Friends With Money

The cost of living is continuing to put a strain on the finances of many Australians, but how is it impacting our credit health?

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by credit reporting expert at CreditSmart, Geri Cremin, to discuss the importance of credit health during the cost of living crunch.

• How are Australians dealing with elevated living costs?
• When should mortgage holders reach out for support?
• What are the consequences of not seeking help?
• How and when should people check their credit reports?

#friendswithmoney #credithealth #tomwatson #gericremin

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

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Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

As the population grows, more Australians are living in strata-titled properties like units and townhouses than ever before. But what do buyers need to know about strata before purchasing?

This week on the Friends With Money podcast, Money’s senior journalist Tom Watson is joined by strata lawyer Amanda Farmer to delve into the ins and outs out strata. They discuss:

• What is the strata ownership model?
• What kind of costs can buyers expect?
• How should renovations be approached?
• Can litigation really happen?
• How can buyers best prepare themselves?

#friendswithmoney #property #strata #tomwatson #amandafarmer

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Youtube: Podcast playlist

The doubling of mortgage interest rates have forced some homeowners to sell their property at a loss. How do you bounce back from that?

This week on The Friends with Money podcast, Money's Michelle Baltazar chats with financial adviser Troy Theobald from RFS Advice about how to fight your way out of an investment loss.

• The courage to confront reality
• Why cashflow should be the priority
• You don't need to budget, but..

#friendswithmoney #michellebaltazar #troytheoblad #investments

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h   

Website: https://moneymag.com.au   

Email: [email protected]   

Youtube: Podcast playlist

Over two million Australians are property investors, but they don’t always get their purchases right. So how can investors avoid mistakes, and set themselves up for success? 

This week on the Friends With Money podcast, Money's Tom Watson is joined by buyer’s agent and co-director of The Investors Agency, Darren Venter, to talk about the strategies investors should employ when buying property. They discuss:

• Getting the initial research right
• Diversification and searching outside of your bubble
• Interstate purchases
• The importance of net returns
• Structuring your finance

#friendswithmoney #tomwatson #darrenventer #property

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

The popularity of exchange traded funds (ETFs) has surged in the past decade, but how much have they actually delivered for investors?

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by founder and chief executive of Stockspot, Chris Brycki, to chat about the past, present and future of ETFs.

• Why have ETFs become so popular?
• What kind of returns have ETFs delivered?
• Are you seeing any trends among ETF investors at present?
• Is ETF overlap something investors need to be wary of?
• Where do you see the ETF sector heading in the future?

#friendswithmoney #investing #tomwatson #chrisbrycki

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Facing the prospect of a substantial rate hike? That’s the reality for many mortgage holders who locked in a super-low rate in 2020 or 2021, but it’s never too early to take action.

This week on the Friends With Money podcast, Money's Tom Watson is joined by Josh Brougham, chief product officer at online mortgage broker Finspo, to discuss the fixed-rate mortgage cliff and the action borrowers can take.

• What is the fixed mortgage cliff?
• What can borrowers do, and when should they act?
• How much can people save by avoiding a revert rate?
• Is locking in another fixed rate worth considering?
• Which lenders are offering the most competitive loans?

#friendswithmoney #tomwatson #joshbrougham #mortgages

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h   

Website: https://moneymag.com.au   

Email: [email protected]   

Over 800 people retire daily in Australia, and that number is expected to balloon over the next decade.

While most will leave the workforce with a "sweet spot" super amount and a government pension, many want to retire rich - 99 thousand dollars a year rich!

This week on the Friends with Money podcast, Money's Michelle Baltazar chats with the Vanguard's head of super, Shannon Nutter, about the strategies needed to retire wealthy.

• It's a generational difference
• Paternity breaks can have a major impact
• How do you generate a large income for retirement?
• It's all about confidence

#friendswithmoney #mihcellebaltazar #shannonnutter #retire

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h  

Website: https://moneymag.com.au  

Email: [email protected]  

Stop stressing about money!  Or is that easier said than done?

This week on the Friends with Money podcast, Money's editor-in-chief, Michelle Baltazar, chats with author, chartered tax advisor, company board member, and veteran business executive, Jacqui Clarke, about how to get control of your money and thrive.

• Income vs expense creep?
• There's no such thing as free money
• What's the first step?
• Top 5 tips on how to build wealth

#friendswithmoney #jacquiclarke #michellebaltazar #expensecreep

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL  

Listen on Spotify: https://spoti.fi/3fSPI2h  

Website: https://moneymag.com.au  

Email: [email protected]  

How has the share market performed so far in 2023, and what’s the outlook for the rest of the year? That’s the topic of discussion on this bonus episode of the Friends With Money podcast featuring Money’s Tom Watson and chief investment officer at Tiger Brokers Australia, Brett Reynolds.

• How have Australian and international markets performed?
• Have any companies or sectors stood out?
• Which stocks are investors trading the most?
• What major factors will influence markets going forward?

#friendswithmoney #tomwatson #brettreynolds #investing

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

When all is said and done, sometimes the simple investing lessons like dollar-cost averaging can be the most valuable.

This week on the Friends With Money podcast, Money's Tom Watson chats with the hosts of the Equity Mates Investing Podcast, Alec Renehan and Bryce Leske, about their investing and podcasting journey, and what they’ve learned along the way.

• How did Equity Mates begin?
• Which investing topic has really stuck with you?
• What are your thoughts on the broader economic outlook for 2023?
• What’s an investing tip you’ve adopted yourself, or wish you’d started sooner?

#friendswithmoney #tomwatson #alecrenehan #bryceleske #equitymates

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h   

Website: https://moneymag.com.au   

Email: [email protected]