared towards income, growth or both?

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Adam Smith, chief executive at Saxo Australia, to discuss the pros and cons of growth and dividend stocks.

• What are growth and dividend stocks?
• Is it possible to have the best of both worlds?
• Does one come with more risk than the other?
• Can ETFs provide exposure to high growth or dividends?

#friendswithmoney #investing #tomwatson #adamsmith

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How much money do you need to retire?  It's a question we get a lot here at Money Magazine - I mean a lot!

The latest numbers are out from The Association of Superannuation Funds of Australia (ASFA) on how much you need in your super account to retire well.

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Virgin Money Super's general manager, Christopher Sozou, about the facts and figures of retirement.

• Contributions vs earnings
• Is super a good investment nest egg?
• What's the magic number needed to retire?
• What if I don't own a home?
• Accumulation vs pension phase
• Where to get advice?

Links:

• virginmoney.com.au
• superannuation.asn.au

*Our thanks to Virgin Money Super for sponsoring this podcast

**Figures quoted in the podcast are updated frequently on the ASFA website

#friendswithmoney #supernumbers #michellebaltazar #virginmoneysuper #virginmoneyau

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Website: https://moneymag.com.au

Email: [email protected]

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There are a lot of myths and preconceptions when it comes to retirement.

Regardless of age, you can put into action a plan today that will help you achieve your goals and live an epic life.

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Author, Rebecca Wilson, about living your best life and future retirement.

• Retirement is just for old people, right?
• Money for nothing (for not much effort)
• "C" is for...?
• Plan and prepare

Book giveaway (limited copies): https://www.moneymag.com.au/win/how-to-have-an-epic-retirement-book-bec-wilson

Question: Tell us your favourite tip that Bec Wilson shared on the Friends With Money podcast?

#friendswithmoney #retirement #michellebaltazar #becwilson

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Website: https://moneymag.com.au

Email: [email protected]

Is it worth paying for financial planning, or can you do it on your own?

A Financial Adviser can be quite costly, and do you get value for your investment?

This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with David Sharpe, Financial Adviser and the Chair of the FAAA, about the myths and benefits of getting help planning for your future.

• Does financial planning lack objectivity?
• Is it worth it?
• Is planning just for retirement?

#friendswithmoney #financialplanning #michellebaltazar #adviser

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

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Website: https://moneymag.com.au

Email: [email protected]

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In this special bonus episode of the Friends With Money podcast, Money's Michelle Baltazar chats with Alex Moffatt, Director at Joseph Palmer & Sons, about the adverse effects of the war in the Middle East on the stock market.

#friendswithmoney #warvsthestockmarket #michellebaltazar #bonus

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Youtube: Podcast playlist

Should you be investing in the U.S. stock market?

This week on the Friends with Money podcast, Money's Michelle Baltazar chats with Tim Townsend, Professional Financial Advisor and a founding partner of Townsend Cobain, about the value of diversifying your portfolio by investing in the U.S. market.

• Why invest in U.S. shares?
• What should I be looking for?
• Are ETFs a good investment?

#friendswithmoney #investing #michellebaltazar #usstocks

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

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Today, it's relatively easy to start investing in stocks (you can even use a free app!), but roughly 49% of Australians have decided not to.

Many have concerns about owning shares and are fearful they will lose everything or that they are not qualified to invest.

This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with Brendan Doggett, the Country Manager at Sharesies Australia, and together they bust the myths of investing.

• The risk of investing
• Is it difficult to buy shares?
• Do I need to take a course first?

#friendswithmoney #myths #michellebaltazar #brendandoggett

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

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After a woeful 2022 bonds appear to be making a comeback with investors. But how do they work, and what role do they have in a portfolio?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by chief executive of micro-investing app Blossom, Gaby Rosenberg, to drill into the fundamentals of fixed income and bonds.

• What do we mean by fixed income?
• What factors influence the price of bonds?
• How have bonds performed in the short and long-term?
• What role can fixed income play for investors?
• How can investors purchase bonds?

#friendswithmoney #fixedincome #bonds #tomwatson #gabyrosenberg

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

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Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

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Spring is one of the busiest times of the year for property sales, but is this spring likely to be a sellers’ or buyers’ market?

This week on the Friends With Money podcast, senior journalist Tom Watson is joined by Domains’ chief of research and economics, Nicola Powell, to preview the spring property season.

• What’s happened in the property market so far in 2023?
• Will sellers hold the upper hand this spring?
• Can buyers expect an uptick in supply?
• Where will property prices head in the near future?

#friendswithmoney #property #tomwatson #nicolapowell

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Youtube: Podcast playlist

Voluntary contributions can have a significant impact on your super balance over time, but how much can you add and how can you make it happen?

This week on the Friends With Money podcast, host Tom Watson is joined by head of advice, experience and enhancements at Aware Super, Peter Hogg, to talk about the small actions that can make a big difference to your super. They discuss:

• When you can access your super
• Consolidating accounts and other basics
• Crunching the numbers on voluntary contributions
• Salary sacrificing and post-tax contributions
• Contribution caps

#friendswithmoney #superannuation #tomwatson #peterhogg

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]