Honest Money

Today Warren Ingram answers your questions on the S&P500 vs MSCI World Index ETFs and whether selling property, investing the money, and renting until your goal amount is achieved is the best way to reach financial freedom. 

Topics/ Questions: 

1. My question is about whether it's best to invest in an ETF like the S&P500 or the MSCI World. I’ve heard some people say the S&P500 is a good ETF to have but i know the MSCI world is more diverse and has most of the companies listed in the S&P500. Should I invest in one of them or both of them? 
2. I have paid off my house and I’d like to sell it as it no longer suits my needs. My plan is to sell the house and invest the money whilst I rent for the next 5-7years until I’ve made enough to pay off the new house. Is this a good idea or should I get a bond for the difference and buy the house from the start? 

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today we welcome Michelle Green, Credit Analyst at Prescient and ESG Committee Chair Member to discuss conscious investing. Warren Ingram and Michelle discuss more on ESG investing,  what does it mean, what is capital gain like, and why the rate of change is important. 

Questions/ Topics: 

1. What is ESG? 
2.  Knowing more about the ethics behind investing in ESG markets
3. Does ESG come at the cost of capital growth? 
4. How does a committee in ESG work?
5. Why the rate of change is important to look at 
6. What should our listeners know about ESG?
7. If you had advice for your younger self, what would it be

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today we speak about property! Warren Ingram and Frugal Local, a regular show guest, discuss buying property as an investment, what are the considerations to keep in mind, and tips on how to budget and lower your fees. 

Topics/ Questions: 

1. What is your insights on owning property as an investment? 
2. What’s the right way to go about buying a property? 
3. Tips and lessons learned before buying property 
4. The importance of having a “buying buddy”
5. What are the fees & the process involved in buying a property?
6. The interest calculated over your time horizon
7. Buying with consideration 

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

It’s that time of year, saving is on all of our minds! Warren Ingram answers your questions about long-term and short-term investments as well as working out your saving percentage pre/post tax.

Topics/ Questions: 

1. My mom inherited some money but she doesn’t need to use it at the moment, she wants to invest or save it but she doesn’t want to take on too much risk. What investment should she invest in that will offer her better returns than a savings account but is low risk? I’ve also been looking at savings and many sites give you a percentage to save of your salary, is this before or after tax? 
2. I have a question about short-term saving goals (2-3yrs), where would you recommend I invest? Would it be a unit trust, a balanced fund, or an ETF? 

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today Warren Ingram invites the wonderful Gugulethu Mfuphi to discuss her experience in media, financial lessons learned and how educating yourself can impact your future during unpredictable times. 

Topics/ Questions: 

1. What is a conversation strategist? 
2. You’ve had so much exposure in the media, what have you observed about people that are financially successful? 
3. Creating wealth: what does it take? 
4. Unpredictable income: how does this impact entrepreneurs & people in the media space
5. Asset catch-up: what is this?
6. Second & third generation: cumulative wealth 
7. Gugu’s career history & lessons learned 
8. Unpredictability & planning for it 
9. If you had advice for your younger self, what would it be? 

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today we invite Ray Mhere from Prescient back on the show to discuss and answer your questions.  Warren Ingram and Ray speak about the difference between ETFs and Shares, which one is best to invest in, and how to accurately read return charts on your favorite investment apps. 

• I have a question about ETFs and shares, what is the difference and how do they work? How do I read the stock graphs, there are usually 1-month, 3 months, 6 months, and 1-year return graphs. Which one should I be looking at and which one should I be investing in? 

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today we invite Ray Mhere from Prescient back on the show to discuss and answer your questions. In this action-packed podcast, Warren Ingram and Ray Mhere speak about investing in holding companies vs investing in individual companies. How is this setup, and which one is the best to invest in? 

Questions/ Topics: 

1. My question is about investing in a holding company vs investing in an individual company. What is the difference, how is this setup and which one should i invest in? 

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today we have an exciting episode and something that sparks Warren Ingram’s passion- traveling! We invite Patrick, known as Travel Bug Bitten, to speak more about travel-friendly budget tips and the best places to go within Africa! 

Questions/ Topics: 

1. Travel Tips: How to travel for less? 
2. Accommodation budgeting tips 
3. Using loyalty programs to help save you money 
4. Understanding your must have’s 
5. How to shop flights and transport
6. Apps to use for language, maps and transport schedules
7. Hidden gems in Africa that you should visit
8. Budget friendly food tips 
9. Best way to pay overseas: Cash vs card?
10. If you had one tip for your younger self, what would it be?

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

On today’s episode, Warren Ingram invites The Finance Ghost back on the show to discuss vehicle financing in terms of balloon payments and how you can own great cars, cheaply! Warren and The Finance Ghost give tips on buying cars and touch base on local vs international investments.

Questions/ Topics:

1. What are balloon payments & how does it work? 
2. How to bring your monthly payments down on vehicle finance 
3. What is second-gross and how do dealerships use this to their advantage?
4. What is an access bond? 
5. The importance of making car decisions with your partner 
6. Tips on how to drive a great car, cheaply. 
7. Mastering the discipline of servicing your car regularly 
8. Tips before buying a car
9. Local vs international investments & transaction costs
10. The US Market: The Rand vs the Dollar 
11. How do economic events affect the Rand vs Dollar vs Pound

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

1. Traditional investing vs equities vs multi-asset investments: what is this and how would it help me?
2. Blending shares 
3. Questions to ask yourself before investing
4. Wins as an individual investor 
5. Tax exemptions & tax tips on investments 
6. Multi-asset investments: what investment opportunities are included in this? 
7. Medium equity funds
8. What does averaging in and averaging out an investment mean? 
9. The secret to investing 

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod