On this week’s episode, Darren and Christina are breaking down the differences between choosing a home equity line of credit and an infinite banking policy loan including which can be called, making payments, creditor protection, what’s taxable, and which one you should choose overall. Tune in now!

Show notes:

00:00 - Introduction

00:55 - Introducing a new acronym: CLUE (control, liquidity, use, and equity)

4:45 - Example of the wealthy using leverage to their advantage

8:00 - Can the HELOC be called? What about infinite banking policy loans?

10:55 - Making payments: HELOC vs. policy loan

12:15 - Creditor protection: HELOC vs. policy loan

14:00 - Death benefit: HELOC vs. policy loan

17:30 - What’s taxable?: HELOC vs. policy loan

21:05 - Retirement and death: HELOC vs. policy loan

24:25 - Which one should you pick?

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