Honest Money

We have a special 3-part series talking with authors Steven Boykey Sidley and Simon Dingle on their book, Beyond Bitcoin: Decentralised Finance and The End of Banks. Warren Ingram speaks to Steven & Simon about the ins and outs of crypto, the blockchain system, what decentralisation is, how banking will be affected and more. 

Topics/ Questions: 

1. What is Bitcoin? 
2. Who started the idea of crypto/ digital money? 
3. Who developed the blockchain system? 
4. What does a smart contract mean?
5. What is the blockchain system? 
6. What does decentralisation mean? 
7. How is decentralisation linked to the blockchain system? 
8. How safe is the system & what are the White Hat Hackers? 
9. Traditional finance and banking vs crypto

Grab a copy of Beyond Bitcoin: Decentralised Finance and the End of Banks on Takealot, Loot, and Exclusive Books.

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

For more about our Privacy Policy, see here.

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In today’s episode, Warren Ingram gives an overview of the 2022/23 budget speech, what to expect and what changes are coming up. Warren also touches on Regulation 28 in terms of retirement fund allocations, fuel & road levies, company tax rates, and more. 

Questions/ Topics: 

• Regulation 28: Retirement Fund Allocations
• Fuel/ Road Levy and Increases 
• Company Tax Rates 
• Personal Tax Rates 
• Overall Conclusion

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today Warren Ingram answers your questions around property investments, how to work out your investment vs costs on the property, and your profits when selling. Warren also advises on how to get a good credit rating, tips on using a credit card responsibly, and what to do if you’re in debt and need extra time.
 
Topics/ Questions:

1. Is it a good idea to invest in property? 
2. How do I build up a credit score after leaving school? Do you have practical tips on how to build a good credit score using a credit card? 

 
Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

We’ve put together a 2022 Investing Game Plan to help you achieve your financial goals this year. Warren Ingram reviews his 2021 gameplan, provides 2021 reviews on JSE vs World Market investments, why 75% of your portfolio should be Global, and more on 2022 investment decisions. 

Topics/ Questions: 

1. Debt
2. Emergency Funds 
3. Financial Freedom Savings vs Disposable Savings 
4. Tax-Free Savings Accounts
5. Diversification
6. 2021 Game Plan vs 2022 Gameplan Review 
7. JSE Investments: 2021 Review 
8. World Markets: 2021 Review 
9. JSE + World Markets: 2022 Suggestions 
10. Global Markets: Why,  Time horizon & Recommended Percentage to invest 
11. 2022 Investment Decisions 

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

We love the diverse questions we get from our listeners, today we learn about Scalp Trading & Tax-Free Savings Account Transfers. What is Scalp Trading, is it best for short or long-term profits, and is it worth investing in?

Warren Ingram also advises on transferring your Tax-Free Savings Account (TFSA) funds from a cash account to an ETF platform, transfers vs redemptions on your TFSA & more.

Topics/ Questions: 

1. What is Scalp Trading? What’s the best platform to use and what is  Warren’s opinion on it?  
2. I want to move money from my TFSA to an ETF, is it possible to move it and could you give me guidance on how to approach this? 

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Tax season is coming to a close at the end of Feb!  In today’s episode, Warren Ingram speaks to tax guru, André Bothma, on Tax-Free Savings Accounts, tax tips on your RA, side hustle provisional tax, the best time for bonus payouts, how tax works with portfolio diversification, and more about  André’s journey on becoming the Tax Maverick.

Topics/ Questions: 

1. TFSA Limits: How does SARS know I’ve invested the R36,000.00 limit or lifetime R500,000.00 in my tax free investment account?
2. Investing in TFSA: I understand the tax year ends at the end of Feb, would it be advisable to max out the R36,000.00 before then and continue with a R3000 contribution p/m from March?
3. Individual tax tips on RA’s and how it helps with tax rebates
4. Tax tips on side hustles and provisional tax 
5. Tips on bonus payouts during February for businesses 
6. Understanding how admin fees on your policies can affect your investments 
7. Diversification and how it can help you 
8. The Tax Maverick: André’s journey  
9. Tax advice for entrepreneurs: what software will assist with the tax return process  

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

We kick off this 2022 with top tips from Warren Ingram on how to succeed in your financial goals this year. Wholesome advice on understanding your money, budgeting pillars, debt plans, tax season contributions, relooking at your investment plans, and the benefits of finding a finance buddy. 

Topics/ Questions: 

1. Understanding your money: expenses vs investment allocations
2. Budgeting Pillars: wasted expenditure, lifestyle expenditure, debt & necessities budget
3. Touching on various income revenues & emergency funds
4. Debt Plan: What to focus on first
5. Why having a Will is important 
6. Tax Season: Contributions, TFSA investments, RA’s & Capital Gains
7. Relooking your investments 
8. Financial support using stokvels and positive peer pressure 

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today we celebrate our 100th podcast with an episode on all the golden nuggets we received during 2021 from Warren Ingram and our guest speakers. Save this episode for quick advice on starting your investing journey, tips on global investing, more on crypto, Warren’s personal global investment portfolio, how to get the best return on your investments, investing in the domicile & more. 

Topics/ Questions: 

1. Tips on starting your investing journey
2. Global Investing Advice 
3. More on cryptocurrency 
4. Warren’s personal global investing portfolio 
5. How to get the best returns on your investments 
6. Looking at investing and time horizons, how to work out your retirement budget, and the Bengen rule
7. Index investments 
8. Investing in the domicile 
9. Trusts vs Foundations 
10. Overdrafts and using it for investing 
11. Tips on buying a car

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Welcome back to a new year filled with sound advice on how to reach financial freedom with Warren Ingram on the Honest Money show. 

We kick off the year with advice received from our guest speakers during 2021 answering Warren Ingram's favourite question,  “If You Could Give Your Younger Self Advice, What Would It Be?”. 

Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Today we have our last podcast and Q&A for 2021! Find out what Warren Ingram says around where best your money would be when receiving a large lump sum, paying off your bond, your car, in your TFSA account or investments? We also find out more about when leaving a job, what is the best route to take when getting your RA paid out, is a Preservation Fund the way to go and what considerations should be taken into account. 

Topics/ Questions: 

1. I have a lump sum of money, where best would it be, in my bond, paying off my car, in my Tax-Free Savings Account or should I invest it? 
2. I am leaving my company and need to know what the considerations are with Preservation Funds? I am not inclined to go the RA route. 

Have any questions? Don’t forget to send questions through to our WhatsApp on (+27) 72 934 4218. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod