Honest Money

We want to help you gain financial freedom so keep sending your questions through to our WhatsApp because ultimately your goal is ours. In today's episode, Warren Ingram answers your questions around how to ensure you don’t dip into your savings and what company information and trends you should look at when buying shares.

Topics/ Questions:

1. I try to invest my money but I end up falling short every month, how can I overcome this problem?
2. I'm looking at investing in single shares, what are the key components I need to look at before I decide what company to invest with? Should I look at their history in the stock markets or their current stock shares? 

Help us help you by sending your questions through to our WhatsApp on (+27) 72 934 4218. Don’t forget to follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

“You don’t need to be great to start, but you have to start to be great”. In this episode, Warren Ingram speaks to Thando from Small Steps To Freedom on her journey, how she started her career in finance and tips on how to invest with smaller amounts of money.

Topics/ Questions: 

• What would be the starting amount to kick off your investments into the stock market? 
• What investment platforms are there? 
•  Investing in livestock 
• Stock market and cryptocurrency investment advice 
• Thando’s journey with money 
• About the FIRE movement 

Don’t forget to send us your Voicenote questions on WhatsApp to (+27) 72 934 4218 and follow us on Twitter, LinkedIn and Subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Keeping Honest Money honest with your Q&As. In this week's episode Warren Ingram answers your questions around endowments, expense ratios and when your fees should be deducted.

Topics/ Questions: 

1. Investing in endowments: what you need to know, the benefits and things to look out for. 
2. How do expense ratios work in different funds and when should your fees be deducted? 

Got a question after listening to this episode? Don’t forget to send us your Voice Note questions on WhatsApp to (+27) 72 934 4218 and follow us on Twitter, LinkedIn and Subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

One of our most asked questions is how to settle debt and get closer to financial freedom. Warren Ingram speaks to Charles Hsuan on how he went from over 170k in debt to debt-free and shares his methods used, how he stayed motivated and how his mindset has changed since.

Topics/ Questions: 

• How did you get into debt? 
• What was your driving factor to pay off your debt? 
• How has being in debt and now debt-free impacted the way you run your business? 
• How did those around you support you in paying your debt off? 
• What is the importance of having support whilst on your financial freedom journey? 

Do you or someone you know have an inspiring story around gaining financial freedom? Reach out to us and you could feature on the next podcast with Warren Ingram. 

Don’t forget to send us your Voice Note questions on WhatsApp to (+27) 72 934 4218 and follow us on Twitter, LinkedIn and Subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

On today’s Honest Money podcast, Warren Ingram answers your questions around Tax-Free Savings Accounts, from best practices, finding the right institute and whether or not an RA is still necessary.

Questions/ Topics: 

1. As a young professional that’s starting their saving journey, should I have more than 1 tax free savings account? I am also a contractor and don’t have a retirement plan with my company, am I limited to an RA or will a tax free savings account suffice? 
2. I'm starting my investment journey and I want to invest in a tax free savings account, there’s conflicting advice with regards to opening up one with a bank or a unit trust company/ easy equities index provider. What is the best practice? 

Don’t forget to send us your Voice Note questions on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren.

Follow us on Twitter, LinkedIn and Subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Warren Ingram answers your questions around feeder funds, leveraging off the exchange rate and factors around property investment. 

Questions/ topics: 

1. Investing your money in feeder funds: Rands vs Dollars and would you benefit from the exchange rate?
2. Where should I invest my money currently? Is property investment still a good option? 

Don’t forget to send us your Voice Note questions on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren.

Follow us on Twitter, LinkedIn and Subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Warren Ingram and George Robertson, Director of Galileo Advisory Services and Galileo Wills, educates us on Trusts and answers the following important questions: 

1. What is a Trust and why do they exist? 
2. How do I establish a Trust?
3. How do I invest money into a living Trust and what are the tax implications? 
4. What do I need to consider when putting assets into a Trust? 
5. Why should I put assets into a Trust? 
6. Is there a financial benchmark that I should reach before building a Trust? 
7. What are the costs of establishing a Trust? 
8. What do I need to consider when opening a Trust? 

Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren.

Follow us on twitter for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Warren Ingram and Grant Locke share some exciting news on an upcoming competition with OUTvest. 

We want to help you build towards your financial goals by making it fun, the more you save towards your goal, the higher your chance is to WIN the grand prize of R10 000 deposited into your OUTvest Investment account. You can also stand the chance of winning R1000 monthly and a signed copy of Warren Ingrams book. 

No investment is too small… So what are you waiting for? Sign up today: https://bit.ly/3wEMBlB

P.s. Want to feature on an episode with Warren Ingram? Share your goal saving journey with us and you could feature on Honest Money pod.  

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Warren Ingram answers your questions around investments during the market crash due to COVID and investing your money locally vs offshore if you are emigrating. 

Questions/topics:

1. During March 2020 the stock markets dropped, does this affect my long term investments if I missed out on the opportunity during this time? 
2. I will be emigrating in the next few months. I have capital under my portfolio and don’t know whether I should take my money offshore or invest locally? 

Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren.

Follow us on twitter for more Financial Freedom content: @HonestMoneyPod

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

A Will is one of the single most important documents a person can have;  yet, so many of us put off dealing with it for far too long. In this episode Warren Ingram speaks to expert, George Robertson, the CEO of Galileo Advisory Services, about the following: 

• What is a Will?
• Who needs a Will?
• What are the costs involved?
• How is it managed?
• Do I have to establish a trust?

If you need a will please visit https://www.galileowills.co.za/

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod