Is your accountant preparing your taxes or actively helping you reduce them?

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Boris Musheyev, CPA, Certified Tax Strategist, and founder of BORISMTAX, about why profitable business owners often pay more in taxes than necessary.

Boris explains the critical difference between tax preparation and proactive tax planning, when a growing business should begin working with a tax advisor, and why the advisor who helped when you launched may not have the experience required for your current income level.

They also discuss how business owners can evaluate a tax advisor, why professional designations alone do not guarantee strategic expertise, and how year-round planning can uncover legal tax-saving opportunities before it is too late to use them.

✓ Why tax preparation and tax planning are two entirely different services.

✓ When reaching approximately $100,000 in net profit should trigger a tax-strategy conversation.

✓ How business owners can outgrow the accountant who served them during their early years.

✓ What to examine before trusting a tax advisor with advanced strategies.

✓ Why midyear planning and year-end projections are essential for reducing taxes legally.

Boris Musheyev is a CPA, Certified Tax Strategist, and founder of BORISMTAX, a tax planning and advisory firm serving entrepreneurs and business owners across the United States. His firm specializes in helping profitable businesses use proactive, legal tax strategies to reduce their tax liability and retain more of what they earn. Boris is also the host of the Tax Reduction Podcast, and BORISMTAX has been recognized on the Inc. 5000 list for two consecutive years.

Website: https://borismtax.com

Free Tax Strategy Training: https://save100k.com

Email: [email protected]

Phone: 212-430-6881

Podcast: Tax Reduction Podcast

LinkedIn: Boris Musheyev, CPA

Real estate investors often focus on purchase price, rental income, and appreciation while overlooking the expenses that quietly reduce their returns.

Guest host Ken May talks with Sam Yang, owner of Overline IQ, about cost segregation, insurance expenses, ownership structures, excessive leverage, and the importance of planning before purchasing a property. Sam explains how investors can identify financial inefficiencies, protect their cash flow, and make decisions based on real numbers rather than emotion.

5 Key Takeaways

• Taxes and insurance are two of the most overlooked expenses affecting real estate returns.
• Cost segregation may allow qualifying property components to be depreciated more quickly.
• Renovations and partial asset disposition can create tax opportunities investors frequently miss.
• Proper ownership structures may help separate liability between properties and protect other assets.
• Successful investors forecast cash flow, prepare for unexpected expenses, and avoid becoming overleveraged.

Connect With Sam Yang

Website: https://overlineiq.com

Email: [email protected]

Phone: 401-339-7930

Connect with Ken May on LinkedIn: https://www.linkedin.com/in/kenmaymoney/

This episode is for educational purposes and does not constitute individualized tax, legal, insurance, or investment advice.

Most investors focus on chasing returns.

Chris Belchamber believes they're asking the wrong question.

With more than 40 years in global finance, including leadership at JPMorgan Chase and as founder of CB Investment Management, Chris explains why protecting your money is the first step toward growing it. He shares why compounding matters more than short-term gains, how emotional investing destroys long-term wealth, and why business owners should treat investing differently from running their companies.

If you've ever wondered whether you're taking unnecessary investment risk or simply reacting to headlines, this conversation offers a practical framework for making smarter financial decisions.

• Why protecting wealth should always come before growing it

• The hidden math behind compounding that many investors overlook

• How large investment losses can permanently damage long-term returns

• Why successful investing requires a system instead of emotions

• How business owners can separate operating cash from investment capital

• The importance of minimizing drawdowns during volatile markets

• Why informed investors make better financial decisions

Chris Belchamber is an investment strategist, wealth manager, author, and founder of CB Investment Management. A mathematics graduate from the University of Oxford, he spent more than four decades in global finance, including serving as Managing Director of Proprietary Trading at JPMorgan Chase. He is the author of Invest Like The Best and helps investors build wealth through disciplined, risk-conscious investment strategies.

Website: https://chris-belchamber.com/

CB Investment Management: https://www.cbinvestmentmanagement.com

LinkedIn: https://www.linkedin.com/in/chrisbelchamber

Here is the link to Amazon:

https://geni.us/InvestLiketheBest

https://calendly.com/chriscbim/meeting

301-335-8587

Connect with Gary Heldt

🌐 https://garyheldt.com

🎙️ Subscribe to Grow Your Business & Grow Your Wealth on Apple Podcasts:

https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

If you asked most business owners what makes their company valuable, they'd probably answer revenue or profit.

But according to business exit strategist Joseph LoPresti, that's only part of the story.

In this episode of Grow Your Business and Grow Your Wealth, Gary Heldt sits down with Joseph to discuss the hidden factors that determine whether a business attracts premium buyers or struggles to sell at all.

Joseph explains why transferable value is the true driver of enterprise value, why exit planning should begin years before a sale, and how owners can build a business that creates both financial freedom and a lasting legacy.

Whether you expect to sell in three years or thirty, this episode offers practical strategies every entrepreneur should begin implementing today.

• Why transferable value matters more than revenue alone
• The biggest mistake business owners make when preparing to sell
• Why the ideal exit planning window is three to five years
• The surprising reason many owners regret selling their business
• How to discover your personal Freedom Point
• Why business value and personal wealth planning should work together
• The importance of preparing for the unexpected "5 Ds"
• Why only a small percentage of businesses sell for their expected value
• How coordinated advisors help owners achieve better outcomes
• Practical ways to increase your company's long-term value
• 
  

About Joseph LoPresti

Joseph LoPresti is the Founder and CEO of Clearpoint Family Office and founder of The LoPresti Advisory Group. He helps entrepreneurs build transferable business value, reduce taxes, coordinate financial and exit planning, and create successful business transitions that preserve both wealth and legacy.

Connect with Joseph

Website:

https://clearpointfamilyoffice.com

LinkedIn:

https://www.linkedin.com/in/josephlopresti

Connect with Gary Heldt

🎙 Grow Your Business and Grow Your Wealth

https://podcasts.apple.com/us/podcast/grow-your-business-and-grow-your-wealth/id1521874291

Most business owners spend too much time looking for ways to avoid taxes and not enough time building lasting wealth.

In this episode of Grow Your Business and Grow Your Wealth, Gary Heldt sits down with veteran CPA Sam Miles, founder of Guardian CPA Group, to discuss the difference between smart tax planning and risky tax schemes. With nearly 30 years of experience, Sam shares why the best financial decisions are built on documentation, ethical planning, and long-term strategy instead of social media shortcuts.

They discuss why a great CPA should challenge you rather than simply tell you what you want to hear, how to prepare for an IRS audit before one ever happens, and why growing your balance sheet is more important than reducing this year's tax bill.

If you're a business owner who wants greater confidence in your finances and fewer surprises from the IRS, this episode is packed with practical advice you can use immediately.

• The biggest mistake small business owners make
• What separates a great CPA from an average one
• Why many viral tax strategies can create unnecessary risk
• The importance of documentation for every tax deduction
• How to prepare for an IRS audit before it happens
• The Augusta Rule and when it may apply
• Paying your children through your business legally
• Why buying equipment simply to save taxes can hurt your wealth
• The difference between lowering taxes and building real wealth
• Creating financial systems that support long-term growth

Connect with Sam Miles

Guardian CPA Group

🌐 Website: http://www.guardiancpa.com

📧 Email:

[email protected]

📞 Phone: (702) 303-0510

Connect with Gary Heldt

Learn more about Gary Heldt and how he helps business owners grow both their companies and their wealth by subscribing to Grow Your Business and Grow Your Wealth on your favorite podcast platform.

Visit Small Business Advisors' website: https://www.sbadvisors.cc/

Most business owners spend years building wealth but very little time planning how to protect it.

Guest host Ken May sits down with David Spellman, Director of Spellman Capital Strategies, to discuss why proactive tax planning can make the difference between keeping more of what you've earned or giving away far more than necessary.

David explains why waiting until tax season is often too late and shares practical strategies for business owners preparing for retirement, selling a business, real estate transactions, or other major financial events. He also discusses succession planning, liquidity, retirement strategies, estate planning, and why your financial team should work together instead of operating in silos.

Whether you're years away from retirement or preparing for a major transition today, this episode offers valuable insights to help you plan ahead with confidence.

• Why tax planning should happen long before tax filing
• Common financial blind spots business owners overlook
• How to prepare for selling a business or appreciated assets
• Strategies that may reduce capital gains taxes
• Why succession planning increases business value
• The importance of building cash reserves
• How investment, retirement, estate and tax planning work together
• Why every business owner needs a financial "quarterback"
• Retirement mistakes that can cost hundreds of thousands
• The difference between fiduciary and non-fiduciary advisors

Connect with David Spellman

Website: https://spellmancapitalstrategies.com

Email: [email protected]

What makes a real estate investment worth the risk?

In this episode of Grow Your Business and Grow Your Wealth, Gary Heldt sits down with Jacob Vanderslice, Co-Founder of VanWest Partners, to break down what investors should know before putting money into private real estate.

Jacob has helped oversee more than $375 million in self-storage investments and shares why the biggest mistake many investors make is focusing solely on projected returns rather than understanding the risks.

You'll learn the differences between owning real estate directly, investing through REITs, and partnering in private real estate deals. Jacob also explains key investment terms such as preferred returns, IRR, waterfalls, and K-1s in plain English, making this a valuable conversation for both experienced investors and those just getting started.

Whether you're looking to diversify your portfolio, create passive income, or better understand alternative investments, this episode provides practical insights to help you make more informed decisions.

• Why self-storage has become one of today's most attractive real estate asset classes.
• The pros and cons of direct ownership, REITs, and private real estate investments.
• What every investor should ask before committing capital.
• How to evaluate a sponsor, not just the investment opportunity.
• What preferred returns, IRR, waterfalls, and K-1s really mean.
• Why protecting your downside is often more important than maximizing returns.
• How private real estate can fit into a long-term wealth-building strategy.

Website: https://vanwestpartners.com

LinkedIn: https://www.linkedin.com/in/jacob-vanderslice/

🌐 Website: https://strategicwealthstrategies.com

📅 Schedule a Conversation: https://calendly.com/gary-heldt

💼 LinkedIn: https://www.linkedin.com/in/garyheldt/

🎧 Subscribe to Grow Your Business and Grow Your Wealth for weekly conversations with business leaders, investors, and financial experts who share practical strategies to help you build both your business and your wealth.

What if the biggest threat to your wealth isn’t market volatility, but your own hardwired human instincts? This week’s guest, Jonathan Blau, Founder and CEO of Fusion Family Wealth, argues that our brains are programmed for survival on the African savannah, not for navigating financial decisions under uncertainty. His insights reveal that successful investing is less about finding the perfect stock and more about managing the behaviors that lead to poor decisions.

In this conversation, Gary Heldt and Jonathan Blau explore the fascinating world of behavioral finance. Jonathan explains why investors consistently sabotage their own success, driven by deep-seated biases like loss aversion and overconfidence. He challenges conventional wisdom by redefining risk, arguing that inflation is a far greater threat than temporary market fluctuations. This episode provides a masterclass in recognizing these biases and building a repeatable plan for rational action, especially for entrepreneurs who often mistakenly treat their investment portfolios as divisions of their business.

→ Our brains are wired to feel the pain of a loss two and a half times more than the pleasure of an equivalent gain.

→ The true risk to your wealth is the permanent erosion of purchasing power due to inflation, not temporary market volatility.

→ Entrepreneurs often fail as investors because their overconfidence leads them to believe behavioral biases do not apply to them.

→ Treating a diversified investment portfolio like divisions of a business causes investors to sell undervalued assets and buy overvalued ones.

→ Past investment performance cannot be predicted, but human behavior is highly predictable and controllable.

→ A successful long-term investment strategy requires a behavioral coach to prevent investors from reverting to their default emotional reactions.

If you want to understand how your own mind might be undermining your financial future, this conversation offers a profound shift in perspective. Listen to the full episode to learn how to replace reaction with rational action, and consider sharing it with a fellow business owner who could benefit from this guidance.

To learn more about Jonathan Blau’s approach to behavioral finance and wealth management, you can visit his firm’s website at Fusion Family Wealth. He also hosts the Crazy Wealthy Podcast, where he continues to explore these critical concepts. You can find all his contact information on the firm’s website.

Money Is a Tool. Wealth Is the Goal.

What separates people who simply earn a living from those who build lasting wealth?

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt welcomes financial strategist, wealth management advisor, and Accudo Capital Investments Founding Partner G.A. Pimpleton for a thought-provoking conversation about money, mindset, and building a legacy that extends beyond your lifetime.

Drawing from his unique journey from the music industry to wealth management, G.A. explains why making money and building wealth are two very different skills. He shares practical insights on financial literacy, deferred gratification, generational wealth, and why the most valuable investment many people can make is in their own financial education.

Gary and G.A. also discuss the importance of teaching children about money, surrounding yourself with the right financial professionals, and positioning yourself to thrive regardless of economic conditions.

• There is a critical difference between earning money and building wealth.

• Wealth starts with changing how you think about money.

• Teaching financial principles early can impact generations.

• Deferred gratification remains one of the most powerful wealth-building tools.

• A strong team of financial professionals can help avoid costly mistakes.

G.A. Pimpleton is a financial strategist, wealth management advisor, and Founding Partner of Accudo Capital Investments. He helps entrepreneurs, families, and business owners build long-term wealth through strategic financial planning, investment solutions, business funding, and wealth management strategies designed to create lasting financial success.

Gary Heldt is a CPA, business advisor, and entrepreneur dedicated to helping business owners create profitable businesses while building personal wealth. Through the Grow Your Business & Grow Your Wealth Podcast, Gary shares practical insights and conversations with experts who help entrepreneurs make smarter financial and business decisions.

LinkedIn: G.A. Pimpleton LinkedIn

Website: Accudo Capital Investments

Most business owners spend years building wealth but very little time protecting it.

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt sits down with attorney Blake Harris to discuss asset protection, offshore trusts, lawsuit prevention, and the strategies successful entrepreneurs use to protect what they have worked so hard to build.

Blake explains why asset protection is not just for the ultra-wealthy, how lawsuits can affect business owners of all sizes, and why proactive planning often makes the difference between preserving assets and losing them. He also shares practical insights into trusts, LLCs, offshore structures, and evaluating professionals who claim to be asset protection experts.

• Many business owners wait too long to implement asset protection strategies.

• Asset protection is about proactively arranging assets before legal issues arise.

• Offshore trusts often provide stronger protection than domestic trusts.

• Proper funding of trusts and business structures is essential for effectiveness.

• Verifying an attorney's credentials, reputation, and experience is critical before engaging their services.

• Asset protection planning can provide both financial security and peace of mind.

Website: https://blakeharrislaw.com

LinkedIn: https://www.linkedin.com/in/blakeharrislaw

Visit Gary Heldt's website at https://www.sbadvisors.cc/

Connect with Gary on LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr/

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