Grow Your Business and Grow Your Wealth

Alan Schoenberger, Founder of Endeavor Financial Planning LLC, considers himself to be an investigator or detective for comprehensive financial planning. Alan likes to dig, research and analyze, until he’s able to help clients reach their financial goals based on individual needs and desires.

For nearly 30 years, Alan has helped start-ups and existing small business owners create and manage their budgets, analyze their financial data, and plan for the future. His expertise in financial strategy has been quoted in articles in US News and World Report, and Business Insider.

Alan’s detective style questions give clients lots to think about regarding how they plan for retirement, and he gives them specific strategies they can use to develop and stick to their financial budgets.

In our conversation, we discussed:

·        Determining the right investment mix based on goals and risk tolerance.

·        Figuring out the retirement lifestyle.

·        The importance of creating a plan and tax implications.

·        Stock market mistakes.

·        Proper day-to-day budgeting.

·        Financial communications with family members.

Enjoy the show!

Connect with Alan:

Website: www.endeavorfp.com

LinkedIn: https://www.linkedin.com/in/alanschoenberger/

Facebook: https://www.facebook.com/EndeavorFinancialPlanning

Instagram: @endeavorfinancialplanning

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

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Tony Fiorillo is President of Asset Management Strategies, Inc., a Registered Investment Advisory. Tony has a tax background and has specialized in investments for over twenty years. To help clients make better informed investment decisions, he has designed a proprietary online platform to support participants of 401K, 403b and 457 Plans nationwide. His firm also supports clients by working with accountants and attorneys, including the largest national law firm that specializes in litigation against stockbrokers.

Tony's credentials also include studying International Business at the University of London, and Investment Decisions and Behavioral Finance at Harvard University. He has been featured in the Wall Street Journal, Bloomberg Wealth Management, Money Magazine, Smart Money, Indianapolis Star, and accounting trade journals. 

In our conversation, Tony shares his expertise and how his firm works with clients including:

·        Teaching how fee verses commission-based scenarios affect your accounts.

·        Taking the emotions out of investing with a proprietary online platform.

·        Translating and helping clients understand tax investment language.

·        Helping clients understand the stock market.

·        Building a firm foundation for your investment portfolio.

Enjoy the show!

Connect with Tony:

Website: https://www.amsria.com/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Nguyen is an attorney who helps entrepreneurs in the areas of LLC/Corporations, trademarks, franchising, and estate planning. He is also the author of two best-selling books, Making Your Mark, a trademark book for entrepreneurs and Don’t Sue Me, on employment law.

Dan is the host of the Intentional Entrepreneur Podcast, and has appeared on US News and World Report, American Express OPEN Forum, Fundera, and Legal Zoom. 

Because of Dan’s experience in working with a wide variety of industries, he can share that knowledge to benefit his clients. In our conversation, we discussed: 

·        Picking the correct entities or franchise entities-LLC, LLP, Inc.

·        Creating the correct articles of organization.

·        Operating agreements and their importance.

·        Forming the right team for your small business or corporation.

·        Trademarks.

·        Consider franchising to expand your business profile.

Enjoy the show!

Connect with Dan:

Website: www.dxnguyen.com

LinkedIn:  https://www.linkedin.com/in/dxnguyen

Twitter: https://twitter.com/danxnguyenESQ

Instagram: https://twitter.com/danxnguyenESQ

YouTube: https://www.youtube.com/channel/UC0UZ2aixGQG5oXQR5suv3dw?view_as=subscriber

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Randy Kurtz, CFP, RIA is a nationally recognized expert on risk. He went from being a great stock picker at Bear Stearns to starting his own company and picking stocks for wealthy clients. 

Randy felt he was doing a disservice for his clients by not looking at their long-term financial goals. There was a need to help them create diversified financial plans.

Using his stock picking knowledge and love for Excel sheets, Randy developed his Data Driven Advisor program to transform an advisors’ business with super diversified portfolios. The Data Driven Process aims to lower volatility and reduce a portfolio’s range of outcomes. Lower risk does not mean lower returns, but it means less fluctuation, meaning the advisor can better address the client’s concerns.

In our conversation, Randy explains his Data Driven Advisor program and other topics including: 

·        The fears of clients-building assets for retirement and then questioning, “Is it enough?”

·        Randy’s game of risk and how to control it.

·        The three buckets of investments.

·        The advice of a professional for understanding outcomes of financial plans.

·        Retirement-financial and life plans.

·        Roth conversions.

Enjoy the show!

Connect with Randy:

Website: www.upperleftwealth.com

LinkedIn:  https://www.linkedin.com/in/mrdiversification

Twitter: @MrUpperLeft

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Raymond Prospero, ChFC®, is a Partner Advisor with Advice Period. Ray helps clients develop realistic financial goals, designing wealth management strategies to help preserve wealth for future generations.

Ray launched his financial services career when he joined Merrill Lynch in 2010 after a legal career, where he was admitted to the United States Tax Court. While at Merrill Lynch, Ray was a Senior Vice President and a member of their Circle of Excellence recognition club, reserved for top-performing advisors nationwide. He holds a Juris Doctorate degree from the University of La Verne College of Law and earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services.

In our conversation, we discussed:

·        People need, but often neglect estate planning.

·        Using Right Capital, a cash flow and financial planning program that’s data driven.

·        A relationship approach is more satisfying than old-school transactional work.

·        Market awareness with the new administration.

·        Being proactive for clients.

·        The difference between a Registered Investment Advisor (RIA) and a broker-dealer.

Enjoy the show!

Connect with Ray:

Website: https://www.adviceperiod.com/?team=ray-prospero-2

LinkedIn:  https://www.linkedin.com/in/rcprospero

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Olivia Summerhill works only with affluent women, protecting their lifestyle throughout the divorce process. She works closely with her clients’ divorce attorneys, mediators, and wealth managers to negotiate the most helpful financial settlements. Olivia is one of few financial professionals to hold Certified Financial Planner, Certified Divorce Financial Analyst, and Behavioral Financial Advising credentials.

Olivia has worked in the financial industry throughout her career, but made the pivot to work with this specialized market during this past year. The transition came easily, given her past work and the desire to help this group of women. 

In our conversation, Olivia speaks about how she helps women during the divorce process, including:

·        The big question- “Can I keep the house and my lifestyle?”

·        The time to do a financial checkup.

·        Finance 101 and budgeting.

·        Reviewing the paperwork from life insurance, tax returns and credit card points.

Olivia also gives advice on balancing time and setting boundaries. She needs to practice what she preaches as she prepares for an Ironman!

Enjoy the show!

Connect with Olivia:

Website: www.summerhillwealth.com

LinkedIn:  www.linkedin.com/in/oliviasummerhill

Podcast: https://podcasts.apple.com/us/podcast/divorce-for-wealthy-women/id1546130936?i=1000503911523

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sundance Brennan is the Branch VP of Training & Sales for American Financial Network, Inc. Sundance has made a 20-year career of helping people, making the American dream of owning a home a little easier.

Sundance has a three-step plan to help borrowers uncover their financial goals and making sure mortgage, debt, and credit planning are included. 

Also, to his credit, Sundance is a professional sales coach and Amazon best-selling author of The Art of SalesFu: 10 Steps to Selling Anything over the Phone. 

In our conversation we discussed:

·        What questions to consider when refinancing.

·        The undeserved bad rap of the mortgage industry.

·        Finding the right credit repair professional.

·        Coaching others to become better sales professionals.

·        Mortgage trends to watch.

Let us know how much you enjoyed this episode.

Connect with Sundance:

Website: www.thesalesnerds.com

LinkedIn:  www.linkedin.com/in/sundancebrennan/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Simon Popple is the Managing Director of Brookville Capital. The company provides Simon with daily contact to institutions such as pension funds, sovereign wealth funds, private banks and family offices seeking to deploy capital in commodities.

Rather than investing in actual commodities, Simon specializes in researching and finding the right commodity companies to invest in. You can learn more in his weekly, Brookville Capital Intelligence Report.

In our conversation, Simon gives insights on how to invest and advice on what it takes to be a smart investor including:

·        How to invest in commodities.

·        Providing research and insights into a sector.

·        Look at difference currency through commodities.

·        Common commodity investment mistakes.

·        Cautions to investors.

Let us know if you enjoyed this episode.

Connect with Simon:

Website:  www.brookvillecapital.com

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Carney is the co-founder of RiversEdge Advisors, LLC. Two weeks after starting his career as a financial advisor, 911 happened. Brian persevered and along the way he started a financial planning firm with his two best friends. He made the leap to starting his own firm, because of his desire to help clients understand their personal finances and reduce financial anxiety.

In our conversation we discussed:

·        The difference between a financial planner and investment manager.

·        Helping clients to stay organized and focused on financial goals.

·        Eliminating the emotions out of financial decisions.

·        Creating your team for a successful financial plan.

Brian and his team work to keep clients on track with the goal of building net worth. He also helps business owners through his podcast, Happy Half Hour with an Entrepreneur.

Connect with Brian:

Website: https://riversedgeadvisors.com/

Instagram: https://www.instagram.com/riversedgeadvisors_llc/

Twitter: https://twitter.com/RiversEdge_LLC 

Linkedin: https://www.linkedin.com/company/riversedgeadvisors/

Youtube: https://www.youtube.com/channel/UC12-pT6ZGV7Wukj1mCxcFPA?reload=9&view_as=subscriber

 Podcast website: https://www.happyhalfhourwithanentrepreneur.com/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah Carlson is the owner of Fulcrum Financial Group based in Spokane, Washington. Sarah has a system to help people navigate the many complexities that money can bring to life. She works to help simplify the process, whatever the dream may be, from early retirement or traveling the world, to leaving a legacy for future generations, or something else. 

Sarah’s credentials include being a graduate of Yale University, a Certified Financial Planner™, Chartered Life Underwriter®, and Chartered Financial Consultant®. Her areas of experience include securities, trust, wills, investments, and retirement planning.

In our conversation, Sarah talks about her system and other topics including:

·        Find the proper financial people with right tools to help you.

·        The difference choices available for retirement planning.

·        Understanding a client’s tolerance to investment risk.

·        Elder abuse–when parents do too much for their adult children.

·        Using her systematic process (software) to integrate with all your investments.

Sarah’s process is a bullet proof plan to help clients understand and meet their individual investment needs.

Get ready to take notes. Enjoy the show!

Connect with Sarah:

Website: http://www.fulcrumfinancialgroup.com

Facebook: https://www.facebook.com/FulcrumFinancialGroup

LinkedIn: https://www.linkedin.com/in/sarah-carlson-cfp%C2%AE-chfc-clu/

Connect with Gary:

Website: sbadvisors.cc/

Facebook: facebook.com/SmallBusinessAdvisors

LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices